Car title loans use a car title as collateral in order to receive emergency cash. Title loans fall under the category of predatory lending, targeted at people with no credit or poor credit. Title loans …

There is much debate over what effects the recently passed, and highly controversial, health care reform bill will have, short term and long term, but for now certainly health care insurance is a big, big …

Compared to other types of insurance policies, renter’s insurance premiums are very low. The price depends on several factors which include the type and location of the rental unit, its existing risks or safety measures, …

Luxury real estate begins with the land and the home. You will want at least one acre for privacy. Also enough area for a 5,000+ square foot home and a pool, tennis court, and sumptuous …

Credit cards, used properly, can assist you in becoming financially successful, and can even make you money. The key is to be disciplined in your use of your credit card. The following 5 tips will …

As a property owner, there comes a time when you feel like you want to develop or reinvest in your property. Having all the cash needed to accomplish your objective can be challenging, forcing you …

With more companies providing a 401k plan as part of, or the only retirement plan it offers, people are finding themselves more in control of their own retirement planning. Most 401k plans allow you to …

Health insurance regulations exist for insurers resulting from laws and regulations from various federal laws and state statutes. Many of these laws apply only to group health insurance coverage that has been provided by an …

The mere notion that government somehow should pay for all medical care is fundamentally wrong if you believe anything that the constitution says about life, liberty, and the pursuit of happiness because our forefathers never …

When people buy a new car, often they are not thinking very far down the road in terms of safety. If they’re in an accident, they expect their insurance company to pay for it. Often …

You are ready to retire now! You have made up your mind, told the boss, had your farewell dinner, and now you are terrified. Even with all the preparations you have completed before you left …

The government is currently offering federal tax credits for energy-efficient or renewable energy systems for your home. Some of the tax credits available in 2009 can be claimed on your 2010 return, but are the …

Walmart is one of many stores that coupon shoppers use. Their coupon policies are fairly easy to navigate, although they may be interpreted slightly differently by different store managers. There are also times that you …

When insurance companies underwrite marine insurance, one of the important criteria used is depreciation. Depreciation refers to the reduction in value of material over time; in this case the lower value of a boat. But …

The use of credit cards costs everyone in the form of higher prices for goods. Retailers are charged a merchant fee to process credit card transactions, which is passed onto all customers. It is illegal …

When I was first starting to learn about personal finance, the first book I picked up was George Clason’s The Richest Man in Babylon. It was really a great book that taught fundamental truths about …

A mortgage payment is a significant expense – one of the biggest burdens on a household budget. Saving even a small amount on it can add up within a year and over the years. Perhaps …

Both of my parents ended their lives in health care facilities (nursing homes). Both ran out of savings very quickly, even 20 years ago when my father died. My mother only died last year at …

Car rental insurance charges can sometimes exceed the rental rate itself.  Car rental companies make millions of dollars on these excessive fees because consumers are unaware of their own coverage or scared into buying coverage …

Do you fully comprehend the components of a renter’s insurance policy? Renting a condominium, an apartment or a house? Hopefully you have heard of renters insurance and already have a good insurance policy. You don’t? …

Having a baby can be one of the most exciting times in a person’s life, but it can also be one of the most trying in terms of financial stability. From formula to clothes to …

Tax deeds are a great investment medium, firstly due to the fact you can purchase property cheaply, creating a great return on your invested capital and additionally because you’re assisting your local governments in reclaiming …

Your first step in filing a business insurance claim is to contact your insurance agent. With the computer software provided by many companies, your agent can submit a claim for you online, greatly decreasing the …

Do you remember these words, “Greed… is good. Greed is right, greed works. Greed clarifies, cuts through, and captures the essence of the evolutionary spirit. Greed, in all of its forms; greed for life, for …

Top Five Travel Insurance Tips for International Travelers What is Travel Insurance? Travel Insurance protects you from any substantial losses that may result from a variety of situations and unforseen circumstances. Some of these situations …

The vast majority of us know in principle precisely how to avoid debt but the reality is that – as with so much in this life – the theory does not always translate in to …

Most people have heard of the three main credit bureaus, Experian, Equifax and TransUnion. They are a solid trio and their reports are used to compile your Fico credit score. Yet millions of people do …

How to cut heating costs. If you have retired then cutting costs may be a major concern of yours. Nothing is getting any cheaper these days especially the escalating heating costs. One way to keep …

Stochastics of various sorts have a couple of roles in finance. Broadly, in probability theory ‘stochastic’ is synonymous with ‘random’ and a stochastic process is any process whereby a system’s state is determined by both the …

Will Facebook go public and start selling stock next year? 2012 may be the big year for Facebook founder and CEO Mark Zuckerburg, regardless of his efforts to keep the social media empire private. I’m …