Financial Planning as a Single Person

Financial Planning as a Single Person

While married couples are expected to do some sort of financial planning for their future single people usually aren’t expected to do the same financial planning. Just because you’re single doesn’t mean you don’t need …
How to Find Unclaimed Property in Kentucky

How to Find Unclaimed Property in Kentucky

Savings accounts, checking accounts and from time to time, paychecks may all wind up as unclaimed property. This is caused primarily due to moving, name changes or death of a family member. Unclaimed property includes …
Who should Manage the Family Budget

Who should Manage the Family Budget

During these tough economic times, having a family budget and sticking to it is more important than ever. Determining who is going to manage the family budget is an important decision, but equally important is …
Safety Tips for Banking Online

Safety Tips for Banking Online

The Internet has made it so convenient for us in the sense that it makes doing certain daily or common activities much easier. One of such activities is banking. Despite the convenience of banking on …
Best Ways to Repair your Credit

Best Ways to Repair your Credit

Credit scores are becoming increasingly relevant to our everyday lives, and espousing the use of credit in favour of cash can actually have a negative impact on your life in ways you give no thought …
How to Invest on a Low Income

How to Invest on a Low Income

Many people believe that to invest you need to either have lots of money or earn lots of money. Those who think that way couldn’t be any more wrong. To invest, it’s not about how …
How to Read a Homeowners Policy

How to Read a Homeowners Policy

Unfortunately, most of us never read our homeowners insurance policies, not realizing it is our personal responsibility to do so. By understanding how to read a homeowners insurance policy, you can be sure you have …
Good Debt vs Bad Debt

Good Debt vs Bad Debt

Debt can be used for different purposes and can feature different payment terms. You can borrow money to buy a house, you can get a student loan, borrow to buy a car, use your credit …
Insurance Options for Baby Boomers

Insurance Options for Baby Boomers

Baby boomers are retiring from the traditional workforce earlier, while taking on new challenges of entrepreneurship. Insurance is a vital part of the baby boomers’ planning for this next segment of his life. Since Medicare …
Online Banking Smartphone – Yes

Online Banking Smartphone – Yes

Think of a smartphone as a very small laptop or netbook.  People wouldn’t think twice about banking with either of these devices so a smartphone should be thought of in the same way.  Granted, you …
Retirement Planning 101

Retirement Planning 101

Considering that many people spend about a third of their lives in retirement, it should not be left to chance. Enter retirement planning; a financial planning method that attempts to adequately prepare you for the …
How to Shop for Car Insurance

How to Shop for Car Insurance

THE BASICS OF SHOPPING FOR CAR INSURANCE, IN LAYMAN’S TERMINOLOGY. We have all been through the tedious, search for an insurance company that fits our needs. The two primary benefits of car insurance is to …
What is an Estate and Estate Planning

What is an Estate and Estate Planning

Estate planning manages the financial assets, both real property and personal property, that comprise the net worth of an individual that will be passed onto beneficiaries following death. Estates can exist during the lifetime of …
What Penny Shares are Worth

What Penny Shares are Worth

First let us look at what a penny share is. A penny share is a share of stock that trades at near or under 5 dollars. In addition this particular company has a relatively low …