Before a mutual fund is introduced in the market, fund managers need to decide on the investment objectives and the market strategies that need to be pursued in order to meet these objectives. The mutual …

Direct Stock Purchase Plans The $100 Million Family Fortune Deep down, I think we all know the surefire way to build wealth is to start saving a little bit every month and socking it away …

On Sept. 5, people all across America will be celebrating Jury Rights Day. This day is to commemorate the protection the jury provides us from oppressive government. In 1670, William Penn, an active Quaker, was …

Whether you are married or in a committed relationship, finances play a huge role in the relationship’s quality and longevity. Lack of communication and not having an upfront understanding of how each partner values money …

All American citizens in employment or have some source of income,are supposed to pay taxes to the IRS (Internal Revenue Service). However, you may find yourself unable to pay your taxes on time for various …

The European Union Treaty is a substantial antitrust and competition component that was built through much discussion, argument and agreement to specific details. The competition pages can be read, article by article at the European …

Buying a house is one of the largest financial commitments that you will make in your life. Houses don’t come cheap, and planning ahead of your purchase is a necessity. Most people are not fortunate …

Cell phone laws, seatbelt laws, mandatory insurance coverage, where does it end?  The reach and control of the federal government has been steadily growing since the beginning of the twentieth century.  America has shifted from …

Is identity theft insurance worth the money? Before one decides to purchase identity theft insurance, here are a few facts to consider. The US Justice Department estimates that there are approximately 3.6 million victims a …

You know, invention is the mother of necessity (or laziness in my case). Some people aren’t natural inventors others have been trying to invent gadgets almost their whole life. Moms are some of the greatest …

Martyrdom as the result of death in some religions is well known, be it for being a convicted felon or not, so the death penalty is not an effective crime deterrent to that particular religion, …

A lot of people are claiming that investment in Iraqi Dinar (IQD) is one of the most sure fire low risk high return, get rich quick scheme. Iraq is one of the largest oil producer …

Besides having insurance coverage on your home, it is also important to have adequate insurance to replace your possessions in the event of a fire, disaster or break in.  It may be difficult to determine …

Product loyalty programs are offered by different companies usually for a limited time. These programs allow you to collect and redeem points or code numbers and in return, you get rewarded for purchasing the products. …

Having a family or household budget in place, trying hard to stick to it and then monitoring your achievements are the cornerstones of financial freedom. Attempting to run your personal finances without a budget is like trying to steer a …

“Going green” is a widely talked about issue in today’s day and age. The idea of “going green” first emerged as a potential method of combating global warming and saving our dying planet earth. However, …

Car insurance premiums are high enough, but there are some things that make premiums even more expensive.  Some common reasons insurance expenses rise are getting into an accident, speeding tickets or adding younger drivers to …

Early withdrawal under 401k will  treated as ordinary income and hence taxable.  Such withdrawal from 401 (k) or other retirements plans attract additional tax up to 10%. Besides  the withdrawn amount also be  included in …

In case you haven’t noticed, there’s a bank war out there. Banks are offering all sorts of bells and whistles to attract customers, but what’s actually going to save money, and what is a come-on? …

Most children, regardless of their background, have a little bit of money that can be put to good use. Most banks offer children’s savings accounts, which can serve as vehicles for that good use. Money …

“Oh, no,” you’re thinking. “It’s that time again.”  You are out of everything in the house, and you need to go to Walmart. But the last time you went it was a disaster, and you …

You’ve done your homework and found what you think is a good deal on a piece of residential real estate to flip, but is it really a good deal when you look at the numbers? …

Unfortunate circumstances may someday happen, when you are traveling and hoped you had travel insurance coverage, for unforeseen expense or hope to conveniently change, any travel plans. Travel insurance can reimburse, for nonrefundable expenses, and …

As quite a few U.S. states possess imposed rigorous regulations on payday loans, much more and a lot more corporations are concentrating their functions on the web. Applying for a pay day loan on-line is …

As promised here is some background and insight around hedging-incidentally as I surmised the markets took a turn down yesterday and the QQQQ Puts I bought have already increased by just under 20% in one …

MAJOR PROBLEMS WITHTHE WASHINGTON STATE MEDICAL MARIJUANA LAWMany people on both sides of the issue take advantage of what is in the law ,and what is not in the law. Patients can take advantage of …

Conventional wisdom dictates that once you reach age 65, you are supposed to have a huge retirement bash, get a coin or a tie and then sit on your couch watching daytime TV in a …

Overdraft protection can be a great feature to have on your checking account, but it can also become costly if it is used too often. Overdraft protection can also lead one to believe that they …

Figuring out your investment style is actually more useful than it might at first appear. People accumulate or throw away wealth during the course of their lives without recognizing the style they fit into, or …

Picking stocks can be an extremely difficult process, even for seasoned experts.  Some liken “playing the stock market” to be a form of legalized gambling since company stocks can go up and down wildly on …