A bear market can have a greater impact on your life than you might expect, which is surprising since most people have never heard the term. You may have heard of the term “bear market” …

Any investment should be analyzed objectively and thoroughly. If you research a potential investment with care and are not emotionally attached to the investment, your decision as to whether or not to invest should be …

Stark white trucks and planes carrying approximately 3.5 million packages and 11 million pounds of daily freight stream our road and airways bearing the iconic blue, green and red logo of the world’s largest express …

Exchange Traded Products (ETPs) are baskets of stocks. ETPs are measured against stocks, commodities and indices. Exchange-traded products are traded on the stock exchange. ETPs have grown significantly since they were first introduced in 1993. …

People who reside in the US yet feel the absence of their family members always have no alternative but to seek for ways of helping them to immigrate into the United States. The greatest concern …

The easy access to compiled financial information, such as the information in credit bureau reports, brings benefits and dangers.  Although credit information bureaus make it easier for lenders to make decisions, they also make it …

An investor is a person who makes money by buying specific items for re-sale at a much later stage for a profit. While the term “investor” most often refers to a person who buys financial …

Giving to charities, without spending money, is not as difficult as we might think. During these hard economical times we are all having to endure, it is more important than ever to think of ways …

IS IT TIME FOR A NEW BRETTON WOODS? A CURE FOR THE CRASH ECONOMY. The past five days the world has witnessed the worst and deepest financial crisis in the last fifty years and it …

Overspending is a common problem among the public every single day. Why does it happen? Well, it is due to one’s state of mind more than anything. It is all mental and nothing physical. Boredom …

Some financial advisors do not recommend life insurance for single people without dependents. Initially, it appears that life insurance might not be the most relevant financial protection product for a young, single person without dependents. However, changes …

Just to make it clear from the start, I’m English and I have always lived in England. I’m sure plenty of people will think I have no right to comment on the American Constitution treating …

If a government is going to put people behind bars, for whatever reasons, it then behooves that government to see to all the needs of those it has imprisoned. Does the same government owe the …

Budgeting is done to guide you in your spending from month to month and ensure that you managed to meet all of your obligations. There are birthdays and other events through the year that will …

Student loans are a necessity for many people. Without student loans, many people would not be able to afford an education. As such, student loans are essential for the advancement of the financial and educational …

If you have bad credit, you may find apartment hunting quite frustrating. Why? Many apartment communities require a credit check before approving your rental application. Having a credit score below 650 may not guarantee a …

Renter’s insurance offers several different insurance protections to tenants. Many renters forgo purchasing insurance thinking they are covered by their landlord’s insurance policy, or because they don’t realize how many benefits renter’s insurance can offer. …

Top five reasons to get mortgage protection-like now! 1. We’re all gonna die. That whole death and taxes thing is true. Knowing this, count on a mortgage life protection policy. Mortgage protection pays off your …

A flexible spending account or FSA is a plan that allows an employee to set aside a portion of their earnings to pay for qualified expenses, usually medical expenses. Money that is deducted from an …

Forex Trading is dominated by big banks and financial institutions to the extent of about 95 percent of FX trading of about $3 trillion. The rest is accounted for by individual traders. There have been …

In today’s society, it is a very good possibility that your neighbor, who still has your lawn mower, is a drug user. What you say, not YOUR neighbor. Yes, yours. Well, how do you find …

The holiday season is generally associated with cheer, although there is a sad and unfortunate dark side that also emerges during the holidays – crime. Crimes that often occur are almost always related to some …

Credit card selection has never been a simple task, but with the flood of advertisements currently attempting to entice consumers with a variety of perks and rewards, finding the right deal will take some work. …

It is difficult, at first glance, to determine the trends in the stock market and by implication in the underlying economy. Some stocks may be rising, others falling. Some may be very volatile, others very …

Long before Apple’s CEO Steve Jobs passed away, there was speculation that the company would never attain the heights it had achieved under his leadership. Investors were skeptical that Apple and its stock (AAPL) could …

The general answer to where to get professional advice for drafting a will is, “a lawyer.” But there are several situations in which you might find yourself. The way to find the best advice for …

If you are arrested for a DWI (also known as DUI), you need to retain the services of a reputable criminal defense lawyer immediately. A good lawyer will know the administrative procedures necessary for preventing …

Medicare provides health insurance to Americans 65 and older as well as certain younger individuals receiving social security disability. It is important to understand all of the benefits to which you are entitled so that …

If you are a photographer, then it is likely that you are going to be taking photographs outdoors or in public environments. There are many times when photographers have been approached and even arrested by the …

The term “junk bond” refers to corporate bonds from issuers that receive low ratings (BBB- and lower) from the bond rating agencies. Such bonds are also known as speculative or high yield bonds. Junk bonds …