How much Tax is taken out of a Bonus

How much Tax is taken out of a Bonus

A bonus is a payment you make over and above your salary that you are set to receive. Most bonus programs are created by companies that often reward managers, employees and executives based on the …
Best Places for Hiding Money at Home

Best Places for Hiding Money at Home

Have you just come into some money? Are you afraid someone will steal it? Worried that, if your husband finds out about it, he’ll spend it all on cucumbers again? Concerned your children will steal …
Constitutional Contract Law

Constitutional Contract Law

The U.S. Constitution has withstood the test of time. Today, 225 years after it was drafted, it remains the most useful blueprint for self-government ever devised by a freedom-loving people. The Founding Fathers knew the …
Why have an Emergency Fund

Why have an Emergency Fund

Dodging the unforeseen crisis seems to be the way of life for most of the working world in frugal times.  Though many have the good intention of “squirreling away” funds for health changes, accidents, unexpected …
A Case to Legalize Drugs in America

A Case to Legalize Drugs in America

“When our remote ancestors moved out of the trees and on to the grasslands, they increasingly encountered hooved beasts who ate vegetation. These beasts became a major source of potential sustenance. Our ancestors also encountered …
Making the most of Checking Account

Making the most of Checking Account

Most people probably have at least one active checking account that they use for direct deposit, to pay bills or transfer money to relatives. While many can readily acknowledge that a checking account is a …
Types of Credit

Types of Credit

There are 3 types of consumer credit, and it is important to be aware of what they are. First there is non-installment credit, which is credit that is paid back to the lender in 1 …
How to Shop for Long Term Care Insurance

How to Shop for Long Term Care Insurance

A long-term healthcare insurance is what everybody needs. Many people underestimate and fail to realize how important it is until they need one. A healthcare program is something that you must buy or get when …
Rules for Renters and Landlords

Rules for Renters and Landlords

The relationship between Utah landlords and Utah tenants has not always been a civil one.  Laws have to be made and adjusted because disputes happen. Tenants break leases and refuse to pay penalties. Landlords skip …
Getting Pulled over – Yes

Getting Pulled over – Yes

It was late afternoon on Friday and I was headed into town to begin my weekend cruising. At nineteen years old, cruising in a small Indiana town was just the thing to do. I came …
Assessing the Death Penalty

Assessing the Death Penalty

The death penalty is a truly final solution to the problem of a violent criminal. Some people feel it is justified in order to prevent future murderers by the same criminal, while others feel that …
The Facts about Obamacare

The Facts about Obamacare

The recent Supreme Court ruling upholding the Patient Protection Affordable Health Care Act is a step in the right direction for health care in America.  No longer will individuals be denied coverage due to a …
Gm to Gum Government Union Motors

Gm to Gum Government Union Motors

If the bankruptcy allows General Motors (GM) to renegotiate with the United Auto Workers (UAW), then the bankruptcy will have one good outcome. GM puts itself in the worst possible position when it accepted government …
Why Buy a House now

Why Buy a House now

The bottom of any market is hard to tell if you depend solely on the TV news or stock market charts. Housing is much different, and not as cynical, as the stock market in that …
Claiming Dependents on Taxes

Claiming Dependents on Taxes

When it comes to claiming dependents on your tax return, many people believe that if you do not claim dependents that you will not get a high refund. Some people also believe that it is …
Guide to Tennessee Auto Insurance

Guide to Tennessee Auto Insurance

To all those looking to purchase auto insurance in the state of Tennessee. Take a momentto read this article that gives you a guide in purchasing the right policy pertaining to yourspecific needs. In purchasing …
Why Bonds Fluctuate in value

Why Bonds Fluctuate in value

Stocks are risky; but bonds are safe, right? Despite this common perception, bonds, like stocks, fluctuate in value. Although they both fluctuate in value, bonds are perceived to be less risky than stocks for one …