Another service offered is Merchant Services, also known as credit card processing.  In today’s busy world, having the ability to take quick payments via credit card is a must.  Most consumers do not carry cash …

12 Ways To Care For Money – Part II This article is in 2 parts. One has already appeared under the category “Spend wisely to save money”. Out of Season Items You will find that …

The World Trade Organization, WTO for short, has played an integral role in the relationship between trading nations since it was established in 1995. The WTO was set up to serve several purposes. The main …

Of course you should stay away from pay day lenders but what do you do if you have already fallen into their trap? We all know that pay day lenders are vultures preying on the …

All parents have a responsibility when it comes to raising their children. Beyond the obvious, such as providing them food, water and clothing along with a nurturing environment, they should be expected to teach their …

In many communities throughout the U.S., the police investigate and arrest persons involved in prostitution. A careful examination of this practice shows that it reduces the quality of life in society. Legalization improves neighborhoods and …

In investment banking, rehypothecation occurs when a bank acquires loans by using the collateral of its clients as the bank’s own collateral. It is a common practice within the so-called unregulated “shadow banking” sector and …

You may dream of remodeling your home, but the budget may not allow it. If you are selling, making the right impression is important, but can be expensive. The fact is, you may not have …

Of course the jury reached a wrong decision on the Anthony case.  The combination of a media circus and the inherent flaws in the American jury system made the judgment inevitable.  Ms. Anthony did not …

One type of insurance which is quickly becoming popular among travelers is flight travel insurance. This is especially important to people who have a fear of flying or are worried about problems which could arise …

Gone are the days many baby boomers thought would bring them rest and relaxation. Most Boomers thought retirement would allow them to take it easy after working most of their adult lives. Retirees are living …

Cutting down on living expenses should be a goal for everyone, not just those who are going broke or are a little behind. There are some very simple things one can do to save money …

How can you get private student loans? Getting a private student loan is a fairly easy process, and there are many different lenders out there for you to choose from. Basically getting a student loan …

Like many parents, I wish to leave my child with an inheritance that will serve him well for the rest of his life. But, unlike most parents I know, I do not intend to give …

If you are considering using a Revocable Living Trust for your estate planning document, it is best to understand the process used to set up a Living Trust. An improperly funded Trust or one that …

The rate of interest charged against a loan can vary quite dramatically. The factors that affect the interest rates include information about the borrower and the institution that is doing the lending.  The Central Bank …

Coupon Organizing 101 Any successful couponer will tell you that the key to becoming a successful couponer is all about getting organized. Couponing has been around for years but recently it’s taken on a whole …

If you want to master money management tips, live below your means, get on a budget, avoid credit cards, and invest into real estate property.  Investing time and practice on a daily basis into improving your …

There are thousands of mutual funds out there today and there are more being added every day. Before you even begin to look for a mutual fund, you need to look at your economic goals. …

What Your Bank isn’t Telling You The average person knows less when it comes to understanding how you, and why banks operate the way they do. It’s all a person can do to balance a …

Since the beginning of our recession in the United States in 2008, the use of credit cards and the way consumers spend has changed to adapt to our new temporary means of living. While credit …

Sometimes payday just can’t get here soon enough and an online payday loan might be just the answer you’re looking for. Life brings us plenty of surprises all the time, but those little emergencies and …

The current mortgage lending crisis will create an entire new generation of individuals with credit problems…. unlike this country has ever seen… So if you or someone you know has or will become one of …

The 2013 National Defense Authorization Act gives the Department of Defense a baseline of $554 billion dollars plus another $88.5 billion for the war in Afghanistan, a total of $642.5 billion. In a Republican-controlled House …

It couldn’t have been staged any better for the show if they tried. Reality star Teresa Giudice and her husband admitted on Tues., March 4, 2014, to four counts of fraud in a plea deal. …

Mutual funds are one of the most popular financial vehicles for individual savers. Moreover, they are often the first tool of choice recommended by financial advisors for people starting to think about life-long savings plans. …

An essential part of everyday life and responsibilities is personal financial planning.  This may involve both budgeting and saving.  To budget and save successfully, it is likely that you will need to set yourself financial …

I think it should start before that. I think parents should be held responsible when their kids act like little urchins in a restaurant or movie theater or any other public place. Get kicked out …

There is no denying that Christmas can be a very stressful time of year. The traffic can be insane near shopping centers, waiting in long lines can get on anyone’s nerves, and the potential for …

Consequences of default on a second mortgage can be good or bad, and helpful or unhelpful. Some of the worst consequences of default on a second mortgage can be avoided by more pro-active consequential solutions …