If you approach retirement with a new mindset, you will be able to retire early. In today’s world, early retirement is slowly becoming popular. There are many ways to develop a plan for early retirement; …

Social Security is your retirement insurance, as long as you have contributed to the plan and have at least 40 quarters of qualifying income. There are not really any ways to maximize your Social Security …

In the United States, there are a variety of different types of Law Enforcement agencies. First of all, there are municipal or city police departments. These can range in size from two or three officers …

Imagine, if you will, that you are an 18 yr old boy. This means that you have to put aside all of the knowledge, insight and wisdom that you have since acquired and think only …

Across America there is a critical shortage of qualified veterinarians working in rural areas. The National Institute of Food and Agriculture needs veterinarians to work in 150 areas designated as underserved and states that qualified …

There are many tips the person can use to avoid credit card debt. Doing so in the current economy is extremely important. This is because the average person does not have enough money to handle …

A federal tax identification number or employer identification number (EIN) is a nine digit number required by the Internal Revenue Service (IRS) for all corporations, partnerships, individual proprietors who have employees, and certain other entities. This …

Indexing may be one of the most overlooked investment choices. Many investors shell out hundreds and thousands of dollars a year in commissions and other various fees. You look at day trading companies such as …

Financial planning does not come as second nature to the average American. In fact we as a people are now labeled more often then not as consumers instead of citizens, and the world of retail …

When the Constitution was written, three fundamental units of the federal government were created. Each was intended to be as powerful as each other, regulating the others and being regulated by them simultaneously. We all …

Writing a prenuptial agreement can be a touchy subject, even the proposition of having one can be enough to cause one of the parties involved in the upcoming marriage to change their mind about the whole thing. …

One could say that the death penalty is unjust due to an apparent hypocrisy. When a murderer takes a victim’s life, the victim doesn’t really have a choice in the matter. When a murderer gets …

So, you’ve decided to give financial help to a friend, family member or coworker. This is a delicate situation even with small amounts of money because default can adversely affect your personal relationship; having a …

Statistics show that more than half of the world’s population doesn’t know how to manage their money and finances well. Most people know how to work and look for income and money but most of …

There comes a time in everyone life when they have to weigh their options and decide if they should retire or continue working. For some this is not an easy decision. You have to take …

In late 2007, the world started to experience one of the worst financial collapses in the modern history. Even after 4 years, the economies have still not recovered completely and the remnants of the financial …

It is an unfortunate statement on society itself that teachers are towards the bottom of the food chain as far as their income level goes. However, it is true. As the economy continues to change …

If you are looking for a loan on a used car, it makes sense that you should know all the factors that are going to go into the loan process. When you are looking for …

What are the myths about rape? Can we explain the existence of these myths?A few people have given us definitions of rape myths. Here’s a good one: “generalized and false beliefs about sexual assault that …

Loans for the retired are not as regular loans. Not only the terms are different but the requirements for approval also have variations. It is important to understand how these loans work prior to applying …

Market neutral investing is, simply put, making bets on change instead of direction. Those who buy a stock say, “it will go up”. Those who short a stock believe it will decline in value. Those …

“Voir dire” is a phase used in the jury selection process in some British and American style legal systems. During voir dire, potential jurors can be examined to determine whether their backgrounds or any biases they may …

Even though I believe in equal rights based on gender, this is a tricky issue in that the area of contention is INSIDE the woman’s body. At first glance I wanted to say YES.  Why …

There are many factors that lenders use in deciding whether to loan you money, how much money to loan, and under what terms to lend it.  Basically they are attempting to ascertain the likelihood of …

The Dodge & Cox Global Stock Fund (DODWX) is a relatively new fund having been initiated in May of 2008. The fund currently operates with between a third and half a billion U.S. dollars of …

When trying to become a smart consumer, it is essential to learn the basics. Many stores specifically gear their advertising and pricing in an attempt to infiltrate your pockets and relieve you of your hard …

Many REIT stocks have been rising in value since the market lows. Therefore, it is hard to find land-sale stock prices in this segment of the market.  A good alternative is to choose companies with …

Making a donation to your favorite group or charity is a great way to support a favorite cause and/or give back to your community. It is important, however, to avoid giving your money away without …

The LIBOR, or the London Interbank Offered Rate, is used by many banks, lending institutions, and credit rating agencies to determine the interest rates charged for a variety of loans. In fact, the LIBOR is the world’s most …

In order to encourage the people to save for their retirement, the Internal Revenue Service offered significant tax break. The eligibility conditions for participations in such savings changes for every year. Roth IRA also termed …