Stock options are a new age for companies to reward their employees. At first, it had only been a reward to high level executives, but as time has gone on, even normal, non-executive employees have …

Many people buy sports fan apparel for themselves or for loved ones as gifts. These products can be extremely pricey, however there are ways that you can save money. Try the following strategies. Purchase from …

With the securities market often fluctuating, people are desirous of knowing about preferred stocks to determine whether they are making the right investment or not. They often throw questions at experts in the field asking …

Pornography is nothing new – in fact, it has been around for much longer than most people tend to give it credit for. Although I am not a fan of the subject, I do not …

A bond is a debt instrument, meaning that the issuer of the bond is borrowing a specified amount of money from you, often in multiples of $1,000. The issuer of the bond pays interest payments …

Lenders in general have tightened up their credit criteria, yet the sub prime market is still eager to sell high interest loans to people with bad credit. It is perfectly possible to leave the bankruptcy …

The purchase of a first home is a time of great joy. However, if you are not prepared for the extra costs of owning a home, it can also come with unwanted surprises. Planning ahead …

Online banking is a growing trend in the modern financial and banking world with more and more consumers lining up to use the internet as their preferred mode of doing banking transactions. By the looks …

ETF stands for “exchange traded fund”. An ETF is a weighted portfolio, managed by a financial institution and traded like a stock. When you buy a share in an ETF, you may earn dividends, if …

If you haven’t reviewed your car insurance policy in a while you could well be paying far more than you need. It always pays to review your coverage annually and comparison shop for the best …

Except in rare cases, for example when incest might be involved, doctors should be required to obtain parental consent in the case of a minor child. Another exception would be in the case of a …

Improving your credit score is something you can always do, no matter how bad your credit score is. While some factors that impact your credit score cannot be changed simply or quickly, there are a …

For many, car insurance is a necessity. Car insurance is like your utility bill, you can expect to pay it every month. If you are money conscious, then you are looking for ways to save …

The new term for jobs for older people—usually defined as age 50 and above—is “retirement jobs,” though perhaps “alternative-to-retirement jobs” would be more fitting. There are many reasons people in their 50s, 60s, and even …

Did you know that your credit score will determine your car insurance rate? If not you were not alone. Credit reports are now used to make consumers pay higher premiums. If you have a good …

The 2013 Forbes list of billionaires consists of 1,426 people, only 138 of whom are women. In 2012 there were only 104 women on the list, but still only one woman landed in the top …

Is it correct that you sometimes lose some of your money? Do you worry about criminals taking your money? It is important to take precaution every day. By continuing to read this article, you are …

Convenient Cash Companies or Credit with Consequences? Payday loan companies seem to have exploded onto the financial services market in recent years, with Google offering 980,000 search results for the UK alone. Often also referred …

If you are looking to get a mortgage, a car loan or any kind of financing – even a credit card – you will not be successful if you do not have a good credit rating …

Payday advance loans have long had negative connotations with those who do not need to use them, but there are unquestionable benefits to these short-term financial products, which have flourished both online and on the high …

Teaching young children financial responsibilities is a very important role of parenting that will affect your child for the rest of his or her adult life.  Children who have a better grasp on the concept …

“Bad things happen to good people,” is a maxim used by car dealers, not employers. Employers do not want debt-ridden employees. Employers spend millions of dollars every year performing background checks, credit checks and reference …

COBRA can be a life support when an employee loses,changes jobs or takes an extended medical leave from work. There are certain health situations such as present medical conditions or pre-existing conditions where a person …

Standing up for your rights could be very difficult. And it could be a lonely fight. Before you start,be sure you are really decided and persevere no matter what. The US has gone a long …

Myths and lies are used by many groups to try and sway public opinion toward their cause. The Nazi Party gained popularity as Hitler and his followers told Germans how losing World War I was …

I live in Europe and am fortunate to live in a country where the government recognize the value of preventative treatment. Compared with my home country, what this offers patients is the means to be …

Annuity providers primarily advertise annuities as a way to secure your income for life. In addition to that, one of the merits of annuities is the various tax advantages associated with them. Typically, the savings …

We have all heard over and over that we need to have an emergency fund from which we can pay for those unexpected life events that pop up all of the time. You are supposed …

Just a half-decade ago, the term online savings account was known to very few. Online banking was merely in its infancy. Some banks were allowing people to view their accounts online, but that’s about it. …

What a silly title.if you’re dead, who cares? Dead people are beyond the cares of this world. So, let’s get silly. It’d be great if your debts died with you. Imagine this: You know you …