Personal Finance Preparing for a Recession

Personal Finance Preparing for a Recession

History tells us that the 1930’s, the era known as the Great Depression, brought the United States some of the greatest economic hardship that it had ever seen. Unemployment reached double digits, many were unable …
Beauty is a serious Business

Beauty is a serious Business

True beauty may be more than skin deep, but millions of women are prepared to pay big bucks for the attractive promises that come in small and exquisite bottles and jars. That’s why Estée Lauder …
What is a Fixed Annuity

What is a Fixed Annuity

A fixed annuity is an insurance product designed to assist in the retirement planning process. It offers one of very few ways to guarantee an income that you can not outlive. Annuities have several important …
How to Eliminate Credit Card Debt

How to Eliminate Credit Card Debt

Eliminating credit card debt. Like most things in life, accomplishing this task all depends on you, and what sacrifices you are willing to make. And talking from experience (about five thousand dollars worth), I can …
How to Live within your Means

How to Live within your Means

Since the day we all turned eighteen, the credit monster stalked us. We were its prey and we eventually succumbed to it, leading us to believe we could pay for things that were beyond our …
Spending Tips for College Students

Spending Tips for College Students

When freshmen move to college the first time, they end up spending a lot of money. They pay full price for their books at the campus book store because they don’t know better. They go …
Is it a Good Idea to have Health Insurance

Is it a Good Idea to have Health Insurance

Living without health insurance is a reality for many individuals, who simply can’t afford to pay the large amount of money required by insurance companies. If you are contemplating living without health insurance yourself, it …
Critique of Tipping System

Critique of Tipping System

Tipping knowledge is like many aspects of personal finance not taught to youth. One usually becomes aware of tipping as an adult. There are however, situations where socially expected tipping is rarely experienced by a …
Hr Block Bank Review

Hr Block Bank Review

When you think of H&R Block, chances are you think of the company that will do your taxes – but they’re also a bank that offers interest checking accounts, money market accounts, CDs and IRAs. …
Lowering the Legal Drinking Age in America

Lowering the Legal Drinking Age in America

If there were ever to be a vote to lower the national drinking age, it would be immediately challenged as a “states rights” issue. Each state is very concerned with the constitutional imperatives that allow …
How to Find the best Auto Insurance

How to Find the best Auto Insurance

Shopping for car insurance is a rather uniform process that is assisted by competition among auto insurers, and large amounts of information regarding auto insurance regulations, requirements, features etc. When shopping for car insurance your …
Investment in Insurance for Kids

Investment in Insurance for Kids

Life insurance is a financial tool that everyone needs. No matter how young or old, there is a 100% chance that a person will pass away. I believe that a parent/ grandparent should insure their …