Personal Finance – Other Archive

Why do get rich quick schemes never seem to work? Well, they don’t work because they are simply too good to be true. What has happened is that an advertiser has lied to you. It …

The government – and this goes for all governments – should certainly regulate the credit card industry. One good excuse for doing so would be the chronic personal and business debt that people find themselves …

If there was a secret to accumulating at least a billion dollars, do you think it would be published on the six o’clock news? I don’t think so. There is a secret however, to accumulating …

Even in a recession, most American’s are spoiled; at least, if you ask those in poorer nations. The fact is, Americans take things for granted, considering luxury items in other countries as average “haves”; cars, …

People become billionaires by working in many different industries. They work in  the oil/gas industry, fashion, and media conglomerates, and many other businesses that people work extremely hard at, and then strike when the iron is …

How to Check if Drugs and Manufacturers Are Real? Rich countries, like Europe and the United States keep track of the drugs registered through tracking systems and sophisticated equipment. They have mobile labs and hand-held …

Having an emergency fund is a wise choice, especially in today’s changing economy. Sometimes, it is difficult to know exactly when to use your emergency fund and it is too easy to use it on …

Whether you’re staying home because of a job loss or if you decided to stay home when the kids came along you want to earn money. While the expense of leaving to go to work …

Save for a rainy day and it will surely rain. An emergency fund will see you through till brighter days come. How often you use it depends on how accident-prone you are and how long …

Most people look forward to summer for fun, vacation, and a get-away from fall and winter for a while, but the summer months can be particularly challenging financially; The change in expenses from cool spring …

Surviving on a poverty level income isn’t easy but it is possible. The worries associated with it can be overcome and you can get more confident in your abilities to take care of yourself. When …

When mediocre see the word BILLIONAIRE’, they could only wish and hope to become one. The word IMPOSSIBLE’ is sub consciously rooted in their mind when they thought of becoming a billionaire. How will anyone …

You might think that because your job pays you 10 dollars an hour that you would actually make 10 dollars per hour worked. However. you will notice that your take home pay is less than …

Do you ever experience a power outage that only affects a small amount of people and usually lasts up to a few hours? It is an inconvenience but you probably just brush it off for …

In the financial crisis of 2008 the catastrophic collapse of the entire financial system emerged as a real possibility. As the financial system is the heart of the economy with its responsibility to ensure the …

There’s been a lot of talk recently, both in the US and in the UK, about whether we are heading for recession? Economists are divided on this but most are prepared to say, at least, …

Most of us have the desire to be rich and wealthy. Even for the self-made billionaires and millionaires in the world, their riches started from the same desire that most of us have. Since most …

Those who are rich started on their path to success with one thing the rest don’t have, which is the belief that it is possible to become a millionaire. The millionaire mindset embraces the power …

Every responsible adult should consider estate planning. Whether you are 25 or 85, if you want to make sure your loved ones and your property are taken care of when you pass away, you must …

Wouldn’t it be nice if we could all be born with silver spoons in our mouths? Then, the concerns and worries of money would fall upon our deaf ears. We wouldn’t have to count out …

Have you ever received an email advising you that your cooperation is needed to claim an unknown dead person’s money? And when you show interest, you will be asked to send them an amount as …

Mankind has wrought a great many changes over the preceding centuries. He has graduated from simple earthen dwellings to prefabricated houses made of composite materials; from walking where he wished to go to flying with …

While applying for employment over the last two years I have discovered, much to my dismay that along with a background check a credit history check is also run. When the background check comes up …

Gold sellers beware! According to many on-line articles, some gold buying companies may not give you the value you deserve and some are outright scams. They advertise 100% satisfaction guaranteed, but have very tight timelines. …

Being able to manage your personal finances is indeed very crucial during tough economic times. Managing your finances can be easier than you think if you are willing to commit yourself to it. Here are …

In today’s economy, more and more families are having to get by on poverty level incomes or below.  While this is not an easy task, it can be accomplished with a little bit of creativity, …

The internet is littered with get rich quick scams. If you wish to set up a legitimate stream of passive income, the first thing you will need to accept is that it takes time. Below is a …

One of the largest problems that Americans face is the fact that our priorities have changed. We’ve evolved into a group of people that can’t seperate want from need. Another problem is easy credit. It …

If you’ve been wise enough and determined enough to follow the sage advice of financial gurus, you are probably patting yourself on the back for having established the much coveted emergency fund as part of …

As improvements in printing technology have advanced,  the variety of ways the United States Treasury Department has implemented these advances has increased to make it easier than ever before to identify counterfeit money. Most counterfeiters …