Insurance Archive

Truth about Home Owners Insurance

Personal finance expert Liz Pulliam Weston believes that most people look at insurance in the wrong way.  “They operate based on certain myths about insurance,” she says, “and those myths can cost them – big …

Types of Life Insurance you can Buy

Several persons form opinions about life insurance without realising how varied life insurance plans are. The variability among life insurance plans extends to the supplementary benefits offered with them. Some insurers even combine life plans …

Guide to Saving Money on Life Insurance

The key to saving money on life insurance is to lead a healthy life. That means eating healthy, and avoiding dangerous risks. It really doesn’t get any simpler than that. A life insurance company is …

The Components of a Condominium Insurance Policy

Condominium owners face the same risks as every other type homeowner, therefore, the proper amount of insurance coverage is essential in protecting their assets. Although most condominium associations are required to carry hazard insurance protecting …

What Kind of Insurance you need for a Condo

How to buy the correct amount of coverage for your condo unit Many condo associations now require individual unit owners to carry their own insurance for their units. Insuring a condominium unit is a little …

Insurance Policy Renewals

An insurance policy such as an automobile or home policy can have either a semi-annual or annual term that can be renewed at the end of the policy’s term. An insurance policy renewal can be …

What to Expect when your Car is Totaled

Accident is an unpredictable event. It happens when an automobile collides with anyobject that causes damage. The object could be a falling object, another vehicle, a stationary object such as a pole, tree or building. …

Water Damage Claim

Dealing with an insurance company when addressing the issue of a water damage claim can be an easy process if the channels of communications are open. First of all, never try to find an answer …

Medical Coverage for People over 75

If you thinking that the only health insurance available to you is Medicare, think again. There are other health insurance products that may help keep you health insurance costs down and add some enhance coverage …

How to Buy Life Insurance

Life insurance is easy to buy, and I count it as a necessity for most people. The most important consideration is the type of insurance you buy, and making sure you do not get ripped …

The need for Universal Health Insurance

When you pay your taxes,you are paying to the government for a minimum of services that it has to provide to you. Among those services there are some that are basic and priority needs: HEALTH …

Understanding your Condo Insurance

When you are looking at buying a condominium, you learn that condo insurance is different than the typical homeowner’s insurance. There are components of a condo insurance that are different from other types of insurance …

Life Insurance at Work

One of the most common objections insurance agents hear from clients regarding life insurance is, “I have it at work.” Indeed, many people are part of a group life policy offered by their employer, however …

How to Find a Life Insurance Agent

Finding a life insurance agent can seem like a daunting task. Many people don’t even know where to begin, so they search the telephone directory and work with the first agent who picks up the …

Homeowners Insurance

Three cheers for homeowner’s insurance! When my husband and I purchased our second home I remember calling around to every insurance company I could find to ask for a homeowner’s insurance quote. I had never …

Insurance

People who rent the place in which they live put at risk their life as well as their personal property. For those of you who do not know, your personal property is everything except Real …

Tips for Cheaper Auto Insurance

Auto insurance is often expensive, but most states require it to be carried on a vehicle that is being driven. Insurance rates can vary greatly from company to company, and there are several ways you …

Home Owners Insurance

Often it is after the fact that many people discover that they didn’t have adequate coverage under their “home owner’s insurance”. Many homeowners may find that their agents had used computer surveys to calculate their …

Beginners Guide to Life Insurance

Most individual in society still view life insurance as a stand alone purchase. Your first step is to realize life insurance is one brick in building your financial house. This infers that you have at …

Using Credit Score to Calculate Premiums

Most insurance companies have begun to use an individual’s credit score as a basis for the premium that they pay for a policy. Insurer’s use credit scores to calculate premiums because they are a statistical …

What is Renters Insurance

Do you live in a rented apartment or condo, or rent a single family home? The owner of the property you rent probably has insurance, but that only covers the building itself, not the property …