Individuals that undergo a vasectomy can usually have this procedure covered by their health insurance policy. However, when individuals make a choice to have the procedure reversed most health insurance policies typically do not cover …

A home equity loan is a secured loan using the equity in your house as collateral for the loan. The equity in your house is equal to the value of your home minus what you …

All people anxiously wait to be paid and for most, payday cannot come early enough. While for some people getting paid once a week is ideal, for some others, getting paid every two weeks is actually more …

Financial planning is important for people of all ages. Some people in their early and even late twenties believe that the process of financial planning should be implemented when a person is in their late …

Do you spend every penny that you earn each month? Doing so is an easy thing to do these days because of the high rate of inflation that has taken place during the last three years. …

How much does one spend on mandatory auto liability insurance over one’s lifetime?  If you are a rancher with five vehicles, at $400 a vehicle for liability, over a 50 year lifetime, that would equal …

Being laid off from your job is an earth-shattering experience, especially if you had little or no warning. The most important thing is not to panic. There are a number of solid strategies that can …

With the typical school lunch costing up to $3 per meal, many parents have opted to prepare lunches from home for their child. Every parent wants their child to enjoy a nutritious and tasty lunch …

A higher credit limit is possible with bad credit using a number of relatively effective techniques that lower risk to lenders or at least give the quantitative impression of lower risk. Some methods involve building …

Social Security was designed to help seniors continue with some monthly income after retirement by contributing during their working years. While the plan seemed plausible, and has certainly helped many a retiree, few people realized …

Bad things happen to everyone. When you incur a sudden or unexpected expense that causes you to draw money out of your saving account or require money from other sources you now have a financial emergency to deal with. …

Being on a tight budget and eating healthy can be intricate. With food prices soaring, eating healthy requires good planning, dedication and creativity so that you don’t find yourself in grocery debt. In addition, human …

Budgeting involves you having a clear set of boundaries to adhere to in terms of your finances. It is important that when you plan a budget that you are actually very realistic in doing so …

Personal Financing Loan Tips – Useful Manuscripts about Personal Loans Sometimes, it is very difficult to become familiar with all the vocabularies in relation to personal loans. Personal loan is something which must very well …

One of the many obstacles which results from a bad credit rating is the difficulty in obtaining a credit card with a high credit limit. Naturally lenders perceive those with bad credit as high risk …

A catastrophic health insurance policy is one that is designed to protect against devastatingly expensive medical costs – the sort of medical expenses that bankrupt people, cause people to lose their homes, ruin people’s credit, …

If you rent your home, be it a single-family residence, condo, or apartment, renter’s insurance is as important to you as homeowner’s insurance is to those who own their own homes.  While insurance carried by …

We live in a consumer oriented world. Spending is what drives industry. The more purchases made, the more money flows into business so they can make profits and still have money to produce better products …

You may have the right to unclaimed property in Michigan and not even realize it. According to the State of Michigan Department of Treasury, unclaimed property in the state includes inactive stocks, unpaid wages, savings …

Automobile insurance can be extremely expensive.  It can, however, range very greatly from company to company and even within the company depending on the plan you get.  There are different ways that you can lower …

Budgets are an essential part of managing finances but most people either never get around to making a budget or they don’t manage to stick to the budget they set. Budgeting is done with the …

Investing in oil is not different than in other sectors; if you buy low you can make the highest profit but you never know if your investment can be considered as a good short term …

Retirement may have sounded wonderful while still working, and the first few weeks of retirement might have offered a welcome change from commuting and the 9:00 to 5:00 rate race, but sooner or later there …

Should government pay for all medical care? The first thought that came to my mind, I can’t put those words in any article. Yes, they should be paying for medical care. While our government can …

New Hampshire is one of  the only states in the United States that does not require auto insurance to be carried on vehicles. The only exceptions to this rule applies to persons who have been …

Food shopping can be expensive but unfortunately, it is an expense we cannot live without. When times are tough, being prepared and putting more thought into purchases can go a long way to reducing food …

Anytime after graduation you may consider consolidating your federal student loans. The primary benefit of doing this is to combine individual monthly payments you make to each loan into one more easily managed payment. It …

It is becomming more common place to find on the news stories about youths making terrible choices and paying a dear price for them. Many of the youths who commit a crime will face probation, …

Can you be smart with your money? Sure you can! When you smart with your money you will feel better about yourself. Most people like to spend and live paycheck to paycheck. You can easily …

You’ve probably heard about the terms “stock”, “stock market”, and “shareholder” but didn’t have a clear idea of what they are or how they work. I am going to cover the basics of stocks and …