The Benefits of Delaying your Retirement

The Benefits of Delaying your Retirement

Sixty-five was once the golden age when people looked forward to that somewhat hazy time of life known as retirement. But retirement ages changed, and now full retirement, or that magic number when people receive …
The Advantages of a Tesco Credit Card

The Advantages of a Tesco Credit Card

Tesco is no longer just a supermarket, but a bank as well. The Tesco MasterCard can be used anywhere that MasterCard is accepted, but it also doubles up as a Tesco Club card, allowing consumers …
California State Disability Insurance

California State Disability Insurance

California State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is State-mandated, and funded through employee payroll deductions. SDI provides affordable, short-term benefits to eligible workers who suffer …
Inheritance now or later – Now

Inheritance now or later – Now

Offering financial aid to children now or later is the major premise of this debate. Acceptance of that assistance will no doubt have varying degrees of response and determination by the children. That determination can drastically …
Best Ways to Repair your Credit

Best Ways to Repair your Credit

Are you having trouble with your credit lately, or you are sick of those calls from the credit card companies? The best thing you can possibly do for yourself is to raise your credit score …
Why do you need a will

Why do you need a will

Making Your Will Making Your Will Ever have that Woulda/Coulda/Shoulda feeling? After your funeral? Not me, and I don’t want it, either. Yet over 55% of adult Americans have no Will, according to a Harris …
Common Retirement Planning Myths

Common Retirement Planning Myths

Retirement planning myths are common but false perceptions or beliefs that some  people may accept as true when they start thinking about and planning their retirement.  Detailed below are seven common retirement myths and the …
How to Avoid Check Cashing Fees

How to Avoid Check Cashing Fees

Check payments are in steep decline, replaced by automated payments and plastic. Yet although transactions by check are dwindling to such an extent that it has prompted the Right to Write Checks campaign, many people …
Snowballing one way to get out of Debt

Snowballing one way to get out of Debt

If you are drowning in debt, considering debt consolidation or worse bankruptcy, consider this plan first. You do not need a debt consolidation service to pull yourself out of debt. Having a plan and paying …
Tips for Filing your Car Insurance Claim

Tips for Filing your Car Insurance Claim

Tips for filing a car insurance claim: Being involved in a car accident can be very stressful and leave you asking many questions. The most important one is probably about your insurance and what you’ll …
Short Term Medical Insurance

Short Term Medical Insurance

Short Term Medical Insurance: Bridging the Gap Between Coverage You are probably hearing a lot more about health or medical insurance these days, mainly due to the 2008 Presidential election. For the most part, medical …
Catastrophic Health Insurance

Catastrophic Health Insurance

Catastrophic health insurance sounds scary but all it’s just a type of health insurance where you pay low monthly premiums with much higher deductibles, but have to pay for your own regular medical costs like …
Reasons to use Online Banking

Reasons to use Online Banking

Online banking can be considered as one of the most noticeable developments in internet based financial management and is a much sought after method among busy professionals and businessman in performing banking transactions. At present, …
Money Management Tips

Money Management Tips

Not only can managing your money be difficult, it can also be very stressful. Instead of stressing out about it, though, try becoming organized. My wife and I used to struggle with our money management, …
Private Student Loans with no co Signer

Private Student Loans with no co Signer

Private student loans are usually the last financial source explored when all other avenues have been applied to. Most students are actually eligible for federally assisted loan programs which offer lower interest rates than those …
Extreme Couponing Tips

Extreme Couponing Tips

You already know all about basic couponing. You already know how to scan the flyers for special coupon offers. You’ve got the knack of hunting down coupons online for the things you like to buy. …
How to Save Money

How to Save Money

Saving money is a daily challenge, whether you have unlimited resources or struggle just to make ends meet. We are constantly inundated with advertisements for the latest tech gadget or beauty product and asked to …
The Importance of an Emergency Fund

The Importance of an Emergency Fund

A significant part of a household budget is the establishment of an emergency fund.  Life is full of unexpected events, those which pop up at the most inopportune times.  While we cannot possibly predict the …
Pros and Cons of using Prepaid Credit Cards

Pros and Cons of using Prepaid Credit Cards

Prepaid credit cards provide both pros and cons over traditional credit cards. Consumers should weight these advantages and disadvantages to find out what is right for them. Pros Anyone with the money can get them …
How to Live without Credit Cards

How to Live without Credit Cards

In today’s world, it seems that everyone is worried about their credit scores. You see ads on television telling you about how difficult life is for the people who don’t go and get their scores …
Green Homes

Green Homes

Home buyers are looking to get more for their money when it comes to buying new homes. They are looking for quality construction, comfort and looks, strength and lower utility bills/ energy bills. Homes constructed …