In and out. Quick. Options with a safety net.A mutual fund is like saving with your grandfather.Most funds want the investor to take a buy and holdapproach and then buy some more.Here is the winning …

Being an insurance agent myself, I feel I can shed some light on the subject of insurance shopping. Like you would shop around for just the right deal on a car, you need to check …

There is a tendency to associate “richness” with “size of income”. However, there is not always a direct correlation between wealth and salary. For example, someone who earns an annual salary of $100,000 might conceivably …

Buying life insurance is actually a pretty complicated endeavor and one that should not be taken lightly. One of the first things to do is to arm your self with information about what all of …

Has it ever occurred to you just how much outlet shopping has in common with drinking diet soda or gambling? You may be surprised just how similar these activities can be. In all three cases …

They say when it comes to money; it is easy come, easy go. Yet, it does not always have to be that way. Overspending is a state of mind, not a state of financial health. …

If you find yourself in a situation where you suddenly have less income than you are accustomed to due to health issues or a change in your work status, it is imperative that you find …

Arizona laws are very specific regarding unclaimed property. Their laws include rules regarding not only stocks and bonds but also covers financial instruments like travelers checks and money orders. Like most other states, institutions who …

There is a huge market of potential borrowers in America who have no credit score, estimated to be around 25% of the population. Without a credit score it is difficult to obtain credit unless it …

Selecting your car insurance can be a confusing process if you haven’t ever bought car insurance before. It helps to be educated about what questions to ask and things you don’t need added to the …

I never thought I’d find myself here. Though I’m sure nobody ever really expects to end up where they find themselves years 10 years out of high school,I’m at a loss as to how I …

When I first heard about Bank of America and how they made everything “new,” I thought to myself that this was a totally different bank than what it was 10-15 years ago.  You remember that …

It’s simple to learn how to budget your money if you follow these basic steps – although it will take a certain amount of time and dedication. 1. Count your earnings. How much money do …

Determining your Daily Disposable Income (DDI) is a smart thing to do, as an adult and even as a teenager moving out on your own for the first time, so you are aware of the amount …

Medical coverage in the US is not universally available and, consequently, this has given rise to a situation where a significant percentage of the population lack such coverage, a position which in turn has given …

Insurance policies come in many forms that provide benefit payments to the policyholder. Two types of policies include disability income and long-term care. Both types of policies can be purchased by a property and casualty …

I have been unfortunate in my life to accumulate a number of credit card and loan debts. I have been struggling to pay these for the last four years, although I have now reached a …

An accurate personal budget is extremely important if you have financial goals in life. However, most people throw the word “budget” around as if they were actually living on a budget. Unfortunately, they usually aren’t. …

It is always best to be confident that you understand the full implications of any financial commitments you have. The student loans you build up in college need to be assessed before graduation so that …

One can use national stats or even regional stats to explain a real estate bubble. To truly define a bubble is to truly define a specific area of the country down to a comparatively microscopic …

Roger was devastated to hear about the passing of his grandfather. The two were close when he was a boy, but now he had a family of his own now and lived on the other …

Protecting yourself from financial inflation is about making wise financial investments when you make your decisions about what to do with extra money. There are so many competitive places where you can shop for products …

Bank fees not constrained by banking regulation are on the rise according to reports across the U.S. Observers claim the new bank fees and fee increases are due to interest and fee restrictions imposed by …

If you have ever been turned down for credit there is a reason for that. Unfortunately many lenders still do not give you enough information or clear guidelines to work it out yourself. Credit companies …

Credit cards can make your life easier. They offer you the chance to proceed with purchases that you wouldn’t be able to make otherwise. As you are not required to pay the full amount you …

During every correction, I encourage investors to avoid the destructive inertia that results from trying to determine: how low can we go; how long will this last? Investors who add to their portfolios during downturns …

Preparing for retirement means the difference between leading a financially comfortable and emotionally stimulating life and struggling with not enough money or company.  By making a breakdown of your living expenses, from weekly food bills, …

A dividend is the percentage of profits that companies give back to their stock holders periodically. People who own things like mutual funds, stocks, and bonds will be the ones who receive dividends. One thing …

One of the largest costs that people have to pay in their monthly expenditure, particularly over the winter months, is their heating bill.  This is particularly the case at the moment as heating bills are …

It is likely that if you have lived or worked in Nevada that you may wonder if you may have left property behind. For those who had retirement accounts, safe deposit boxes or were employed …