For the average American consumer, it can be a confounding and frustrating journey in trying to connect the dots between all of the different health insurance plans out there whether shopping between different insurance companies, …

Short-term medical insurance plans offer you coverage for a restricted period of time, and may be the perfect resolution for certain individuals. Maybe you have just graduated from college or between jobs; this would be …

Fiscal freedom may be considered by some to be a financial extension of the natural liberties afforded to human kind within the bounds of the law, as determined by such individual’s town and country. For …

This is not a yes or no question for the informed. It depends on the type of life insurance one considers or owns. Hence, my answer is no, simply because there are so many kinds …

As I listen to the ‘intelligent’ arguments of our society, it becomes increasingly clear that we have simply lost our grasp on some basic principles. Therefore, rather than get head-on into the issue of the …

Mutual funds are a popular investment instrument but before you want to use this investment instrument you can best make your homework before you decide. Everyone wants to reach a higher return on their savings …

Health insurance premiums seem to keep rising every single year. This is getting really expensive and some people are looking for creative ways to cut cost in their health care. Some people are raising their …

Many people own classic cars as a hobby and take pleasure in maintaining and looking after them. Classic car owners invest a lot of time and money in their automobiles. Keep in mind that classic …

Keeping your home warm this winter can be a very expensive proposition. Fuel prices have sky rocketed and it is getting to the point where some people are having to choose between being warm and …

Upon seeing this title, I had a flashback to Ben Afflec’s scene in “Boiler Room” emphatically pronouncing “I AM A MILLIONAIRE” over and over again! As for me, I must say I wasn’t counting my …

To commit one too many mistakes during retirement planning is to sign a warrant for financial instability in your retirement years. It’s thus necessary you become aware of common mistakes that can be committed and …

The term “HMO” is an acronym standing for Health Maintenance Organization. Their name is a reference to these organizations coverage for preventative medical expenses, like regular physicals, well baby visits, and immunizations and vaccinations. This …

Because of expert modern day digital copying machines and home PC printers, the rise of counterfeiting seems to be getting worse here in the U.S.A. over the years. Simple everyday people can photograph U.S. currency …

Ok so everyone else has explained the difference between the types of policies highlighted but there is the hybrid mentioned that was not discussed in detail. The best of both of these policies is the …

Consumers requiring a secured credit card in order to re-establish credit have a number of available choices. The Open Sky Secured Visa credit card available from the Public Savings Bank is worth considering for those …

Buying in bulk has been a long-standing, popular piece of conventional money saving wisdom. Thanks to that conventional wisdom, the warehouse club circuit maintains a strong presence across the United States today. However, despite commonplace …

Most auto insurance companies issue policies with six main types of coverage. In addition, there are several other options that vary by company. Bodily injury liability (BI) – This coverage pays for injuries suffered by …

Although earnings from online freelancing positions is not always the same amount from month to month, there are some great reasons to use online pay to pay your bills.  Freelancers may be paid on a …

The most insane of all Western customs that exists today is that stupid little practice known as “tipping”. Whoever first came up with this asinine idea should be paid minimum wage and then should be …

When planning for retirement, deciding upon an ideal place to retire requires research of many factors, including which states have the lowest taxes. Since you have paid your fair share to Uncle Sam all during …

Wondering if you should buy stocks, bonds, and/or mutual funds? A balance portfolio is important to reduce the risk of losing everything. Stocks are generally great over the long term. It’s a simple philosophy of …

Issued by the Vanquis Bank, the Granite Visa credit card is aimed at people with poor to bad credit, who have few other options if they wish to obtain a credit card in the UK. …

In these hard economic times, it is necessary to develop a budget. Many have little practice in cataloguing their income, and even fewer have experience tracking their expenditures. Nevertheless, to be financially solvent, the development …

When a UK business uses the standard VAT scheme it has to complete a VAT Return at the end of every VAT period, which is usually 3 months. The VAT Return informs HM Revenue & …

When you go to the store, you want to save as much money as possible. This means that you are going to be looking for deals and incentives to buy the things that you need. …

According to a report released in 2005 by the U.S. Census Bureau, approximately 90 million adult Americans were single. That’s 41% of all U.S. residents over the age of 18. People often assume that financial …

The majority of companies will pay employees either weekly, or bi-weekly. While some prefer to be paid every Friday, is there any reason why bi-weekly payments might be a better situation. Most employees eagerly await …

The problem faced by many UK residents retiring early to France are as a direct consequence of changes in the retirement dates, recently implemented in the UK. What this means is that many who would …

Your daily disposable income (DDI) is the money you have available to spend after your financial obligations, including fixed expenses and taxes, are met. In such a financially unstable environment, spending less and saving more …

Indiana has set forth a Financial Responsibility law. This law requires that anyone operating a vehicle in the state will be required to carry minimum amounts of liability coverage at all times. It is against …