In one of my financial articles here on Helium.com I talked about how doing some simple “completed item” research on Ebay may provide knowledge that could bring you in some extra bucks. Sometimes, though, even …

When considering the best country to retire in, several points are relevant. What is the tax position for retirees regarding pensions and inheritance tax? After all, once you get to retirement age, you have to …

Today’s economy is in critical condition. Almost anyone you ask will agree. Businesses are downsizing, while job seekers are coming up empty-handed. Those that are unemployed lack so much more than a salary. To lose …

Life insurance debt arises out of life insurance withdrawal/loan provisions. Therefore, life insurance debt is a function of permanent life insurance (also known as cash-value life insurance). The concept of life insurance debt can be …

Children are prolific consumers. Teaching them the value of money and the wisdom of saving and investing is a difficult undertaking. It is nevertheless entirely worthwhile and you can begin at a very early age. …

Shopping once a week can be done. It will take some excellent planning and organizing to pull it off successfully. If you are super clever and super determined, you can get all your weekly shopping …

Home safety is a serious issue. According to the most recent statistics from the U.S. Centers for Disease Control and Prevention, accidents or unintentional injuries were ranked as the fifth leading cause of fatalities in …

Currently there’s a lot of turmoil in the investment world with the housing market on the rocks and debt levels reaching higher than ever before. This is causing many investors to seek more secure positions …

Unless you like hiring the government as your estate planner you will need a Will. I do not know about you, but I do not trust the government to plan my estate. Nor do I …

Children, innocent and unsuspecting, have become targets for perverted and violent acts, as seen in the case of Jessica Lunsford, who was molested and murdered. And public outcry demands justice for those children and the …

The recent financial crisis has affected me in a negative way, in that it’s difficult for me to get hired for a job. As a result, I get depressed. I don’t feel useful. It’s affected …

Having saved for my children’s education both ways, I can say with no hesitation that a prepaid plan is the best way to go. The difference is pretty simple. There are tax issues with both, …

You know that you need to save money and these steps can help you accomplish your 2008 goals. 1. What are you earning?Look around for banks with the highest interest for your checking and savings …

The coalition of uneasy allies against pornography have, in recent years been the religious right (embodied in Canada by groups such as Focus on the Family) and feminist zealots (embodied in Canada by groups like …

What is financial freedom? Basically, one would probably define financial freedom as being rich or as being wealthy. But, what is rich? What is wealthy? Do you define “being rich” or “being wealthy” as having …

Everybody loves a sale right? Wrong, in fact some people positively loathe sales, which is understandable as they can get incredibly hectic and sometimes, you have to root right through to find something you might …

There are a variety of investment options for a reason: they are not all suitable for all circumstances. In general, investments that may achieve higher rates of return come with greater risk of loss. In …

Possibilities for retirement savings strategies for late starters are still possible, no matter when you start. There are still things that you can do to cushion your retirement years. Being in this situation without sufficient …

Residents of Florida can apply for food stamp benefits online or at the local Department of Social Services. During tough economic times, financial hardships Food Stamps can help to pay for groceries for you and …

Every year as people move, get married or lose a family member, thousands of dollars in assets are misplaced or abandoned. In some cases, this property may be as small as a few dollars left …

Bank Certificate of Deposit (CD) listings can be found at a number of financial institutions and established financial websites like BankRate or MoneyRates. The bank CD rates listed by these organizations vary based on the …

Most people with financial debt don’t actually take to the sidewalk shaking a begging cup, as the shame would be too much. Asking people for a hand out would be tacky in the extreme. Yet …

Almost everything these days is insured. There’s automobile insurance, health insurance, travel insurance and a whole lot more. Did you know that you could also insure your computer? Yes, there are certain cases when people …

The consumer element is the keystone of American Gross Domestic Production and the whims of their buying habits, dictate both factory output and retail input. The government has attempted to artificially trigger consumer spending, with …

For those who have had their wallet stolen, the first thing that comes to mind is missing credit cards and cash. However, there are other valuables to consider when you wallet has been stolen. While …

Long term insurance is available for people who will be diagnosed with extended physical illness or conditions, those with disability issues, or who suffer from cognitive disorders. There are a variety of services that accommodate …

The term “assurance” is not commonly used where risk management concerned. What has happened is that “assurance” has been unofficially incorporated into the “insurance” concept. As time goes by, meanings tend to change or one …

Hopefully, you will trust your financial planner enough to follow his or her advice. After all, that’s what you pay for. However, it’s important to remember that the financial planner works for you, not the …

Accidental injury or death can easily happen in any home where the proper precautions haven’t been taken care of. There are many common injuries that have been deemed acceptable, such as burns or cuts in …

     Reducing the electric bill in the summer can be quite a challenge, but with a little work and planning ahead, it can be less of a hassle. Here are a few suggestions:      Turn …