If you are rich enough to walk into an establishment such as Tiffany’s and spend your pocket change on an expensive engagement ring, then no doubt you have inherited money to burn and squander at …

Qualifying for stimulus refinance loans involves identifying which governement stimulus program one is eligable to apply for refinancing through. Two such programs are The Homeowners Affordability and Stability Plan which is part of U.S. Government’s …

Social security is going to be a fading memory by the time the kids of today are ready to retire. So what do we do? Do we push for privatization? Do we elect a president …

Covering your assets. That’s what the insurance is really all about. It’s not just to get the state limits so you can register your vehicle or get that new driver on the road. Insurance is …

Black Friday is the biggest shopping day of the year. It is a day that most people have off work and can use to start, work on or complete their Christmas shopping. Because Black Friday …

Foreclosures are the financial epidemic of our time. There are many reasons that cause people to go into pre foreclosure. To name a few: divorce, layoffs, or change in income, illness, or death in the …

In a recent ruling, the U.S. Supreme Court held that a New Jersey man did not have his constitutional rights violated when he was strip-searched at two different jails when taken into custody for one minor …

When it comes to debt consolidation, a secured debt consolidation loan is the far superior choice to the unsecured debt consolidation loan if you have the choice. Debt consolidation loans are not a good option …

In the law, defenses can ultimately relieve a defendant of liability for his or her actions or in actions (omissions).  One such defense has been termed the “impossibility defense.”  However, the impossibility defense comes into …

Weighted Average Cost of Capital (WACC) is used to assess the value of, and return on investment of corporate operations such as project management. Said differently, the weighted average cost of capital is used to …

It is very important to save money as it has many benefits if you do so; there are also several ways in which you can do this. However, if you don’t have any money left …

Adequate health care during pregnancy is vital for both mom and baby’s well being, yet pregnancy can often come with a multitude of doctor visits. With the prospect of mounting medical bills, the uninsured or …

If you are going to use a loan officer to buy a home, which is when they are typically used, or for some other large purchases, you should realize that not every loan officer is …

Mark Furman may have been the most pivotal witness in all the months of testimony in the People v. O.J. Simpson. In reading through the information provided by jurors in interviews conducted following the trials’ …

A piggy bank can do miracles if you want to teach your children the concept of money. It is important kids understand why you need money, how to save, long-term and short-term goals and how …

While obtaining a college degree can make a person earn much more than their non-degree-holding counterparts, completing college education without debt has become nearly impossible. In fact, the total student debt in the US has …

How can you survive a recession without any savings? The thought of it might sound a little bit ludicrous, but I think that millions of people in America were more or less forced to do …

Creating any type of budget always begins with determining what you have and what you want to accomplish. Creating a Christmas budget is no different. Rather than maxing out credit cards and creating a mountain …

When you are declutteriing your home if items are still in good shape and useable, consider donating to a thrift store. If you itemize your deductions on your tax forms, you can include deductions for …

Mobile banking gives your customers the privilege of managing their finances anytime they need to no matter their location. The convenience that this new way of banking brought along is definitely a great step towards …

Student loans can give you the chance of attending a university that you would not otherwise be able to afford to attend. However, student loans are debt, and debt needs to be repaid. Therefore, you …

The cost for medical insurance for individuals is becoming increasingly expensive and prohibitive for may to afford. As a result alternatives to individual medical or health insurance can be found to lower the cost of …

It is a simple fact that those in better health need less medical services than those in poor health do. Hence, individuals who are physically fit and in good health should pay less for their health …

Saving money is something many people struggle with, especially with the financial climate at the moment. Having even a small amount of savings can be really beneficial to you, especially if something unexpected happens. Knowing …

We all wish that saving money was easy, but with rising gas prices, inflation, and a plunging stock market, its difficult for anyone to meet their savings goals. However, there is an orange beacon of …

With all the talk in the media about identity theft and credit card fraud, many companies are selling identity theft insurance and credit monitoring services. But are these ‘services’ worth your hard earned money? Maybe …

In the current economic climate, not many people try their luck with auto loans, thinking that they would get refused. However, there are some reputable firms offering better conditions than ever before, even with a …

You already have a pension coming, although it is not time yet. Would not it be nice to enlarge it with a bit of imagination? Our plan is ideal for middle-aged homeowners who feel they …

Countries find themselves having to intervene in FDI (foreign direct investment) through a multitude means, often doing so to protect the nation’s cultural customs, the eventuality of creating more jobs, as well to protect domestic …

As a state licensed Bail Bond Recovery Agent I get questions all the time on equipment. People like to know what they could use to defend themselves. Here’s my take on one very dependable product: …