When money is tight it can be hard to pay back a loan even if you have the best of intentions because there barely seems to be enough cash flow to cover the basic necessities. …

The lending industry has changed dramatically in the last twenty years. Previously when you wanted a loan, the loan officer would look at you as a person and see how much money you make, what …

You’re thinking: sure, just another piece on identity theft. Well, yes – and no. First, it’s important to understand what identity theft is and why you should protect against it. Then, you’ll get words of …

In the difficult financial climate which currently prevails in the UKmany established Property Developers and Builders have experienced significant problems in obtaining the necessary support to continue doing business. Whilst there has been some relaxation of late …

Social security was not meant to pay for all retirement needs (let alone comforts). These benefits are not much. Yet it has provided a safety net for millions. In recent years the programs future has …

Do you believe insurance on your home is a good idea? What about life insurance? And auto insurance? If your answer to any of those questions is no, it might be take a while to …

Payday loans can seem quite attractive to credit poor, cash strapped consumers. The loans give them the opportunity to take care of minor emergencies when they simply don’t have the money to do it themselves. …

Let the smoke and mirrors begin. Here in Denver, the trial of Joseph Nacchio is about to begin (on Monday March 19, 2007). In case, you haven’t been following along, Nacchio (the former CEO of …

This article assumes you have been in debt at some stage, are now debt free, and you want to stay out of debt. This is the age of instant gratification. Everybody wants something now, this …

With the gradual economic downturn within the last decade, the barter exchange has enjoyed a resurgence of popularity. Many websites offer tips and techniques on how to conduct bartering. A number of internet sites have sprung …

U.S. Savings Bonds, or EE bonds, have been the prefect prizes for contests and the perfect gifts for babies. However, the United States’ obscure financial laws cause confusion when the time comes to cash the …

During this time of financial turmoil, most of us are feeling a major pinch in the budget.One area where we can cut our monthly expenses is in the utilities. Electricityand water are the two that …

Many, many smart Americans truly believe that Obama Care is likely to fail and place an unbelievable financial and bureaucratic burden on the nation. Their theory is that Obama Care never attacked the underlying root …

There are several improvements needed in prisons. While some individuals may assume they know what prison environment is like, unless you have worked in a prison or have been an inmate, you really do not …

A mutual fund is an “investment company, usually organized by an advisory firm, for the purpose of offering the fund’s shareholders a specific investment objective”. Anyone purchasing these shares in the fund become part-owner, …

Winning the lottery is a very rare and seemingly impossible task for the general public to accomplish, but it is a common sight to see the news and subsequently see people that have won the …

Anyone who causes an accident should be held responsible for the payment of damages. You, who parked legally in a parking space at the grocery store, should not have to pay to have your car …

The Innocence Project is a non-governmental organisation, whose mission is “dedicated to exonerating wrongfully convicted individuals through DNA testing and reforming the criminal justice system to prevent future injustice”. The project was founded in 1992 …

APR, or the Annual Percentage Rate, on a student loan is one of the most important factors that should be considered before a loan is taken out.  More important however is to recognise the subtle …

Most of us put off saving money for as long as possible. We continually spend money on the things we want without ever thinking of the future. We tend to think that we can or …

This is a society that believes in filing lawsuits. Most of the time, when things go wrong to a person or organization in this country, it is many times resolved by suing somebody. The person …

For most of us, a car represents a level of freedom from public transportation’s limited schedule and limited service areas.  A car is also, often, the first major purchase that we make as adults.  Because …

One of the most expensive times of the year for many households is during the holiday season. Because of the extra expenses, parties and events, it can be a very stressful time. By taking a …

In the past several years, I have spent countless hours behind the wheel of my car commuting. With the ever-increasing prices of fuel, it can be a challenge to save money commuting to work. You …

Homeowner’s insurance limits are not difficult to understand, but they do not represent what you might think at first glance. A homeowner’s policy is divided into two basic sections: property coverage and liability coverage. Property …

Identity theft is an ever growing problem that can affect anyone at anytime. It is a scary fact to know that someone can steal your identity from you and ruin your credit not to mention …

If someone said that you could potentially save hundreds of dollars by spending a few hours, would you do it?  Of course!  Getting your credit card interest rates reduced during your deployment takes time, however, in today’s …

There are many places that sell money orders, but some may be better options under some circumstances. Most money orders are equal from the viewpoint of a recipient who will deposit a money order in …

Are you a victim of identity theft? Has someone used your name, social security number or credit card number to commit fraud? Has someone opened a telephone account in your name without paying the bills? …

Each time you receive a pay stub, you may notice that the amount you earn, and the amount you actually get paid are different. This is because every month, a percent of your paycheck goes …