Who doesn’t want to save money this holiday season?  One significant expense that many face are their holiday gifts.  You may be able to save on these by doing early holiday shopping.  You can wait …

As part of the effort by the Financial Services Authority to ensure banks take full responsibility for their part in the PPI mis-selling scandal, lenders are now required to write to all of their customers …

Everyone can benefit from having a good credit score, as it affects far more than just your ability to obtain a piece of plastic. Your credit score will not only determine if a lender extends …

How many times have you thrown away food simply because you bought too much to eat before it goes bad? You may as well be throwing away your hard-earned money before you’ve even spent it. …

Blue chip stock is a nick name given to stocks that are deemed safe. The name “blue chip” originated from the game poker where the highest chip denomination is blue in color. Sometimes, they are …

Very few debts can be regarded as good ones, and if the buyer is fortunate enough to be able to pay for an item outright, more often than not it is a good idea. Granted, …

According to CreditCards.com, personal bankruptcy filings in 2007 were less than three per thousand in all but 13 states. In 2009, only 13 states had bankruptcy filings of less than three per thousand residents. This …

As employers continue to search for ways to cut health-care costs and, in some cases, to pass more of these costs onto employees, many are offering the option of Health Savings Accounts. The Health Savings …

If you live next to or near to a lake, ocean or river it is quite likely that, at some time within the future, your home will be flooded by one of the same. Violent …

Whether you are a resident or non resident, opening a French bank account is not a complicated process. Having a bank account is important for anyone who earns a living or even has money that …

Whether repairing bad credit, or establishing new credit, you can turn lemons into lemonade. While it can be frustrating trying to get credit, without credit, a few simply steps will get you headed in the …

So you want to double your investments in a month? Wouldn’t we all! This can be done, but it is not 100% certain it will be done. This may sound like double talk, but what …

ISA stands for Individual Saving Account. These UK saving accounts are an alternative to the standard saving accounts. Overall, the ISA accounts have a number of advantages compared to them, although there are also some …

It is really surprising how small changes in behavior patterns can net some quick results in your pocket. Here are my 7 money-saving tips for individuals and families. 1. Prepare meals and snacks at home. …

One of the most effective ways to protect your outdoor property from theft or vandalism is the use of crime prevention through environmental design or CPTED. You can design the layout of your home or yard in …

A contract is essentially an exchange of promises between two organisations, so at its most basic, a breach of contract is a broken promise. Broken promises have a similar effect on business relationships as they …

When you’re looking for auto insurance quotes online, there are a few things you need to know.  You need to find an insurance policy that will cover you in the right areas while fitting into …

Chances are that you or someone you know has been affected by foreclosure; even in something as miniscule as depreciating property values. Foreclosures do not just affect the family losing a home; they affect neighborhoods …

If you are urgently in need of cash in order to get out of some fiscal problem and your payday is still a few days ahead then what will you do? Of course, either you …

Many people find themselves in need of more money when they reach retirement. They find out they haven’t been saving much towards the ‘rainy day’ or those years when income is lower. In order to …

You can find many ways to save money if you look hard enough and dig deep enough. Sometimes you just need to find an article like this to find a new way to keep money …

Why is it that every April I feel like a criminal? I break out in a cold sweat the minute I file my taxes, and jump at every knock on the door. I’m sure it’s …

The trading of currencies is achieved through a system called Forex (Foreign Exchange). It is a gigantic financial market that makes around 1.9 trillion dollar exchanges per day. The electronic network that contains banks, corporations …

Homeowners insurance provides you with the peace of mind that comes with knowing that you are protected if theft, property damage, injury on your property or natural disaster occurs. When you are filing a claim …

An annuity can be defined as ‘a type of insurance policy that provides a regular income in exchange for a lump sum.’ (1) Annuities are most commonly purchased by pension-holders who are coming up to …

There are literally thousands of mutual funds today, and they have become the most popular tool of choice for non-professional investors hoping to save their money for retirement. At the same time, for some people …

As nations flounder with debt problems, budget deficits and increased austerity measures, the likelihood of a double dip recession looms. Inflationary pressures are inevitable making the value of cash decline. Although low interest rates are …

An online cash advance loan is a loan that you can obtain from a computer, you simply complete an online application and get your answer with in a matter of minutes in most cases. These …

Despite the rise in popularity of Internet banking scams, telephone banking scams are still very much alive and kicking. Now that scammers have found ways to circumvent caller ID blocking and intercept calling devices, every …

Summer is here and the kids are on vacation. You want to have to fun this summer but you don’t want to spend a lot of money. Actually you want to know how to save …