North Carolina requires that all automobiles registered must be covered by standard liability coverage. At www.dmv.org.com it is simple for North Carolina drivers to obtain up to five quotes from leading insurers to ensure that …

This is a gray area that I doubt will ever be brought to any sort of resolution that makes everyone happy. All in all, I believe that yes, parents should be held responsible…in certain conditions. …

Most adults should have a checking account. A checking account is a bank account that you utilize by writing checks instead of using cash. There are numerous benefits to having a checking account. Using a …

Disciplined spending can strike fear into the hearts of those who like to be able to buy what they want when they want it. However, for those on a strict budget, some form of control …

One of the perks of getting older is insurance companies generally perceive mature customers as less risky. In a competitive market they are keen to attract and retain senior customers due to the lower likelihood …

There are times when people will come to think that they no longer need life insurance. Most often this occurs when a milestone has been reached like the paying off of the mortgage or cars …

Before you can understand the meaning of money you must understand what money is. This may seem like a simple point but many people no longer seem to be able to recognise what money truly …

Maintaining a good credit score is very important and will make your life much easier. When you have a good credit score you are offered lower interest rates and it will save you a lot …

If you find yourself a victim of identity theft, you have a long road ahead of you. However, this will be a much smoother process if you prioritize and have everything organized. Federal law says …

People always say that a dollar doesn’t buy what it used to, and you know what… they are right. That is the power, often destructive, of inflation. Loosely defined, inflation is the year after year …

How To Win In Traffic (or any other) Court I. Standing of plaintiff For a plaintiff to have standing in court, there must be a violation of a right or personal injury. Governments were/are created …

Even if you only think you have been the victim of identity theft, it is imperative that you take action immediately to stop the fraudulent use of your good name and financial accounts. Keep detailed …

Just over a year ago; I would have responded to the question, “Should teens have credit cards?” with an astounding “Yes!” I thought that credit cards were great for teens and for young adults. After …

People invest their money to make more money. Some people invest with long-term goals, while others want to see profits quickly. Some people have hundreds of thousands of dollars to invest, but many are forced …

In today’s tough economic times, many people have found themselves in the unenviable position of being upside down on their home loans. They owe more than their house is worth, and this can cause many …

Insurance companies are overseen and regulated by the National Association of Insurance Commissioners (NAIC) and the Department of Financial Services of each state. The federal government is not involved in overseeing insurance companies. The principal …

The best investment to protect your portfolio from inflation is precious metals. In particular, gold is the best as far as stability and reliability. The reason there is price inflation is generally because of an …

The career of a paralegal involves assisting lawyers in their legal work. The role of paralegals is important, since although lawyers are ultimately responsible for all the legal work, they often delegate a great number …

Many people have trouble controlling their spending urges. Whenever something catches their attention, they absolutely need to buy it.  The temptation is too big for them to resist. No matter how much they know they …

Universal default is a term used to describe the process that credit rating agencies use to determine your credit rating. If you default on a loan from a lender or miss several payments, the agency …

Loving parents are ready and willing to lay down their lives for their children without a second thought.  They provide food, clothing, shelter, love, support, toys, McDonalds, Disneyland and most anything else that will contribute …

Currency exchange rates result from a number of factors, including relative inflation rates, balance of trade and interest rates between countries. If inflation in the U.S. is low, relative to other countries, then manufactured goods …

Deductible expenses are expenses which can be deducted from the taxable income. In terms of principles of accountancy, these are expenses which are incurred by you for a purpose that is in a way related …

Tax relief for first time home buyers can be a much welcomed benefit of owning a home. This is partially due to the large expenses that come with buying a home for the first time. …

As the Administrative Assistant, Insurance Department Head, Financial Counselor, and Accounts Receivable person in a small dental office, I have learned much more about Medicaid than I really care to know. From my standpoint, it …

Insurance companies love to accept premiums but hate to pay claims.  Recently, CNN obtained the training manuals for Allstate Insurance.  The training manuals procedures were based on the recommendations of the New York consulting firm …

Many people realize the significance of savings and investing, yet only a few successfully plan and work out how to. Savings is one of the most important things that you must consider in securing your …

The recession of 2008 is unlikely anything we’ve seen in close to thirty years. There’s been over a 30% drop in the stock market in the last year, the national debt is reaching new record …

When it comes to retirement in the United States the most common number used when referring to retirement is 65. Unfortunately, for most people that isn’t the right number to be using because it is …

Thousands of people find their financial dreams in real estate. Some studies indicate that up to 75% of America’s millionaires got to their perch by savvy real estate investing. But how to start? Not only …