It is needless to mention that everyone looks for an affordable policy while buying auto insurance. Do you know that the type of your vehicle plays an important role in deciding the premium of your …

A checking account is an account that a person opens with a bank. The account allows the person to write checks and comes with a debit card that can also be used in ATMs. You …

With tax returns going online, authorities have warned e-filers of a potential threat in relation to their tax returns. These warnings were based on the increasing number of fraudulent claims made through the online tax …

In today’s current economic climate the prospect of saving may be daunting. Saving money is important, having savings will help you at a time of need. Alternatively, savings will enable you to buy something special …

Where do you live? Do you have young dependents? Do you drive? All these questions are linked to important concerns or possible catastrophes. How would your life be without the protection of insurance? Most people …

I remember the days of oh so long ago. There was never really much choice in buying car insurance. Everything was a gamble. You could ask your friends for advice, which was never really worth …

Back in 2005-2006 many reports circulated and told of scammers attempting to commit identity theft in many states.  The fraudsters would call residents and use social engineering tricks to get information by sending people into …

For millions of Americans and millions of other human beings worldwide, it is an unfortunate fact of life that society seems to run on money, and concerns such as how to live cheaply form the …

When you take out a mortgage, most lending institutions require that you pay private mortgage insurance (pmi) if your down payment is less than 20% of your new home. A normal annual payment of PMI …

We will never know why former Durham District Attorney Mike Nifong was so aggressive in prosecuting the Duke Lacrosse rape case. Did he have a sincere belief that the three defendants were guilty or was …

Pay Day Loans seem to be the black sheep of the financial products’ family and lenders who deal with this kind of loans are considered to be dishonest, abusive, almost as if they were criminals …

Dishonoring a check occurs when a bank refuses to allow the payee of a check to exchange or deposit a check for money. In most cases, checks can be cashed or deposited with no problems …

Investors need knowledge of stocks, their prices, and behavior in the marketplace to make good investment decisions. The Multistage Dividend Discount Model is a more sophisticated take on the Gordon Growth Model. As with many …

The term job security no longer applies to having just one job to work at.  Job security and financial security can come from having more than one source of income.  The desire to have multiple …

The federal government has many regulations and laws that have established oversight for health insurance through the Employee Benefits Security Administration or EBSA. The EBSA is part of the United States Department of Labor which …

It has long been known that minting pennies has been a costly process; it costs more to make the penny than it is worth. Canada ditched its penny in 2012, but the U.S. continues to …

Identity theft is an ever-growing problem in our financially troubled society. If you believe that your identity has been stolen, here are a few things that you can do. Keep a log of your activity, …

Of course, the first consideration that everyone takes into account when they are planning on retirement is if they will have enough money to get by on once they are not working. This will take …

Common mistakes when buying and selling stock include misusing market orders, buying or selling at the open or close or when the market is closed, not keeping good records and not paying attention to your …

The current prison population in the United States is growing at an alarming rate resulting in an increase in inmate violence, higher crime rates and a huge financial debt. Policies like the three strike rule …

How many people would like to be paid to have fun during the last years of their life? When you become 65 years old maybe it is time to simply give up that trek to …

The closest thing there could be to a winning “strategy” with a High Yield Investment Program (HYIP) would be to understand where in the “pyramid” you are and when it’s time to get out with …

I believe the fact that celebrity misconduct is under the political category is in itself a travesty. The simple fact of the matter is, most Americans can’t seem to get enough of the wrong doings …

In business, one deals regularly with contracts. While contracts may require a legal expert to evaluate the various elements, everyone should have an idea of what those elements are and a brief explanation of them. …

The American Center for Law and Justice (ACLJ) has filed an amicus brief with the Supreme Court, urging it to overturn an earlier federal appeals court decision which declared Arizona S.B. 1070 to be unconstitutional. …

In the most recent court appearance over the ruling of a $1.05 billion award to Apple for copyright infringement on the part of South Korean-based Samsung, Judge Lucy Koh suggested that the companies needed to …

While the law helps in maintaining peace and security in a society, there might be some unfortunate times when someone is accused of a crime that he/she didn’t commit. It is during these times when …

Your credit score is only as important as you need it to be. When we are younger and trying to establish a life and some sort of financial foundation, we rely on our credit score …

Once you have decided that you are definitely going to college and you have found the school that seems to match you perfectly, you really have to start planning out your future education and the …

The will is probably one of the most important documents any of us will ever consider. It is the only way that anyone will know our last wishes for burial and division of our assets. …