Understanding Mandatory Ira Withdrawals

Understanding Mandatory Ira Withdrawals

Mandatory minimum distributions from traditional Individual Retirement Arrangements (IRAs) must begin by April 1 of the year after the plan’s owner reaches 70-1/2 years of age. Failure to begin taking the minimum distribution at this point …
How to Qualify for Loan Forgiveness

How to Qualify for Loan Forgiveness

In recent years the potential for student loan forgiveness has vastly improved, with a growth in both federal and state programs available. Additional programs are also available through the voluntary sector and the military. Forgiveness is …
How to Flip a House

How to Flip a House

House “flipping” has become the American obsession these days. After all there are entire television series on the subject! Here’s a user friendly set of guidelines to help you “flip” a house. First, select the …
Home Ownership and FAFSA

Home Ownership and FAFSA

Owning more than one home affects the Free Application For Federal Student Aid (FAFSA) by increasing net asset value for a family. Since assets are a significant factor in the FAFSA ‘application’, and the FAFSA …
What are Credit Card Interchange Fees

What are Credit Card Interchange Fees

As a smart consumer, you check your credit card statements every month for errors and unexpected charges. But did you know that the most lucrative fee the credit card companies collect doesn’t show up on …
Help with Texas Dwi

Help with Texas Dwi

If you are caught driving drunk in Texas it is likely you could find yourself being charged with a DWI. What most people don’t realize about the DWI process is that a qualified Texas DWI …
Take the Credits you have Earned

Take the Credits you have Earned

The Child and Dependent Care Credit is a non-refundable tax credit for unreimbursed childcare expenses paid by working tax payers. The Child and Dependent Care Credit was designed to encourage taxpayers to pay childcare expenses …
Mutual Fund Investing in down Markets

Mutual Fund Investing in down Markets

DOWN MARKETS CAN BE GOOD NEWS FOR MUTUAL FUND INVESTORS Investor psychology is the same everywhere. Investors shy away from investments in down markets more out of panic than logic. Conventional wisdom suggests that you …
6 Credit Card Truths

6 Credit Card Truths

Credit card is a rectangular thin sheet of 31/8 x 21/8 inches, issued by a credit card issuer. It carries such information on you as your name, issue and expiry dates, and card number. At …
Credit in America

Credit in America

The greed that has been driving the Credit Industry has started to create the downfall of society in the United States. The lenders have been feeding on the borrowers main human weakness, greed. It has …
What you get with your Homeowners Insurance

What you get with your Homeowners Insurance

Homeowner’s insurance policies are an important part of home ownership. Not all policies are created equal and it is vital for not only new homeowners but for seasoned veterans to read their policy carefully, including …
Tips for Negotiating with the IRS

Tips for Negotiating with the IRS

Okay, the worst has happened. Whether it is because of your own fault or some fickle circumstance, you owe the IRS money on previous years income. Instead of spending sleepless nights and anxious days worrying …
The Legal Battle over Marijuana use

The Legal Battle over Marijuana use

What is the issue concerning whether or not marijuana use should be legal or not? If you look at the history of marijuana, it was originally made illegal because the government at one time thought …
Apple Aapl Invest

Apple Aapl Invest

Apple (AAPL) With razor sharp lines, the nineteen-fifties styled suits of emerging corporations, clashed with the casual, unkempt sentiment of the sixties determined to shake off the “establishment.” This atmosphere and attitude created the tectonic …