Define Insurance Need There really are three areas for consideration when defining insurance need. First an individual needs to accept what legal limits exist, what risk someone can afford and finally what risk would bring …

The Federal Reserve in effects “prints money” by providing funds to the banking industry, which in turn lends these funds to companies and individuals. In the current mess, the Fed is creating more money in …

Many people find it difficult to spend less than they earn.With so much laxity in the spending habit,it is no longer a long time debt would start to crawl into the life of such an …

The best free online bank loan calculators are available for use on both mobile and traditional computer operating systems in addition to providing accurate measurements on the costs of bank loans. Since bank loans include …

There are many reasons you should invest in your future. Investing for the long run makes your present situation brighter. When investing for the long run one should consider buying a house, starting a business, …

I will never forget a lesson taught to me by one of my business management professors about 25 years ago. He was an elderly gentleman, gray hair, and walked with a cane. As he walked …

If you prefer having some cash saved at home over a bank savings account, there are some locations or tricks to hiding the cash that work better than others. Before you go around taping cash …

There are many ways to reduce your telephone bills. Most people have a tendency of keeping services which are underutilized. Big telephone bills have a tendency of going unnoticed when it is time to cut …

Should you inherit your children now or let them wait! My firm opinion is there is no good answer to this question. I lean towards waiting if you can, and if it makes sense. The …

Certain members of the Armed Forces and other support personnel are eligible for automatic extensions of the deadlines for filing tax returns, paying taxes, claiming refunds, and taking other Internal Revenue Service (IRS) actions.  The …

Fortunately, in a 2005 decision, the death penalty for people under the age of 18 was abolished by the U.S. Supreme Court in the Case of Roper v. Simmons. In today’s America, where knee-jerk reactions …

What would you do if you lost your health insurance? More and more people are finding out. Living without health insurance is a problem that people face when they lose their job and then can’t …

The most westerly country in the Arabic world, Morocco is appropriately named as ‘Al-Maghrib’ – the place where the sun sets. Morocco is fast becoming a popular choice for investment property. With flights from the …

The legal issues surrounding advertising are many and most of us know a few of them; such as, if we find an item on a shelf that has a price and we get to the …

What good is a credit card when you cannot buy now and pay later? Therein is the difference between a secured credit card and an unsecured credit card. When you use an unsecured card to …

The option of abortion should be available twice in a normal, healthy woman’s lifetime. If she is in danger, then I agree that an emergency abortion is necessary- also twice. But, to allow people to …

Deciding what you want people to call you is one of the most personal decisions you can make. You may have a surname that is difficult to pronounce and want to shorten it to make …

Forecasting market direction is never a sure thing. However, there are a few economic links that can assist you to make consistent profits. One of the most important of these is the relationship between interest …

In the United Kingdom floods are becoming more and more common. This might be because our winters are becoming wetter, or it might be because of bad environmental management. Whatever the cause, more and more …

Most people baulk at the high price of a visit to the movie theatre. With the advent of online availability, television movie deals and the speed with which movies hit the store shelves, it can …

As hard as it is to get that perfect credit score, it can be even harder when you have errors on your credit report.  Unfortunately, errors occur all the time because some creditors and debt …

Workers when anticipating retirement from a long held job, will know how they want like to spend their next five, ten, or fifteen years. Many will look for another job. And for most, this will be …

It is essential, in the current financial climate, that we get to grips with managing money. Being a ‘money saving expert’ may be some way off, but the sooner we address the issue, the better. …

The Death Penalty: Avenue of Vengeance or Deterrent to Crime? In the last decades, it appears at least, that the rate of violent crimes is on the rise. In most cases criminals who commit violent …

When you are considering applying for a home mortgage, one of the decisions to make is if a fixed rate mortgage or adjustable rate mortgage is best for you.  The interest rate for a fixed …

Having legal representation is essential when fighting litigation. Regardless if it is the defendant or the plaintiff, both want the best representation possible. An attorney bears a burden of responsibility to their client. Part of …

From time to time everyone has to turn to others for support, advice and practical assistance. They may need help with a job they’re working on, emotional support or a loan. Life is full of …

The holiday of Christmas has succumbed to massive commercialization. Materialism, over-consumption, and globalization in relation to Christmas have become the platforms for negative actions taken up during what was once considered the season of giving. …

Where to go to find free legal assistance will depend on what type of legal problem you have and where you are located. The first big question is “Is this a criminal problem or a …

Conducting a criminal background check on someone has become almost as commonplace as adding new friends on social networking sites. The media has made the term “background check” something of a catchphrase to throw into …