Having an emergency fund it is essential whether in a booming economy or in a recession. Many people have a tough time understanding the true importance of having emergency fund. There are many benefits to …

“You may not know this, but over 90 percent of items on your credit report are either inaccurate, unverifiable or simply out dated”, according to the advertising which the ‘My Credit Shot’ credit repair organization …

The New Tax Stimulus Act Can Save You Money In 2009 The New Tax Stimulus Act for 2009 covers tax credits for unemployment benefits, earned income tax, new car sales tax, first-time homeowners tax credits …

Parents have a natural and deep-rooted desire to ensure that their kids’ needs are catered for, and that extends to making sure that their education is adequately funded. The thought of them going to university …

Is something ever made illegal because it’s positive for society? Maybe but in the instance of marijuana, nothing could be more detrimental than the negatives it brings about in society. There is almost nothing positive about marijuana. …

Paris Hilton, Zsa Zsa Gabore, O.J! Celebrities teach the public to disrespect the law. What have we learned? We as a society have learned that if you are famous and have money, you will never …

Driving under the influence, or driving while intoxicated, is a crime. It has severe consequences. It almost always results in the arrest of the offender, followed by a brief interview (sometimes with or without Miranda …

When Should Eminent Domain be Used? When should a city or state use their eminent domain powers? Over the past few years there have been a couple of cases that raised the questions of when …

Deposit insurance exists because the governments of many countries, including the United States, need to promote confidence in the banking system. This is done to prevent a panic by individuals that rush to banks to …

There can be many contributing factors that cause personal debt.  Some top causes are self-inflicting while others can be avoided. First, being young and inexperienced at all facets of life can cause debt.  One has …

Business loans are usually taken out by individuals who plan to own a business, business loans can also be taken out by organizations seeking to the improve their existing business. Business loans are generally used …

Investing can be somewhat intimidating to the person who only knows that their money is safe in a bank and only recalls the fears of the sensationalism the media makes during any recession. It goes …

Trustworthy charities and organizations are out there and most of them are honorable, but beware of the misfits among the bunch. Finding those with actions that absolutely live up to their claims is sometimes hard …

“Can the market be driven by investor sentiment?” This is an oft debated subject in investing circles, particularly in light of the 2008 debacle in the stock markets. Whether you are a market “bull or …

How to save a thousand dollars Setting and meeting short-term financial goals often presents a challenge and is not always easy, but it is possible, using common sense and ingenuity. The following tips on how …

In the realm of finance, portfolio diversification refers to spreading portfolio risk among different companies, asset classes, and even economies. The objective of any diversification strategy is to reduce the level of risk associated with …

Driving under the influence is a very serious offense. Perhaps understanding a little bit about how alcohol affects the brain will draw a clear picture. The cerebral cortex processes information from your senses. This is …

The stock market goes up, then it goes down, then it goes up, and then it goes down. The main concept that needs to be remembered in this environment is the difference between being a …

While coupon cutting is a very popular way to save on groceries and other items it is not the only way to save money on food. Other ways you can save are the following: cook …

Many concepts and ideas have been developed on why there seems to be such a quantitative difference between male and female juvenile delinquency rates. Originally, experts discounted female offenders as not important to the theories …

“Anything that we can do to raise personal savings is very much in the interest of this country.” – former Federal Reserve Chairman Alan Greenspan. The savings rate in the United States is nearly four …

I remember a time when going to the doctor meant I paid the nurse $20, for everything; or, I could have them send you a bill in the mail, but they frowned on the extra …

Business Litigation: Issues Arising After Shareholder Departure .Some of the key and most damaging issues to arise for a business are issues of Antitrust, in regards to Trade Regulations and distributions, the rights and ownership …

When someone is planning on retiring, it is important that there is a plan as to what retirement will consist of.  Furthermore, the plan should include how much money is needed to cover the cost …

Let me begin by saying that my views on the constitution (in which we explicitly state we will have no national religion) have not changed. No, instead I just happen to view Christmas as a …

There are many brokers in the forex market. They help you to get back the money. Forex metatrader broker is also one of the same and it can help you find cashback monthly from the …

If the governent really wanted to help out those of us on Main Street (as they are so fond of referring to the average Americcan as-and I must note that I hate both the terms …

If you are going to be an investor, you need to know who you are as a person and what your personal style of investing is. For starters, you need to be sure that investing …

If you ever find yourself with an interest rate on your account that is less than desirable then by all means call up the company you are dealing with and request a lower interest rate. …

Investing is an important issue in today’s world and it is important to find a strategy which secures a safe future and allows paying all the necessary bills we can’t avoid. A savings account doesn’t …