Credit seems to run the country, and credit scores run your ability to receive good interest rates on loans and credit cards. They may also determine employment and the home or apartment you are allowed …

Are you a self-directed investor? Chances are, if you’re reading this, you do manage at least some portion of your asset portfolio. Congratulations for taking the lead to a brighter future. No one is going …

Selling stocks is simple, but selling stocks at a profit has a lot to do with your process of buying the stocks in the first place. If you bought high value stocks with lots of …

What would happen to the “little” man if all the banks failed? How scary is the thought that you would have no money, no house, no savings, no future. The thought that entered into my …

Living cheaply has been a goal attempted by many over the centuries, and some seem to accomplish the goal and others have struggles saving money and being frugal.  There are some very methodical methods that …

Do you have some money put aside in case of an emergency? Cash on hand, a credit card, and/or an easily accessed account within a bank, savings and loan and/or credit union can be the …

Your will is a legal document which instructs the state on your wishes for how you would like your affairs to be taken care of after you pass away.  Although often associated with passing property on …

As we consider the issue of paying for identity theft or credit monitoring services, it’s worthwhile to consider them as separate options.  I’m not a fan of credit monitoring services because you can do this …

Identity and financial theft is a problem that has increased over time and become a prominent issue in today’s society. As the world goes digital, there are numerous ways that hackers attempt to try and …

Making the right choices about retirement is personal and unique to each person. Time spent considering the options available is never wasted but needs to be carried out in a logical way. Dreams held throughout …

You want to buy a car but don’t know the first thing about getting a car loan. There are many steps involved in obtaining a car loan. Simply going to a lender and saying you …

Investing can be a way to reach your long-term goals. One of the first investment steps is determining where to invest. There are several good choices in where to begin investing.You may already know your …

Article 1 of the United States Constitution 1) Section 1 – The Legislaturea) All legislative powers belong to the US Congressb) Congress will consist of The House of Representatives and the Senate. 2) Section 2 …

Are you looking to add value to your home, but can’t find the funds to do so? Well, there are many ways to find money to renovate your home. You generate income by selling things …

The cost of life insurance is generally made up by a combination of the cost of risk cover, commission payable, expenses or policy fees and the cost of investment where applicable. The cost of risk …

The Biopolis is one of the many thrusts the government of Singapore has embarked on in support of its aim to make the biomedical sciences the next pillar of our economy.  However it would only be …

Economic Value Added (EVA) is a term referring to financial gain in excess of profit expectations. In other words, EVA  measures the extra value profits yield for an organization after deducting cost of capital such …

Believe it or not, there’s some circumstances where the IRS simply grants an extension automatically, without the filer having to do anything. For example, you can file two months after April 15 if where you …

Hi everyone concerning our privacy and our freedom of speech,I’m from Canada but none the less our issues are allot alike. I feel that the poor people are being abused to a horrific degree,there is …

Surveillance equipment is a system of cameras and motion detectors set up around your business or home or any other compound. It allows you to view and record live feeds of everything that goes on …

Absolutely! In fact, for the first time the median resale value for condos surpassed that of single family homes! If you are a condo owner or considering purchasing a condo the most important thing to …

Choosing a high-yield online savings account is like deciding which fast food restaurant you want to go to. Some have a little bit better prices than the others, others have slightly different features and products, …

A will is a starting point in your estate plan. The question “Do I need a will?” could be a very difficult and sensitive subject to many people. There is a saying that goes “Most …

Saving money in the summer can be difficult.  The temptation to run the air conditioning all day long is high, the kids are home from school all day and bored, and you want to give …

It’s important that all individuals put aside some money into a savings account. Doing so will help households to deal with any sudden unexpected costs that might crop up and will enable them to start …

The concept of Takaful insurance is not new, but as a business entity it is still a relatively new market. The basic premise of ethical co-operative risk protection through Takaful has been developing as a …

Leveraged ETFs are often considered as the ultimate investment vehicles in volatile market conditions. Investors who want to hedge their stock portfolio may buy a double short of Dow Jones Financial Index <IYF> or of …

Saving up for a house is not an easy task, especially when the lenders expect the borrowers to pay up to 20 percent in down payment for most housing mortgages. Thus, even for a $200,000 …

E-Banking service allows you to transact. During connected to the Internet. Financial life you can set from the front of the computer, anytime, anywhere. Ever get stuck in long queues at the bank or in …

Your Social Security retirement benefits are based on the highest paid 35 years of your working life, capped and adjusted for inflation. Divide the total by 420 to obtain the average monthly income during these …