It’s the big question at the moment isn’t it? Not just is banking free but how expensive will it get? Banks have been making a fortune out of us, then all of a sudden they …

The regulations regarding natural resources in the US vary from state to state. Concerned citizens should check with their individual Department of Natural Resources (DNR) offices about their activities. Department of Natural Resources handles the …

Flooding can occur at any time you have a heavy period of rain. A standard home insurance policy covers water damage that originates inside your home as a result of broken water or sewer pipes. …

The Fully Misinformed Investor. Convinced by circumstantial evidence. In the 1800s, what made America great made Europe go broke. In the late 1900s, what made Asia great helped America go broke. Before today, the 1920s …

Students are bracing this summer for an increase in the student loan interest rate. It is agreed that it will most likely to double to 6.8 percent because the Republicans and President Barack Obama cannot …

There has been a new trend in the financial world in the last year or so in which consumers pay-checks are direct deposited directly onto their mortgage, and then consumers pay their monthly expenses out …

The Innocence Project was founded in 1992 by attorneys Barry Scheck and Peter Neufield as part of the Cardozo School of Law of Yeshiva University, NYC. Both Scheck and Neufield are attorneys who were part …

Many prospective four year college students will finance college through student loans. Loans often run in the tens of thousands of dollars, and to pay them off comfortably you need to assure yourself of a …

The economy is in a constant state of flux, and while retiring to a tropical island may have been in the plans for many, it may not be the reality they face. What is surprising …

Long-term care insurance can be one of the most expensive types of insurance available on the market today. This relatively new coverage is meant to cover the costs of a nursing home or assisted living …

When checking your credit score, you might be alarmed if you see that it is lower than you would hope. A credit score is one of the most important financial numbers, as it can often …

To say that an insurance company doesn’t care is a loaded statement. But in the case of divorce, it often really does not matter to the insurance company. First, insurance insures a person. Matters of …

Corporations often need to raise money to expand, and issuing bonds is one way to do so. However, some companies are stronger that others, and are more likely to be able make the interest payments …

Managing money is a hot topic for most people today. In fact, it’s such a hot topic that there is no shortage of books, articles and blogs offering wisdom on the subject. However, when it …

Sometimes people ask questions, “Will I ever be debt-free again?” or “when will I be able to pay off all these debts?” Anybody can become debt-free again, even in just a few years. Everything has …

One can live cheaply by cutting down on restaurant (fast food or not) expenses, and snack food over-indulgences at the local grocery store.  This can be done quite easily by doing your very own financial …

Venture Bank Direct their website with some really cool animation of an owl (wise old owl) and their online savings account beginning at 3.75 APR as of August 25, 2008. There are several pluses to …

If you want to refinance your Sallie Mae student loan, you have two basic options. You can refinance your student loan through Sallie Mae or you can obtain a second loan from a different lender …

Those who are long time mortgage brokers report clients being confused by various mortgage terms. In order to understand what a 5/1 Jumbo ARM is, one must first understand the terms individually and then see …

The single biggest investing mistake is losing money because you didn’t evaluate the possible downside of an investment. It is easy to see the possible upside in an investment even as a novice. That is …

Day-trading commodity futures is a complicated investment strategy, but if you’re willing to perform the necessary due diligence it can be an extremely lucrative one. The first step to day-trading commodity futures successfully is understanding …

Wouldn’t it be great if those that had legitimate disabilities could simply file the necessary paperwork and receive the benefits they should?  Unfortunately, that is not the case in the world today.  Due to abuse …

Generally, people are afraid of early retirement thinking that they might have to undergo both financial as well as psychosocial difficulties by not engaging in their usual ‘work’. However, there are instances where certain professions …

There are tax savings that can be realized if this happens to you. Believe it or not, the IRS has rules regarding the lending of money to friends and family. If you structure the loan …

The principle of contribution is one of six basic principles of general insurance. Insurable interest, utmost good faith, subrogation, indemnity and proximate cause are the others. The principle of contribution is related to the principles …

Tort law, which covers situations in which one person is wrongfully harmed or injured by another person (or organization), divides wrongdoing into intentional torts and unintentional ones, which usually take the form of negligence. The …

How to Negotiate With Lawyers and Doctors Consumers have considerable bargaining power when shopping for lawyers and doctors. The critical issues are the complexity of the legal matter and the heath of the consumer. Legal …

I am a bartender, and like me thousands of college students and cash filled professionals have sketchy roommates that we need to hide our cash from. Going to the bank everyday sucks, and trust is …

Does anyone know why a woman chooses Abortion over going through with the pregnancy? I don’t think anyone is able to say that a thirteen year old should be made to carry out a pregnancy …

General Motors is a United States automaker based in Detroit, Michigan. On June 1st 2009 General Motors filed for Chapter 11 bankruptcy protection. General Motors once sat at the top as one of the world’s …