Shakespeare said it best: "Neither a borrower nor a lender be." This is especially true of friends and relatives. Most of us out the hard way. I have successfully borrowed and lent to relatives, but …

Finding a reliable debt solution is not easy for people who are dealing with debts. Although, debt solutions such as IVA, debt consolidation, debt management plans, bankruptcy forms, etc are effective debt solutions, but how …

In many internet related transactions, the person or the user needs to provide authentication information in order to gain access to their financial assets. According to a report published by the Financial Institutions Examination Council, …

Contrary to final belief, stock crashes are the best time to buy. I wouldn’t call the recent downturn in stocks a crash. A 10% correction and a crash are two different things. The first thing …

College is expensive and every passing year sees more increases in tuition and fees. Many students today feel a level of anguish worrying about finding ways to pay their way through college. Even with part …

For whatever reason, a lot of people fail to plan for their retirement. They know that retirement is coming sometime and that they can’t work forever, but don’t take any active steps in order to …

Having an emergency fund, or a savings account of some kind is one of the most important financial decisions a person can make. While it is possible to survive without an emergency fund, doing so …

OK, here is my full opinion. Welfare is highly abused. I see this all the time. I personally know a few people on welfare. Does everyone I know abuse it. NO, Does it happen, I …

In a lawsuit that accuses a business of liability, the plaintiff must be able to successfully show fault. And the defendant has to be able to defend themselves against the allegations and show the plaintiff’s …

The number of single parents pursuing a college education in Rhode Island is on the increase as these non traditional students seek access to an education often curtailed early. Financial issues are the biggest problem …

Bridge loans could be described as an interim loan, which can facilitate the buy of a new house before the existing house can be sold. Although the terms and conditions governing such loans can vary …

In Maryland, unclaimed property is handled through the office of the Comptroller. Like many states, the Maryland unclaimed property division handles assets that have been abandoned by the owner. These assets include checking accounts, safe …

Setting investment goals is a key element of investment decision making. Without investment goals you cannot determine your investment horizon, risk tolerance and investment choices that can help you meet these goals. In addition, your …

Unforeseen events may alter your financial circumstances. You may find that you are in a financial bind. Your priorities may be reassessed in this context. Surrendering life policies when finances are stretched takes place for …

There are many misunderstandings about home insurance coverages. Many people have found themselves in a bind due to believing these myths. Some common misconceptions are listed below. *Flood Insurance – Many poeple think that they …

Insurance is protection. It is important to protect what matters to you and your family against financial risks. The majority of people should protect three main areas: assets, life and health. Within the three areas, …

Ways to lower your car insurance premiums Depending on your driving record, your monthly car insurance premium can sometimes be as much as your monthly car note; and in case you were wondering, that isn’t …

When you lease out your truck and hauling services, you expect to be paid what you are owed. Time is money and you don’t want to waste it in disputes over compensation. Part 376 of …

Sticking to a budget involves keeping records, improving decision-making, and making long-term financial plans (Northcott & Doolin, 2000).  Establishing a budget is part of the process of managing finances in the home by matching income …

Crime is a concern for everyone regardless of the country you reside in. We are all concerned about the safety not only of ourselves but of our family and friends. We lock our doors and …

Checking your credit report regularly is vital to your goal of financial stability. You want to make certain that all accounts listed on your credit report belong to you. The Fair Credit Reporting Act was …

This guide is not to mention names and show favoritism but to give explicit information so that you can find the help you need with your finances. What, as an example, are the differences among …

Most college students don’t ever consider how much money they’re actually borrowing to pay for school. They don’t have the money to pay cash semester by semester, and instead casually borrow money through Stafford loans. …

I was called to serve on a jury back in 1999.  It was odd that there were so many there for jury duty that day, hundreds in our room, and that we filled out a questionnaire instead …

Furnishing a house can be one of the most expensive projects people undertake. Even the most basic items such as beds and white goods can prove a struggle when money is tight. Help is at …

Floating charge loans are secured by assets that have no fixed worth. An example of a floating charge is a corporate debenture which is an asset secured loan. Moreover, the assets that can be used …

A family earning $150,000 in the United States would be considered very comfortable for people from many areas of the country, including lower New York, which has some of the highest costs of living in …

Mr. and Mrs. Smith live in a three bedroom apartment with their two children, a son in the fourth grade and a daughter in the second grade. The Johnson family live in the same building …

With the average deposit required to secure a home appearing as an impossible sum, many first time buyers are increasingly struggling to get a foot onto the property ladder. Many mortgage lenders require deposits in …

A mortgage modification is a good way to save a property that has otherwise become unaffordable, but it is important to understand how they work in order to decide if this is an option worth …