The Restatement of Law (Second) of Torts deals with the basic principle of law of Torts in the US. The Restatement of Laws is issued by the secretaries of law. It states the laws along …

Rehabilitate or Punish: How Should Society Treat Criminals? Society has always been at odds with how to treat criminals. Centuries ago, various countries employed torture. Prior to the eighteenth century, England was renowned for using …

There are many different strategies to sound investing, and the strategies that work well are those that are best suited to a particular investor’s style. Buy and hold investing works well for many investors and …

Coming from a family of modern nomads, one of the first adages I remember my mother coming out with was “If you cannot afford travel insurance, you cannot afford to travel”. I’m very thankful I’ve …

Saving money in an FDIC insured bank is always a better option than burying your money in the backyard, or slipping it under your mattress for safe keeping. You simply can’t grow your money with …

Single parents are more frequently considering returning to education to pursue a college degree in hopes of better opportunities in the future. Education is available to all, regardless of financial background, but often single parents …

Credit cards offer convenience and that is why many people prefer them to cash. Unfortunately, most people do not use their credit cards wisely, and that leads to credit card debt. Credit card debt is …

John Hastie, a former aerospace engineer, is the classic example of the overnight success. Well, overnight if you consider ten years overnight. In reality, many successful inventors can relative to this timeline. Hastie invented Acusharpe …

There are different definitions for “Penny Stocks,” but generally, they are stocks of companies with a small capitalization (not much money). Also, generally, they cost $10 or less per share. I have purchased many stocks …

Your insurance company does not expect you to know all of your coverage all of the time. That is why they employ professional adjusters to review coverage, make a determination, and then explain the coverage …

The decision to have an abortion is the decision of the person carrying the fetus and their’s alone, no matter how old they are. It would be an egregious breech of doctor-patient confidentiality for a …

Knowing how to calculate Annual Percentage Yield, also referred to with the acronym APY, can help you with financial transactions such as loan applications. It can do so because it will give you a more …

When you inherit property through either a will or other method such as a gift, you will be responsible for the taxes. There are many different tax consequences that result form selling property that you …

The world seems to believe that rape is all about a sexual violation of another person. I suppose that I used to believe that as well. One day in April of 1982, my perspective got …

Online sites have afforded consumers a much simpler way of shopping for auto insurance. In- stead of going from office to office collecting information, a person can access an online site. In many cases, providing …

Your latest Facebook update or tweet probably seems entirely innocent to you. However, the Electronic Privacy Information Center (EPIC) has just obtained some information that suggests that the government may be rather more interested in …

When it comes to finances we all have things that we want and things that we need. Often the things that we want our forget in favor of the things we really can’t live without. …

Student loans are debt. While this may seem to be self evident, many young people tend to regard student loans as a nuisance left over from their student days. These loans are lightly regarded until …

U.S. Individual Income Tax payers can qualify for an automatic extension of time to file their tax return by filing IRS Form 4868. Though the form only has nine items to complete, the instructions are …

A loan product to be aware of when shopping for mortgages is the payment option mortgage. It is a program which offers four monthly payment options. You are able to make a minimum payment, interest …

In an opinion for Gonzales v. Carhart, issued on April 18, 2007, the U.S. Supreme Court upheld the Partial-Birth Abortion Ban Act of 2003, which prohibits physicians from performing a particular method of abortion sometimes …

Your Investment Strategy Focused There’s trading room on the Web, even for a bond.Still it huddles half-afraid, its eyes Wall Street-wide,Competing for less leisure loaned.Bring on your stockbrokers, unparagoned.Drive in the economists, impelled and unowned. …

Educate the now generation early on about the benefits of saving and investing money. They should know that that picking up efficient money management skills early on helps us become financially independent later in life. …

Funeral insurance is marketed as a way to pre-pay your funeral expenses in order to “save your loved ones” from the cost of your funeral. From a money perspective, buying funeral insurance makes no sense. …

The key to credit card recovery is pretty much the same as what is required of someone who has no credit history. It’s a Catch-22 situation where you are expected to have a credit history …

NO, You should NOT keep all your money with one bank! For Now Is The Time For All Good Citizens To Save Their Cash. In Gimme My Money, what was written is so unfortunately true: …

Overdraft protection is a form of insurance that means that your monthly overdraft payments will be covered in the event that you have an accident, injury or become ill. We’re all used to the premise …

People who are in prison are often looked down upon by those who have never been incarcerated.  They are treated as second-class citizens, even after serving their time and reintegrating into a community.  Thieves, rapists, …

Make no mistake about it, banks do not issue credit cards as an act of philanthropy, they issue credit cards to make money. How banks make money using secret tactics, however, may just surprise you. …

Buying insurance is something most people do in the process of buying a home. Many people tend to shop by price rather than coverage. While some might be satisfied with the least expensive coverage they …