LIFE INSURANCE BUSINESS IN INDIA Life insurance industry in India is more than a century old. Its importance can be gauged from the fact that it has mobilized national savings next only to banks. It …

Learn little secrets when consolidating your student debt… Student consolidation loans are meant to reduce the number of monthly payments, to cut the amount of interests paid for finance and to reduce the amount of …

1986 was a year many amazing things came into being. The movies Platoon, Short Circuit, and Aliens were created, and revolutionized film. The Cold War was ended in 1986, and Mike Tyson became the youngest …

If you are faced with multiple debts to pay, prioritizing them is no longer optional. Anybody can be debt-free in just a few years if they can plan wisely. Some people remain in debts for …

This is a subject that has started many debates. Sex offenders make up a large portion of the world’s population. They walk the streets and can attack at any time. The unfortunate reality is that …

As tax time approaches once again, it is either a sight of relief, or the start of some sleepless nights. If you have filed your taxes and the government accepts the return, you have nothing …

Money management has become an issue that not everyone knows how to deal with. Some people are good at it, while others are completely hopeless. The good things is that money management, just like most …

Costco is undeniably a leader in the big box, bulk-buying arena. As of 2010, the big box store boasted million members, and is adding even more members and stores each year. But not all of …

Do you have a credit card? Chances are that you are like most Americans and do have at least one credit card. Most people have more than one credit card. This isn’t a bad thing …

Paying either a back-end or a front-end load on a mutual fund reduces your total return. However, the effect of front-end loads is generally much more pernicious because it instantly reduces the amount actually invested. …

How to compare loan offers for consumer loans is about a lot more than looking at which loan offer consists of the lowest monthly repayment figure. There are a number of factors which have to …

E-Loan is one of dozens of different online savings accounts that consumers can use to earn much higher interest than if they were to put their money with a traditional large bank. E-Loan currently offers …

Recently the Victims of Trafficking and Violence Protection Act (2000) has finally been implemented. I don’t think this is a good thing. According to the Act, illegal aliens can apply for special visas if they …

A cease and desist can come in two forms.  It can come as an actual order from a judge or other government authority; it can also come in the form of a letter from a …

When you move overseas you leave more than friends and family behind; your domestic health insurance policy stays behind too. At least a month before you leave on your trip, you need to secure a …

For many, a summer is not complete unless the boat is in the water. Any boat owner should be aware that there are some risks involved with the activity of boating. For instance, that shiny …

Facebook’s initial public offering (IPO) appeared to be a textbook case of an IPO gone wrong, but there is no simple truth about why the IPO went wrong. Search Engine Journal reports that Facebook’s  IPO launched with …

The stock market is predictable. That is, if one considers human psychology. Some economists miss this completely. For them, the stock market is a confusing, contradictory dynamic that sometimes is very irrational. Hence, just as humans are …

There are always advantages to prepaying your existing debt. One of the most obvious benefits of prepaying your debt, especially on a mortgage is that you are going to pay off your home faster. This …

There are large numbers of children in the UK who are abused by their parents and carers on a daily basis. Tragically this abuse can lead to the death of a child and care agencies …

With the economy still in turmoil and the rising gas prices, we have several reasons to save our money. Even if it is just a few dollars a week, it could save you later. Here …

When searching for a mutual fund, you should look at 3 main criteria. How long has the fund been around is very important. The longer it has been around, the better. You should also be …

In the present economic climate it is difficult to know what to do with our hard earned savings. One hears all the time how people have lost their life savings in a doggy investment. The truth …

Beating the summer heat often uses a lot of energy consumption because the first thing many people tend to reach for is the air conditioner button to cool things off. Unfortunately air conditioners tend to …

Your current income doesn’t have to be the deciding factor in your quest to become rich. In fact, it’s very much possible to obtain riches through your current pay, but it will take some crafting …

Teresa Ghilarducci may be the most dangerous woman in America. Never heard of her? Read on… Not many Americans who have private retirement plans have heard of Professor Teresa Ghilarducci.  Yet she’s a woman that …

Keeping track of your financial records is an important part of keeping your financial life in order and also helps when preparing your taxes. Records that support information on your tax returns should be kept …

There is much enjoyment to be had in running a home business. But did you know that there are also quite a few legalities you will need to keep in mind? It is true, you …

There are two main types of federal student loans. One is a Federal Family Education Loan (FFEL). Also called “guaranteed student loans” – and currently being phased out, by the way – these are loans …

Elderly Scandinavians, British pensioners and sundry German and Dutch citizens of a certain age are well aware of the benefits of retiring abroad. Coming from countries with high basic living costs, and being used to …