There is a general awareness that loans can be used to help individuals to purchase items that they might otherwise not be able to afford. However, beyond that very basic understanding, there is often some …

It is increasingly depressing news for would be first time house buyers in the UK, as they come to terms with the fact that buying a home of their own may be an impossible dream. …

“Nanny state” is a derogatory term often used to describe a government that attempts to ensure it’s citizens’ well-being with laws restricting their personal choices. Much as a nanny would restrict a child’s actions in …

A deferred sentence is a type of sentence where an offender serves a period of probation and afterwards, may be sentenced if they don’t comply. Essentially, if you agree to plead guilty (usually to a …

For many, retirement life becomes boring after few months into the stress free lifestyle whereas for others, loss of income may not go well with the rising cost of living. In both these events, the …

We call it a rip off.  Businesses call it sales tactics.  Customers expect companies to have a moral backbone.  Since business lobby groups exert so much power in government, we expect a lot of those …

Always have several streams of income and never rely on one income from one source only, having just one job is like having just enough to live. Get another job or start making money with …

The question begs the question. Here’s what I mean: Start off with contrasting ‘responsible’ with ‘socialist’ and we’re off to the races. The contrast itself is loaded…as if the issue is a battle between the …

If you want to become a house-flipper, become a carpenter first, or get to know one that you can rely on to guide you through the initial steps of checking out the integrity of the …

The Consumer Protection (Distance Selling) Regulations were passed into law in England in 2000, and give consumers protection and special rights when goods are purchased at a distance, such as through internet shopping, a shopping channel …

At first it might seem like some unexpected good news: you log in to check your stock portfolio and get a temporary thrill when it seems that one of your penny stocks has doubled in …

Close off the rooms that are seldom used is the best way to lower your heating bill. Why do you need to heat space no one uses? Seal up all outlets where heat escapes to …

With our shrinking economy, it has become exceedingly more difficult for even the average household to maintain a comfortable lifestyle. Rising gas prices have caused a domino effect whereby, everything we purchase has now increased …

In today’s challenging economy, it’s more important than ever to know where your money goes. Taking the time to establish a budget is one way to understand how you’re spending and make decisions about where …

The only reason anyone would be able to come up with banning electronic cigarettes from indoor facilities, is for psychological reasons. Certain negative- minded persons may feel that electronic cigarettes promote regular cigarettes, or that …

Have you ever struggled to just keep your head above water? If you are anything like most Americans, the answer is probably yes. I’ve been there and now know the freedom that comes with being …

Election fraud is a serious issue which should not be thrown around lightly. In the age of US imperialism, democracy has been proclaimed the humanitarian government which is corruption-proof. Americans often hear of voter fraud …

Fixed index annuities, also known as equity-indexed annuities are considered a hybrid between a fixed annuity and variable annuity. The fixed index annuity is indexed to a popular index – typically the S&P 500. Although …

No-fault insurance covers all risks stated within the policy regardless who is at fault. The no fault automotive policy will provide protection in the way of covering medical payments. Such protection is referred to as: …

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

In this economy, it is imperative that people find ways to save money, and flea markets and yard sales are a fun way to do so. Most weekends in any American town there is someone …

If you have outstanding student loans that came from the federal government or were issued by a loan company on behalf of the federal government, you may be able to have some or all of …

Attending state colleges within Pennsylvania is a popular choice for student residents with figures showing that 90% of Pennsylvanians make their home state their number one choice for a college education. Single parent students within …

The issue of whether or not drugs should be legalised in America is essentially the same as whether or not they should be legalised in any other country. However, the word “drugs” is a little …

Diversification is key to reduce risk. You do not want your hard earned money to vanish into the air. You can enjoy the benefit of diversification when you invest in ETF. What is ETF? What …

A defense of not guilty by reason of insanity is rare in the United States.  It is usually based upon evaluations by professionals that the defendant is unable to differentiate between right and wrong.  Insanity …

Regardless of age, the desire for financial independence remains an important goal for many people. To accomplish this goal, you cannot ignore the value of investing for the future. It has been proven time and …

Yes, because if parents aren’t responsible for their child’s behavior, than who is? Too many parents today, are more than willing to abdicate all of their responsibility for raising their children. They look to the …

Real estate investing is not for the fainthearted, but it is (also) not incisively rocket science. No matter who you are, how much income you enthrone or who you know, investing in any parcel of …

United Kingdom police forces report a rise in shoplifting. You may think that this is just a normal rise in those that steal for gain. However, whilst shoplifting of non-food-items has fallen, food item shoplifting …