Whether you are working or not, health insurance can save you money when it time comes for visiting the doctor and can ensure that you have not developed any hidden health problems. Most health insurance …

With nearly 90 percent of transactions taking place electronically these days, it is more important than ever to protect your identity. For many people, protecting their identity should involve never giving away personal information such …

The canonical investing advice is to choose strong investments based on their fundamentals, buy them and then continue to hold them for a long length of time.  The wisdom is that such investments will weather …

The 109th Congress took as one of its favorite causes the issue of tort reform, passing legislation that severely limited an injured party’s right to sue and collect damages, and there is an ongoing debate …

When co-signing or endorsing a loan you are telling the lender that if the primary borrower defaults (fails to make regular scheduled payments) on the loan you (the co-signer) will make those payments to keep …

So, it is time for you to start repaying your student loans and though they have helped you through the whole process of obtaining your degree you wished you did not have to pay them …

It was reported in August that most who are already in their 50s plan to work in their retirement. Close to two-thirds of the study participants said they have fallen short of their savings goals. …

We all love vacations, but they can be so expensive! However, if you plan carefully and start saving well in advance, then your trip can be paid for long before you leave home. It helps …

Everywhere you turn today, there are companies who use advertising to tell you about the newest and greatest car, boat, television, computer and clothes. Credit card companies have slick advertisements showing happy people remodeling their …

The most important thing to understand about personal home mortgages is that for the majority of people they represent the biggest financial commitment of their life. Thus it is vital that you take the time …

A class-action lawsuit is an option when a large number of people have suffered essentially the same harm from the actions of a single defendant (or group of defendants). In such cases, instead of numerous …

After a burglary, the insurance company is your ally. The recovery and compensation for the property loss begins immediately when an insurance claim is filed. Whether it is the burglary of your home, car, gym …

If your are tired of the constant phone calls of creditors and you are doing everything in your power to pay your bills but the income is no longer enough, or unexpected medical bills keep …

Is now really a time to invest in anything at all? With the dive our economy took in the last few years, people don’t really seem too enthusiastic at all. But still we must remain …

Buying insurance is about as fun as having a root canal, but also a prudent move to safeguard yourself against losses that arise from unknowable risks that occur in every day life. The world is …

No matter who you are, no matter how honest; there sometimes comes an opportunity that only a lie can bring that opportunity to a reality. You may want that beautiful home that is way out …

Those who own and drive their own “big rig” trucks are independent folks. They like to work for themselves. But when the economic climate is shaky, owner-operators can use the stability and steady work that …

Debt consolidation does work, but only as a short-term tactic to enable you to move towards a debt free financial position. The idea behind debt consolidation is that where you have debt in more than …

You need to diversify and not only rely on popular commercialized methods,these offer very low interest rates compared to other things you can do with your monies,so lets look at my favorite options. 1) Precious …

Things are not as they used to be; with the cost of living going through the roof’ it is becoming seemingly hard to keep up with rent, food and not to mention fuel – with …

LEST YOU FORGET 1. Tax payments are due to Internal Revenue Service (IRS) by April 15 of the year at the latest. 2. Payment due date is not affected by postponement of filing date. 3. …

What is Margin? “Margin” is borrowed money that is used to purchase stock, or other securities. When an investor uses margin for a purchase, they are “buying on margin.” The purchaser uses some of their …

Life insurance is one of the best yet the most misunderstood and overlooked investments. It will assure your designated benefits a hefty financial support or sum in case you permanently lose your income generating capacity …

The top rated Morningstar funds are divided into categories including dividend, value, growth, large-capitalization, mid-capitalization and small-capitalization. Additionally, within these groups, Morningstar rates fund by classes; for example ABC Fund Class A and ABC Fund …

An annuity lump sum allows you to exchange the prospect of a regular annuity payment for a single lump sum payment. There are different pros and cons to such a form of distribution, and no …

When you’re within the market for a fast loan before payday then your best choice is most likely going to be a pay day loan. It’s there correct in the title of the loan that …

Adjustable life insurance is sometimes referred to as universal life insurance. It’s a permanent life insurance, meaning that some of the premium you pay is invested. The investments help you grow value. Adjustable life insurance …

Lawsuits are seemingly everywhere these days. Tort cases are causing people to have to pay five, six, sometimes even seven figures in damages to victims. Lawyers are taking their share too, and it seems like …

Ideally, retirement is a point in your life wherein you stop working for a living. It is supposed to be a time wherein you start reaping everything that you’ve worked hard for and enjoy life. …

Today, everyone is trying to figure out how to get more money. There are two real ways to do this. The first is to make more, and the second is to spend less. Now, the …