The Obama administration came up with a government healthcare plan that requires most citizens to maintain minimum health coverage as part of their healthcare overhaul. A federal judge in Virginia ruled that the plan was …

IRAs were created in 1974. They were established to give individuals the ability to save money in retirement accounts or trusts in order to benefit themselves or a chosen beneficiary. There are strict guidelines for …

Credit cards offer the lure of buy now pay later, and flourished as some kind of status symbol. There is no longer any shame in living on borrowed money which credit represents, whilst at one time …

Most students need to borrow to meet the ever increasing costs of college, and they have the option of obtaining either private of government student loans, or both. It is advisable to utilise government loans …

Debit cards are a good thing in some ways. They come in handy when shopping online and it can be easier than carrying cash. There is a downside to using a debit card, especially in the …

There are ten really important questions to know the answers to first before working with trademarks. This is important know-how for those new entrepreneurs looking to secure their logo, and or business concept, as their …

One of the most serious problems of modern society is that few persons have any idea what a “right” is, and why such a thing might be both more and less important than they suppose.  …

Piracy on the high seas has been a problem for the past several years. After a sharp increase, there is some indication of a small decline in the acts of piracy committed on the high …

Drugs, legal and illegal, are used and abused by all walks of life.  The wealthy, the ever politically popular “middle class,” and the poverty stricken. The wealthy who abuse drugs will eventually be discovered, either …

If you want to retire early, you must have a plan. Many people want to retire early, but unfortunately don’t plan keenly, or don’t even plan at all. This makes early retirement a dream. However, …

It is never too early to teach your child how to budget, even if the only thing they have to budget with is their allowance money. In fact, instructing your child in the art of …

For many, credit cards have become an indispensable part of life; a necessary, vital part of the big financial picture. For some of those people, credit cards have become the bearer of a burden of …

One of the tools that the government has used to promote certain social agendas over the years is the use of tax credits. One of the tax credits that has been beneficial to the college-bound …

Often if someone has no credit or poor credit a bank will request a cosigner before they agree to the loan. A cosigner must have a good credit score . When a person cosigns for …

Below is just one example of how an abused childs life turned out. The community as a whole needs to come together and help these children before they end up like Danielle or worse. Her …

The law of the land states that a child under the age of eighteen cannot be held responsible for their actions because of their age. The law also refuses to give a minor the right …

Bonds are an excellent investment option for the person interested in less risky investments. Bonds provide governments with operating funds or funds for specific projects. The tax advantage of owning bonds is that they decrease …

Landlord insurance is very important in the property business. This is because with the risks involved with property, it is essential for all landlords to have insurance. Having landlord insurance is important for many reasons …

Renter’s insurance coverage protects the personal belongings of tenants from damage or loss as a result of events such as fires, floods and theft.  Rental insurance policies include liability coverage, which protects the tenant from …

Knowing where and how to invest your money ensures a certain amount of financial freedom. But real freedom comes with owing no one, and in this modern age, that is hardly possible. The closest anyone …

When you look at the topic at hand, it is obvious that this is a very heated subject, and rightfully so. Children are one of the truly fragile entities in our society and deserve our …

Building a financial portfolio can be a daunting task. There are literally hundreds of different investment types available, each with dozens of more specific ways to save your money and make it grow. So how …

In today’s world, understanding what types of loans are available in simple to understand terms is critical in today’s more volatile market. Here is a quick guide to some common types of loan products. Remember …

Aside from the already reduced prices of online stores, there is still many different ways to save on online merchandise. Below are the top five ways to save money online. 1.One of the biggest ways …

Approaching retirement, we all wish we had a crystal ball. How easy planning would be if we knew how long we were going to live, and how much prices were going to go up! Because …

Investing The Basics!For those of us who intend to have something to retire on.. An investment utilises existing capital to grow your money, whether this is achieved through investing in financial vehicles that generate income, …

SOCIAL SECURITY REFORM 2109                                         Government is bailing out the banks and the auto companies, so why not bail out the American people with a social security bailout plan?  Social Security Reform 2109 is an opportunity …

You need renters insurance whether you are renting a house or an apartment. In most states renters insurance is not required by a law, but it is highly recommended that you carry it to provide …

After the end of a “Civil War” that was fought between the United States of America and the Confederate States of America, a breed of Human Being now showed its true colors to the grief …

A key part of maintaining a strong financial position is to invest money wisely. By using the money available to create more money, an individual is able to achieve a secure financial condition that will …