I remember my dad “teaching me to be a man” when I was twelve. It was one part of his methodology in teaching me football, taking me fishing on weekends, and teaching me how to read the daily …
Stabilize Current Finances Before Investing The dilemma of finance control generally begins with the inability to manage what one has and gets. Often times we worry about our financial condition so much that we fail …
People all over the world are struggling to survive and in the process they are making life harder for themselves by getting in to debt to pay for not only their needs like bills, but …
The economy is sinking fast and we are finding our household budgets stretched to the limits. Many of us are looking for extra ways to supplement our income. Luckily, there are plenty of options available …
Credit and how credit is reported remains elusive for many people. First, credit is the term used to describe a mutually beneficial transaction between a borrower and a lender. The borrower and lender will agree …
Why do we have a credit card? Why do we have a debit card? Why do we have both or either of them? What can we benefit in them from life? I am pretty sure …
Ok, please read because I write this from plenty of experience with bad credit. First of all everyone says “when the bill comes I just pay it” and I bet a lot of them do, …
The World Wide Web came into being in the mid 1990s. Since this time there has been a rapid growth in on-line services. Now almost anything, from sending messages, ordering food, searching for holiday resorts …
The UK property law and value added tax (VAT) rules do not make a good match and their interaction frequently leads to problems. Most businesses own or rent business premises and other property, so they …
The path to financial freedom can be realistically attained through action planning. The solution to a debt problem varies for each individual’s circumstance; however you can learn how to calculate the best method to pay …
The first question to ask yourself is do you need life insurance? Insurance is not, or should not, be an investment. Insurance is a protection from risk or risk of loss. If you are a …
Picking a marriage partner can seem easier than picking life insurance. You’re barraged with jargon, percentages, forms and overly eager accountants. So, what life insurance do should you pick? Most financial experts agree that the …
If you were looking to buy a home in 2008 but decided to wait it out and see what happens in 2009, go ahead and give yourself a pat on the back. You just saved …
To paraphrase the great American philosopher Forrest Gump, “Losses Happen.” If you invest money in anything other than insured bank accounts, you risk loosing he principal balance. Of course, bank accounts aren’t going to earn …
It is a long held notion among investors and market speculators that election years tend to be good years for capital markets. This notion has been reinforced by observations of market performance over several decades …
By beginning to save and invest money as a teen, you will be ready for big life changes. When you are ready to buy a house, start a family, or retire, you will have a …
This 2010 release is an update of Greenblatt’s original The Little Book That Beats the Market, a New York Times Bestseller. In his book, Greenblatt, a Wharton School graduate and highly successful hedge fund manager, …
HSBC online banking review Ever since my 18th birthday I have used HSBC and until recently I never fount a single fault with their service until now! Not long after my 22nd birthday around three …
Long gone are the days when people save up cash under a mattress to buy the items they desire. Credit is a part of life in this higher-purchase society, and few people really live without …
Identity theft isn’t just on the rise anymore- it is soaring. According to the Federal Trade Commission (FTC) an estimated 10 million people fall victim to identity theft each year in the United States alone, …
Saving gas money is important nowadays, especially with escalating fuel prices. Gas is what the world is reliant upon and this has put pressure on its price. Saving gas money requires a little creativity and …
If you’ve never had your own credit card (in your name), it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as …
The How and Why of Mutual Fund Investing. Mutual funds are an excellent investment vehicle for people who don’t have the time or expertise to do their own research and manage their individual investments. The …
Debt settlement and debt consolidation are two of several ways to resolve your financial difficulty. Although both aim to help you get rid of your debts, they work differently. Debt settlement or debt elimination …
Many people know they should have life insurance but many don’t know how much coverage or type of policy they should have. The is term insurance and whole life insurance. Life insurance is important if …
At the tender age of 15, my mother asked me the all-important question: was I planning on getting a car when I turned 16? My answer: of course. She then dropped a major bomb and …
Annuities – and, indeed, companies offering annuities – are getting a mid-level beat down in the news these days. Seen as worryingly long term investments with high surrender charge schedules, many people are concerned that …
Nicholas Kristof wrote about an executive with Lehman Brothers in an editorial in the NY Times on September 18, Last year, a person about $45 million; according to the calculations an executive pay Research Company …
Forex robot software also known as Expert Advisers or EA’s are taking center stage in currency market trading. The programs or Forex Robots as they are called, tell you and give the timing for entering …