Mutual funds can be your greatest investment or your worst. The only way to make the right decisions is to be informed! This article will help you learn what you need to know to make …

Using wood stoves to heat your house can be both a blessing and a curse. In this article, I will explain the aspects of wood stove use that will have you jumping for joy as …

Many people use the Internet to get payday loans, or cash advances as  they are sometimes called. If you are in need of a loan, check out any number of American web loan companies. They …

A credit union is a cooperative bank, owned by its depositors, and usually charging lower rates of interest on consumer loans. In the United States, the credit union movement resulted from the growth of “loan …

Every fall, tourists flock to Vermont to see the beautiful changing foliage. What these visitors may not know might actually get them into trouble in beautiful Vermont. There are little known laws that are still …

Over the past few years there has been a political war over the right of gays to become legally married. However, I have yet to see the collection of politicians to stop and take a …

Government can learn how to come up with simple solutions to stop the decline in housing foreclosure, and provide more liquidity to assist businesses in alleviating the credit crisis. Simultaneously, it can enforce strict requirements …

“Holding the police responsible for their actions”. Depending how you intend to enforce this thought, you might find that most police officers have no problem being held responsible for their actions. It goes with the …

One of the most significant things families are overlooking or ignoring is financial organization. This can become a headache once you begin to realize how much money has been wasted over the years. By having …

The Equidata Investor is a stock market and investment publication issued and mailed on the first day of each quarter. The publication is dedicated to the small investor but we welcome Venture Capitalists, and savvy …

The moment a shiny new car is driven off the forecourt the proud new owner loses money. A car will depreciate in value before it is even parked in the garage. Often consumers fail to …

Tax-sheltered annuities are a sort of retirement plans only open to people employed by cultural, non-profit, religious and educational organizations. This annuity allows the member to make voluntary deductions from the monthly salary into a …

This has to be ‘standard, in that all insurance companies should make it absolutely clear about their terms and conditions. Transparency should be the byword for all insurance companies who offer their services to the …

There is nothing as important in securing one’s future than financial planning. Financial planning is basically drafting out things one needs to have and do in order to have a comfortable and basically financially worry …

Unless one was born on April 15, there are not many folks that get excited when this date makes its appearance on the yearly calendar. For a lot of folks, it signals a day full …

The protection of Intellectual Property Rights has come to the forefront for many individuals that rely on their creative problem solving skills in technology or industrial enterprises. New inventions on the cutting edge of technology …

You need to balance your investment growth target against the inherent risk that you’re prepared to subject yourself to. At the most risky end of the scale, you could place a bet. If you can …

A regressive tax, according to Investopedia, is a tax that places a greater tax percentage burden on the less-wealthy than on the wealthy. An officially regressive tax system is uncommon in real life. However, a …

In the last 6 months, the US economy has seen perhaps the largest shake-up since the great depression. The real estate market severely receded after hitting new all time highs, unemployment is now over seven …

Everybody has a right to fail or succeed; yet, the definitions have changed. What is success or failure, have we lost them and what do they have to do with what freedom means? One of …

Although a federal judge has overturned the ban on same sex marriage it doesn’t mean that things are ok just yet. San Francisco Federal Judge Vaughn Walker extended a temporary stay until August 18, in …

Guns are legal in the United States thanks to the second amendment of the Constitution. The amendment states as follows: “A well regulated Militia, being necessary to the security of a free State, the right …

Whole Life Insurance/Whole Life Assurance Whole life insurance is also known as Whole life assurance. As the name implies, this type of policy covers the policy holder for as long as he or she may …

Student loans outpaced credit card debt last year to become the number two source of household debt, second only to mortgages. Between 2000 and 2007, 60 percent of four year college graduates borrowed to fund …

Bonds will fluctuate in value opposite to the changes in interest rates, short or long term. When interest rates rise, bond values will fall and visa versa. These changing prices occur to match the bonds …

Your credit score is the single most important record of information that exists about your financial situation. All lenders will check your credit score when you apply for a loan or a credit card. If …

Retirement planning is necessary unless you want to be a financial burden on your loved ones.  We are living in a time of increased longevity and high costs associated with it due to rising food …

There are many reasons people use debit cards, convenience being a major reason. For some people, it makes them feel important to have a plastic card that they can wave around and “charge” to their …

The nature of the corporation is protection from liability. This is why the United States government originally chartered the railroad companies who were seeking protection from their actions. They were chartered as “corporate” bodies and …

Everyone faces risk on a daily basis. This risk can be divided into two categories. Only one of which is insurable. Pure risk, where you only have the chance to stay as you are or have …