Investors have literally thousands of choices when it comes to selecting a mutual fund. Before selecting to invest in any given fund, however, you should determine your investment strategy and your level of acceptable risk. …

Imagine for a second that our economy is slowing. Inflation is high, unemployment is rising, and the value of the dollar is not holding up as well as it should (This shouldn’t be too difficult …

Gold goes up in value when there is a financial crisis because it protects against inflationary pressures, serves as a hedge against currency devaluation and assists central banks in preserving financial integrity. This is evident …

The piano is a very popular instrument and many new musicians are unable to afford brand new pianos. In order to learn, practice is required so it’s essential to have a piano in the home. …

If a mutual fund is well managed ultimately it will show in it’s profits. So I guess the best way to tell if a mutual fund is well managed is to look at it’s profits, …

Exchange Traded Funds or ETFs are an alternative to other kinds of collective investment funds, such as Mutual Funds, Unit Trust, OEICs (Open Ended Investment Company) or investment trusts. ETFs are a relatively new invention, …

One definition of abuse is to treat in a harmful, injurious, or offensive way. It does not have to be a deliberate act of causing harm to be considered abuse. How can something that can …

What you are and are not covered for with your travel insurance has always been debatable.It is so easy to just purchase any travel insurance in offer assuming that you are covered for any eventuality. …

Community legal advice is just another way of saying you are in need of free legal advice. Depending on your personal legal needs, there are ways of gaining the proper knowledge you seek without spending …

A resolution for our nation’s child support system could quite possibly change my life. How? Well, at this time, I am owed a whopping $54,000 in back child support; that would be a monumental lump …

Many advice columns presume that college students have come straight from home and don’t really know how to manage their money. In many cases, this may be true; nevertheless, once they realise that their funds …

When bond investors take more of a risk, the market compensates them with a higher return. If it didn’t, they would tend to buy a safer bond.  So the main reason longer dated bond yields …

When a relative or friend is unable to obtain a bank loan, without the assistance of a third party endorsing the loan, the bank could well have good reason for needing a co-signer. If you …

Family financial planning is different from planning for an individual financially and has to be a joint effort. When you plan for yourself there is usually only you to consider, this is not the case …

As one of millions of Americans with a “free” checking account, I also represent an account that generates a minimal profit for the bank. Minimal profit, that is, unless I happen to overdraw my account. …

Boy, talk about Miss Prissy Panties deciding for everyone what we and they can handle!  The notion that somebody can arbitrarily set a standard and impose by popular (read, dumbass masses) opinion some opaque and …

It doesn’t happen to everyone, but it does happen to some; and it could one day happen to you. You’re going along about your business, then suddenly, there right in front of you, someone is …

One possible way to save money when purchasing a used vehicle may be to buy one at a car auction. However, there are some things to be ware of when shopping at an auction.  The …

Times are a-changing when it comes to watching movies and TV shows at home. Gone are the days of driving to your locally-owned video rental store and picking up a VHS tape. DVDs are even …

Renter’s insurance provides the peace of mind that comes with knowing personal belongings will be covered if damaged, destroyed or stolen. It provides coverage where other policies don’t, such as in your car. If your …

Having to file bankruptcy is one of the hardest financial decisions that you may ever make and some people feel it marks them as a financial failure. You are not alone in after a huge …

You’ve read about it: John Doe, charged with assault, pleads guilty to harassment, a non-criminal charge, instead. Joe Smith, with a speeding ticket, is allowed to plead guilty to “failure to obey a traffic control …

If you are in the process of buying a home, you may be wondering if a home warranty is necessary or worthwhile. Here are some things to consider before you buy. If you are buying …

Do you think real estate investing is out of your league? Think again. With the benefit of an REIT (Real Estate Investment Trust), the high-paced and exciting cosmos of real estate investing is within your …

Paying off debt is, and always has been a lot more complex than balances. Priority debts should be paid first, which are mainly the debts that could land you homeless or in prison; things like …

Retirement is something that people don’t really think about until it is too late. Many people do not put away enough money for their golden years and find out much later in life that they …

The term “non tax payer” was coined by various financial institutions and the media. In truth, there is no such thing. In fact, the old saying is true – there are two things in life …

In the modern world, people seem to live increasingly hectic lives, and many barely have the time to stop for a cup of coffee any more. Millions of people are on the go from first …

Bad credit payday loans are really popular these days, as an increasing number of families are tight on money. Thousands are struggling with bad debts, increasing payment, bad credit and expenses occasionally bad credit loans …

Yes, there are some bad people out there. They need psychological help, like any criminal, to understand why they did what they did. They need to do their time, and pay their debt to society. …