The parol evidence rule is a legal conundrum that confounds law students and legal practitioners alike.  Yet, it sounds more complicated than it actually is.  A simple explanation reveals its apparent mysteries, and as this …

Bonds are a form of debt security that form part of “income options” in the realm of asset classes. While bonds are typically held to maturity, some investors overlook the fact that bonds can be …

Ex-Offender? Ever heard the term ex-offender? You know what that is, right? Yes, that’s right. It’s anyone who has ever had a conviction of any type. The ex-offenders I want to discuss, though, are those …

Retirement can be a scary situation for those who discover that they did not save enough money to comfortably retire from the workforce. Such a discovery is usually made when the person who is about …

The cruel reality when it comes to car insurance is that teenagers are going to have to pay extremely high premiums. This happens because teens are more likely to get in an accident because they have limited …

At its most basic level, a cash budget is a detailed plan that shows all expected sources and uses of cash. This is a budgeting tool regularly used by small businesses to monitor their cash …

Debit and credit card scams continue to plague society as schemers use old and new tricks to defraud people of their money. Another incident was uncovered at a busy railroad station in Long Island. According …

Planning your retirement early is critical today now more than ever before. With the new actuarial tables published for life expectancies in North America in 2007, it appears as though a majority of people will …

“Money is like a sixth sense without which you cannot make a complete use of the other five”, said a wise gentleman. He couldn’t be more precise in summing up the role of money in …

In most cases those people that commit rape have progressed from something seemingly harmless such as flashing, or just watching other people. But something in that person’s mind set changes and it goes to the …

Personal financial management is not as easy to obtain as it might seem. It takes determination and sometimes even will power to limit spending and actually saves money. This is an even tougher situation for …

If you suddenly become unemployed and you have outstanding credit on your credit cards, what can you do to keep up payments? First you’ll need to sit down and figure out your new budget, based …

A payday loan is an easy and convenient way of receiving small loans on the guarantee that the money could be secured on the customer’s wages. At a small interest rate the customer can get …

At age twenty-three, James Frey awoke alienated. Frey found himself seated in an airplane, with no recollection of the immediate past. The former drug addict requested no explanation. Yet again, concerned parents were sending Frey …

When individuals elect to take out life insurance there is no standard premium for everyone. The most crucial factor which insurance companies use to determine risk and thus set premiums is the expected mortality of the …

Most money market funds require a minimum deposit of $1,000 or more. Money market funds allow instant access to your money without penalty when you need to withdraw money, and you have the option of …

A new bride who allegedly pushed her husband off a cliff has been released from jail pending trial on charges of second-degree murder. Jordan Linn Graham, 22, was placed in her parents’ custody after a …

In the past few years, financial crises settled all over Europe and America, making banks cut back on expenses, from salaries, to operational expenses. The Bank of America was one of the banks that were …

Using the power of the Internet when shopping for life insurance can be a time and money saver. However, it is important to avoid being carefree when assessing quotes online. Exercising due diligence when comparing …

It should not matter what kind of food you buy, but your health will make all the difference in the world if you cut food costs. That is not to say that the day you …

Exchange traded funds (ETFs) can best be compared to mutual funds. Mutual funds are generally a group of stocks that allow an investor to buy into a particular area of the stock market. A fund …

What is a bond? A bond is evidence of debt. What this means is that, in basic terms, a bondholder is a lender. The bondholder loans money to a corporation or government or its agencies. …

When you open a brokerage account, there will be an agreement between you and the manager of that account (a broker or a financial adviser) with regard to who makes the day-to-day investment decisions on buying and …

With the growth of the internet and more ways to connect from various parts of the world many Americans more choosing to live abroad.  With gorgeous locations and affordable living, many Americans can live quite …

Depending on the financial institution and the type of online payment method used, fees for online payments can differ for customers, financial institutions and retailers. For example, wire transfer payments often cost customers more than …

Injunctions are used in make different practices in the UK, and whilst this quick guide does not cover all aspects, it aims to give a rough guide to the steps that need to be taken. …

NO Children are our future, and it is our responsibility as parents to secure that future. We need to start by making sure that both parents provide for their children; absence of a parent does …

In today’s declining economy many people are falling under financial pressure. The struggle to make ends meet is a battle many have never faced before and do not know how to handle. Often times, there …

Shopping for insurance can be done in a variety of ways. Shopping for insurance does not have to be a confusing or intimidating process. Three of the simplest ways to shop for insurance are to …

If you sold your home and made money in the process, the IRS wants to know about it!  However, some or all of the profit you realized on the sale of your home may be …