Dow Jones stock market indices, and in particular the long-lived Dow Jones Industrial Average, are among the more influential indexes used to track the performance of the American stock market. In addition to the Dow …

If you want to borrow money without having to pay any Interest at all, then there are ways to go about it. One way is to borrow from a friend or a member of family. …

It used to be that there was really no urgency about getting a minor a Social Security number unless they were going to be working at a job and earning income, or were going to …

A so-called “sin tax” is a tax which is specifically levied against products or services that a society has identified as harmful or undesirable, but not so harmful or undesirable that they can or should be …

Getting child support from your child’s other parent is Hades on Earth. Your mind is exhausted with all of the thoughts, most likely ill thoughts, parading around day and night. It’s not fair that you …

Why you should retire is a question some might not need to ask, but for those that do, there are plenty of reasons why.  Retirement is an opportunity that opens doors that were previously closed …

If you are considering investing some of your money try to shop around, decide if your investment is going to be for the long or the short term, if you need quick or instant access …

Rabbi Trust . . . a term we may all become more familiar with as the financial woes of big companies begins to affect more and more people. Exactly what is a rabbi trust? I’m …

Any UK business must register for VAT if it is making taxable supplies in the “course or furtherance of a business” and its taxable turnover is above the threshold for registration (currently £70,000). A business …

Spending less clearly translates into saving more (you have to spend less if you want to save more). Saving more means a better financial future and the ability to pay for unexpected expenses and emergencies …

In visiting another country, there are many things to accomplish and paperwork to do before you gain enough security in making your travel easy and successful. Just finishing the necessary preparations can be time-consuming and …

Guns and crime, crime and guns. This debate takes me back to the old T.V Sitcom “All in the Family”. Archie Bunker, as ignorant and pigheaded as he was, would sometimes make a valid point. …

All homeowners need to purchase home insurance in order to feel secure in the belief that you are protected to some degree against even the smallest catastrophe. I want to show you many of the …

The Fire Arson investigation starts with the fire itself. To create and sustain a fire three factors must be present. The three factors are known as the fire triangle (Peige ed., 1977). The fire triangle …

 There are things that affect your insurance premium.  Are there cheaper companies than yours?  Maybe. Companies do differ in how much they charge. There are also many other  reasons why insurance premiums are different for …

Payday loans are essentially advances on your paycheck. You go to a payday loan center and give them a postdated check, or you e-sign a promissory note on-line, and authorize the loan company to take …

Chances are that most adults have access to at least one credit card and often more. This can often lead to a lot of debt and hassle. But credit cards do not have to mean …

College is said to be one of the most expensive means of achieving personal greatness. However, with the changing business environment and the attitude of business, having someone with a college degree is starting to …

Perhaps you’ve heard of Roth IRAs but don’t know a lot about them. Are you eligible? What does setting one up entail? A Roth IRA (Individual Retirement Account) refers to a retirement plan which grows …

The economic situation over the last 18 months has lead to a huge focus on housing. Following the implementation of the economic stimulus package, President Obama has taken steps towards laying out a plan to …

Convenience, security, speed, environmental safety are some of the benefits we would derive from opting for electronic statements over paper statements. We should therefore switch from paper statements to electronic bank (and other) statements, given …

Financial security and independence is one of the few things that everybody wants to achieve yet only few make it. Whether we like it or not, finances play a very important role in our lives …

The body of law in the United Kingdom (and other “common law” jurisdictions, such as the United States, Ireland, India and Australia) is based on law made by the government through Acts of Parliament (statute), …

Commodity futures trading can be one of the most exciting and rewarding ways to invest your money. That said it can also be one of the riskiest. I don’t say this to imply that commodity …

Individuals and businesses need records to help them evaluate the past and plan for the future. Comprehensive and easily accessible records allow you to assess your financial position and make adjustments when necessary. You can …

Most industry definitions of “net asset value,” or “NAV”, do anything BUT make it easy for the average investor to understand. As soon as you start thinking about calculating a fund’s assets relative to its …

Everything you need to know about money…. what an interesting topic in a society that uses plastic to get what they want and can’t afford. Everything in our society is about money. “Money is the …

Many consumers go through life presuming that they manage their finances well as long as they aren’t mired down in debt. However, money can be constantly wasted on less than astute financial decisions which probably …

The view of the American dream has changed over the last century. When the grandparents of today’s American citizens were young, students received several years of schooling. Some graduated from high school, some did not. …

If you have a large estate, a living trust might be exactly what the doctor ordered. Living trusts protect your assets for your beneficiaries in a way that other trust vehicles do not. These trusts …