You can get some great deals shopping at yard sales. However, you can save even more money when you go yard sale shopping if you plan your yard sale shopping journey in advance. Yard sale …

Looking for an Internet savings account with a high saving interest rate? What about an on line checking account that outperforms many other interest bearing checking accounts? ING Direct offers two exciting accounts that may …

If you want to get into the stock market, and you don’t want to lose your money, you can do one of two things. You can invest in low risk-low reward companies and stick with …

International trade law refers to the complex network of national legislation and international agreements which govern commerce between countries. The most important international trade law regime is the set of institutions and rules overseen by …

It is sad, but no one will ever get rich by working for a living. One would think that someone on a huge salary would be incredibly rich, however if one earns a lot then …

Facts and/or rumors can cause the value of the businesses that are listed and traded on the “World’s Financial Markets” to increase or decrease. You can also say that each market index is the average value of all of the businesses …

Auto insurance rates are based on a variety of factors, but driving history is the biggest factor in determining the amount someone will pay as their premium.  This means that people with a history of …

Being broke is frustrating especially when you feel like taking a break. Making a solid effort to save up for a holiday not only gets you the money you need but it gives you the …

I’m fortunate enough to be answering this question in retrospect – or maybe ‘fortunate’ isn’t the best adjective because my current understanding of effective financial planning comes from my own significant downfalls in money-management. I …

No one likes to call the credit card company. You can always think of 101 other things you’d rather be doing on a Wednesday afternoon. Listening to that annoying voice system asking you to “Press …

More than likely you have seen ads on TV about the benefits of taking out a reverse mortgage on your home. In order to qualify for this type of mortgage, a homeowner must be at …

Parents should be responsible for paying their child’s auto insurance due to the number of risk factors facing teen drivers.  Assuming parental responsibility for a child means that parents do whatever it takes to ensure …

Looking for the best payment and the lowest fees? You’re asking to be scammed! Anytime a consumer puts price above their short and long term financial goals, they get what they deserve. A short sighted …

The iPhone brand has so far been the winner in the phenomenal growth of smartphone take-up, and users display a very close emotional bond with their sleek looking handsets. One of the things that’s very …

It sounds simple enough-cash until your next payday. Don’t be fooled like so many millions of people already have. Payday loans may seem like a dream come true in your time of need, but they …

Online banking is one of the most significant improvements that the banking industry has been able to deliver in recent decades, and provides Internet users with the opportunity to take closer control of their finances. …

As drunk driving laws have become stricter, more police forces are depending on breathalyzer tests to determine if a driver is intoxicated. In some states, when someone applies for a driver’s license, they are told …

Child support, who pays and what amount, has been a source of contention for decades. One’s position or view on the issue generally depends on our stake in it. Those who are paying and those …

Finding suitable insurance at a reasonable price is a headache – so many companies and different types of policies and cover. And sometimes it’s like getting blood out of a stone getting a straight answer …

“Budget” is one of those words like “diet” that immediately makes most people think of a straight and possibly boring path which should be taken for their own good.  While budgeting may not be immediately …

There are two ways to approach saving money. The first approach is for younger people who are just getting started in their earning years. The second approach is for people whose lifestyles are well established. …

Depending on your source, there 45 or 47 million Americans lack health insurance . . . give or take a few million. The sheer magnitude of the problem suggests that temporary measures or expedients won’t …

Of course you should have a bank account. Its free, and its the safe way to look after your money. But be careful. Only ever use that bank account as a safe place to store …

Money is one of the causes of many divorces or relationships ending. The mishandling of personal finances can hinder relationships for a number of reasons. Financial infidelity Infidelity is a reason for many divorces, but …

Making A Chart For The Path For Freedom In The Bill of Rights In American civilization freedom is regarded as very essential. Throughout history, it has seen many violations. It is like the Patriot Act …

Your credit says a lot about you, and it may not be very peachy. What is yours saying about you? Credit is cyclical animal. If you make on-time payments and keep track of your bills, …

Do you need a personal umbrella liability policy? You should make thedecision based on how much you have in assets or income that you wantto protect. Consider your house, your income, your retirement andother savings, …

In this day and age, it is crucial to maintain a decent credit score, especially when wanting to purchase a home or car. If your credit score is 700 or above, there isn’t anyone who …

The recent problems with the economy and subprime mortgage lending have left a tremendous number of foreclosures for sale on the market. This may seem like a bonanza to many prospective homeowners. However, a lot …

Tort law, which covers situations in which one person is wrongfully harmed or injured by another person (or organization), divides wrongdoing into intentional torts and unintentional ones, which usually take the form of negligence. The …