Mutual, where investing is concerned, means buying into a generally held fund from a company that invests other people’s money. This company will have expertise in managing the different types of investments and all the …

There is no sure-fire way to detect every single check forgery, but there are many red flags to be on the watch for to limit the potential of a forged check. A forgery occurs when …

It is reasonable to be interested in the past romantic relationships of a person you are considering for yourself. A person’s prior relationships can make a difference in future ones, and although you may not want …

The minimum level at which the estate tax kicks in has been raised so much over the years that it now applies to only a tiny fraction of estates.  But this is in flux, as …

Your debt-to-income ratio is one of the measures used in financial planning to establish how much of your income is used to repay debts.  It is commonly used when you are applying for a mortgage …

If you live quite a few miles away from your place of work you have no option but to commute there and this can end up costing you quite a bit of money, particularly if …

When dealing with debit and credit cards, you have to be very careful. The information on the card is very valuable. If into the wrong hands, your money or credit will be ruined. All someone …

Cars are stolen every day; properties including cars are destroyed by accidents and fires all the time. Accidents happen accidents are an integral part of the ultimate challenge of man’s existence and that is the …

If you have recently invested in a rental property, you may quickly discover that the responsibilities involved in managing the property can be overwhelming. One easy way to relieve the pressure of managing your rental …

In today’s economy people are urged to spend even though they don’t have the means or the money to pay. It’s all done through credit and loans, the fluctuations in interest rates, and the general …

Perhaps you went to get the mail just like any other day and among your mail is a notice saying you are overdue on your Disney credit card. The only problem is that you don’t …

When considering buying a house, start by adding to your savings account a year prior to actually buying. You need a good savings for 2 reasons: 1- Any money required at closing will have to …

Mandatory filing Irrespective of the size of the tax liability and the taxpayer’s ability to cover it, a tax return has to be filed by April 15th. Not filing the mandatory tax return will not …

John Gotti, the superstar mafia prince who reveled in the spotlight and strutted through New York’s Little Italy in his two-thousand-dollar Brioni suits, spent the last decade of his life housed in one of the …

Imagine leaving for work, you turn off the lights, lock the door and walk away with your morning coffee in hand. You come home and the flashing lights of fire trucks are still highlighting the …

Actions do, in fact, speak louder than words. The act of deliberately leaving a defenseless, unprotected child or, worse yet, infant in a car for any length of time immediately prompts the question of intent. When that …

Need cash fast? Chances are you have unrealized assets lingering in your closets, drawers, cupboards, and various other hiding spots throughout your home. Start in your video/game room/living room. Those DVDs and CDs that have …

With the answer in the affirmative it is important to remember just who this ubiquitous “government” is. It is us and we are already paying for other peoples health care whether through taxes, insurance premiums, …

Facebook is currently one of the most popular virtual destinations on the web. With over 900 million members in 2012, for several years now the network has maintained a path of growth, and offers many …

Insuring your car has never been easier, quicker and dare I say, almost bearable. From instant quotes to printable proofs of insurance, shopping for auto insurance on the Internet is just one more example of …

A real-world economics class that simulates financial life from high school graduation to retirement in the course of one academic school year would be a powerful course for pre-college kids. Unfortunately, schools do not do …

When choosing a bank account its important to make an informed decision. Each financial institution will have at least one product that will peak your interest. For example, banks are now starting to carry high …

The New Jersey Prevention of Domestic Violence Act provides two ways for victims to obtain relief and protection from domestic violence. Civil action may be taken to obtain a restraining order and criminal charges can …

Laws too gentle are seldom obeyed; too severe, seldom executed.– Benjamin Franklin, statesman, author, and inventor (1706-1790) Most of us who are Baby Boomers or older grew up in a time when laws were to …

Many discrimination complaints originate from the workplace, but that’s not to say that discrimination does not happen in other places. There are an overwhelming number of these cases reported every year and these numbers increase …

A payday loan is a small, short-term loan that is intended to cover a borrower’s expenses until his or her next payday. Such loans are often the only option available to consumers with bad credit …

The advantages of online banking are all too frequently dismissed by many without full investigation in light of the scaremongering which unfortunately goes on in relation to fraud associated with the practice. All too often, …

There is no doubt that when it comes to operating a personal checking account, known as a current account in the U.K., the U.S. banks are far more costly to have an account with. Free …

Corporate bonds are IOUs issues by companies when they need to raise cash. They are an alternative source of finances to shares, but instead of then owning part of the company and sharing the profits …

The IRS has the ability to attach liens to property as a way of securing tax debt; however, when the debt is unpaid, the IRS can also issue a levy. A lien is usually issued …