Most of us have had an overdraft fee on occasion. Sometimes it is completely unintentional, a mere oversight in your checkbook ledger like forgetting to enter a transaction when you debited something in a rush …

This is to do with the personal choice of the end-user . With credit card debt running into millions, there are many people who feel that the best way to go – when it comes …

Your car expenses and public transportation can be tax deductible under the following situations: 1. Medical purposes2. Charitable purposes3. Employment relocation4. Trade or Business purposes Taxpayers are allowed to deduct car expenses if the car …

Compounding is one of the best and most efficient ways to yield returns in an investment. In the simplest sense, compounding is a series of rate of returns of a certain investment. It is normally …

The reason most of us wind up in debt is because we lack the self control and the basic money management skills necessary for keeping ourselves out of debt. We generally have a lack of …

Automated Clearing House transactions are part of an expansive electronic payment system. Individuals, financial institutions, companies and parts of the government utilize them. According to Electronic Funds Corporation, cash management is often easier and costs …

With the constant advertising surrounding us and other temptations to spend money, it is getting more difficult to save money. But with a few easy steps you can prevent deficit spending.  Track your spending The …

It is a sad indictment of society that it has allowed so much power to fall into the hands of the credit reporting business. Youngsters making their first financial transactions should be advised to save …

“Unless you’re Bill Gates you’re just one serious illness away from bankruptcy. Most of the medically bankrupt were average Americans who happened to get sick”Dr David Himmelstein lead author, Harvard study about medical bills and …

If you are searching for a good auto loan deal with affordable payments it is likely you will encounter a balloon auto loan, but may be unfamiliar with them. Whilst the monthly payments may appeal …

My daughter had a medically advised abortion a few years back.  The baby was so malformed, the doctors said she probably would not be born alive if my daughter continued with the pregnancy and birth.  …

The installment of speed cameras on highways is a current hot topic in today’s news. Arguments against them claim they are invasive to one’s privacy and that the government has gone too far. Advocates claim …

Ok. So, somehow you stumbled into a HYIP site. The promise of 300% return in two days not only captured your attention, but made you dream of early retirement and Caribbean holidays. Invest a dollar …

If you’re curious about why the articles on this topic provide conflicting assertions regarding what coverage is provided for jewelery under a homeowners policy, that is an indication that you are becoming aware of the dangers of …

An Individual Retirement Account (IRA) is a method of saving aimed at providing retirees with considerable financial compensation at the time of retirement. The individuals themselves usually start these accounts before retirement and depending on …

Your car insurance premiums skyrocketed when junior passed his driver’s test this morning. Come to think of it, back when the Corvette was traded in for a more sensible car, your rates didn’t budge. Do …

When summertime rolls around, you will begin to see those familiar signs pointing the way to yard sales around town. They are really pointing the way to incredible savings if you know how to make …

A “stamrecht BV” is a popular tax construction in The Netherlands. You can utilise it for incurring less income tax on a redundancy payment when you have a Dutch based employment agreement. From a legal …

Believe it or not, there are non profit financial organizations willing to provide personal loans for people with bad credit at low interest rates. Mainly for debt consolidation purposes, this kind of loans are meant …

In the last twenty-some years, there has been a transition in North America. People used to judge their financial worthiness by how much money had, and now people are merely focused on how great their …

Should a butcher be required to provide free meat? Should a plumber give free services? Should a stripper give free lap dances? Why would anyone think a lawyer should be required to provide free services …

Payday loans have become one of the most popular ways for the average consumer to obtain quick loans online. The internet is filled with companies offering to either fund the loans or to act as …

Budget conscious people are looking for fun ways to entertain their friends at home without spending a fortune. In the past, people may have gone out to eat, to bars or other places where they …

Current accounts are the transactional bank accounts, through which bank customers undertake most of their day-to-day banking needs. In the United States, these accounts are referred to instead as checking accounts. Typically, a current account …

Honk! Screech! Wham! You’ve just been in an automobile accident. Now what do you do? First, check yourself and your passengers. Are you all right? Anybody hurt at all? If so, anybody hurt badly? Assuming …

Are you one of the lucky ones who have spare money and you just don’t know what to do with it? Well, investing in mutual funds could be something for you. Rather than putting your …

What is a check? This is a type of a receipt that is usually received by the bank organizations from its customers for various transactions. Checks are convenient. If you do not have enough money …

Saving money can be stressful. Saving and reducing debt can be even more stressful. Thankfully there are many ways you can make reducing debt and saving a little bit easier for you. You can reduce …

There are many reasons why insurance is needed by you and your family. Insurance products are becoming more popular each year so that people can replace items that are important to them without incurring a …

With high prices for everything from food to movie tickets, social and media pressure to own expensive new technology, and credit cards almost required for daily living, avoiding debt can be like avoiding sunlight in …