Having bad credit is no deterrent to obtaining a car loan but the source may be dubious and the terms unsatisfactory. In order to get a good car loan offer with bad credit advance provision …

Paying off debt is a popular financial goal because so many find themselves swamped by loans of all different types. Most young adults have a combination of student loans from college, credit card balances outstanding, …

The first time living away from your parents can be an exciting time. However, as the economy shrinks and college tuition and expenses rise, many college students have to economize on living expenses. Here are …

Identity theft occurs when someone accesses and uses your personal information without your permission to commit fraud. Identity theft victims often find themselves in deep debt and at the center of civil and criminal lawsuits …

Vehicle Loans As a former car sales manager, I write this brief overview of vehicle loans with an eye toward consumer awareness. Let me say at the outset that the purchase of any vehicle is …

Child tax credit is a system which takes in to account the income levels of families with children and the low income generated by some of the working members of a family. It takes into …

Last semester I took a theater class from the local public university, and one of the books that we had to read for the class was Romeo and Juliet. The campus bookstore was selling copies …

Sometimes the best way to save money is to spend money. If you have the means and your windows are 10 plus years old – change them. Highly efficient windows are the number one cause …

Over the last several years many changes have been initiated which have meant that consumers have more information about how their credit scores are compiled. The once secret algorithm is now common information published by …

Here in the England the legal age for drinking is 18 years of age. However, many shops now operate what is known as the challenge 21 policy, which has been endorsed by Trading Standards and …

Not to put too fine a point on it, but the Federal Reserve cannot explicitly cause a bubble; it is investor’s speculation. If the government prints money and the price of gold futures go up …

No matter how frustrating it is going through the process of enforcing child support, this frustration pales in comparison with the frustration that comes from dealing with the deadbeat parents themselves.  To truly understand a …

The Clean Air act of 1970 is a US law that sets limits and regulates air emissions. It’s the law that gave the Environmental protection agency (EPA) the right to set standards as to air …

For conservative investors, inflation is the number one destroyer of the value of money.  These investors hold mostly bonds, which sometimes yield less than the amount of inflation.  Savings bonds, while usually not used as …

Technology is advancing every day and many organizations are taking advantage of these advancements.  One organization, which is using modern technology to the fullest, is the police.  There are more ways the police can catch …

Should states make DNA testing mandatory in hospitals when babies are born? I think it should be done because you have a lot of women who are pinning babies on men having full knowledge that …

Comparing and buying car insurance online is easy when looking at price quotes that are available from each company. A car insurance price quote that is viewed online contains information about selected coverages, all discounts …

Mandatory automobile insurance is a requirement in most all states and can affect the poor in different ways. This includes the ability to pay the premium, having enough coverage and driving without any insurance at …

Many banks have transitioned their customers from traditional bank-branded debit cards to new Vista and MasterCard check-cards which allow you to use them just as if they were a credit card, but instead of putting …

It has often been said that “If you watch water, it will never boil”. This principle could certainly apply to investing. When you are constantly monitoring ever upward or downward move in your investments, you …

A split refund is an option the IRS has given taxpayers as an alternative to a lump-sum refund. Taxpayers have more flexibility in terms of how they receive their refunds. The split refund program offers …

What you should know about your ‘living will’… *Document your wishes concerning your medical treatments or a end-of-life: A living will allows a person to document their wishes concerning their medical treatments at the end-of-their …

When the market crashed in 2007, the stock market followed directly behind. Unfortunately, there wasn’t much advance warning that fallout was on the horizon before it was too late. Thousands of people lost hundreds of …

Nearly all credit card debt is an example of “bad debt.” Bad debt is mostly unsecured debt that includes among it personal loans and credit card balances. But not all debt is bad debt. Quite …

In this article you will learn everything you need to know to get a payday loan in Chicago, but first let’s define this mysterious term “payday loan”. Other names for payday loans are cash advance …

www.everydayfinance.blogspot.com Note that during the recent market downturn stemming from the Asian meltdown, not only did the international funds tank, but so did the U.S. Blue Chips, Small Caps, Energy, and even gold, a perennial …

Borrowing against your life insurance is risky business. Unless you have a bona fide emergency or a certain way to repay it, I recommend against it. If you borrow against it to pay off your …

When listening to the daily speculation on the housing situation, many young families wonder if this is the time to buy. Certainly there is a surplus of housing on the market-and at much lower prices …

Payday Advance loans have been a godsend for me many times.   Because of certain circumstances in the past, my credit  was not good enough to go to a bank, even though I had a steady …

Cocaine Killed My Soul Its only weed, so what, everyone does it. This is what we hear all the time when we ask today’s youth about it. Nothing will happen, it’s just a little weed. …