Finding ways in retirement to become more frugal on a limited income is important. Since it is very difficult to increase your income, you have to learn how to reduce expenditures. One place where there …

Dressing for work often goes hand-in-hand with a hefty price tag. Suits, blouses, shirts, slacks and ties are a little on the expensive side, but necessary to maintain a professional image while meeting office dress code …

Traumatic brain injury (TBI) is an acquired injury that can have a profound impact on an individual and their loved ones. After a TBI is experienced, life is forever altered due to the nature of …

Can we live on $21 a week? Well perhaps for one person and that is at a pinch. Eating is a rather expensive process in the world today. I sometimes wonder how many people in …

Is this honestly still open for debate? “Should there be restrictions on the availability of abortion”? Flat out: Yes. There should also be no war, no murder, no drugs, no theft, no violence, and the …

Factors Affecting Forex Trading Forex Currency Trading is affected by several factors which are mostly external to an individual. Most important of these are GDP, trade reports, unemployment and interest reports. One beauty of FX …

Computer repairs can be expensive, especially when you are on a budget. Get cheaper computer repairs by comparing prices, reading online reviews, and conversing in detail with repair businesses of interest. Compare prices As with …

While searching the internet, you are likely to find many ways to improve your credit rating, most of which involve going into debt in order to do so. However, while it may not improve your …

Identity theft is a scary crime. The idea of some unknown person using your personal information to ruin your financial life and even possibly commit serious crimes is intimidating. While the threat of identity theft …

Stating that we have won or lost the war on drugs is suggesting that this issue can be easily defined in black and white terms. This is not the case for a variety of reasons. …

If there is one phenomenon that all of us would be more than happy to get rid of at the same time, it is TAX. To many it is the ultimate fraud imposed by the …

If you are looking to get a new loan, you are probably getting the chance to review your credit, possibly for the first time. In order to get the loan that you want, you are …

Saving money may seem like a difficult task in today’s economic climate, but there are actually some ways you can manage this which won’t have a huge impact upon your lifestyle, but can make a …

In the World of investing the practice of hedging is used to combat inflationary pressures. This is done in order to protect one’s investments from adverse circumstances arising in particular industries and sectors, economic down …

Investment research on the internet can be very rewarding in reaping the benefits of other peoples’ knowledge. There are countless numbers of websites who are willing and ready to freely give of their investment strategies …

Insurance is supposed to cover us in case the unexpected occurs. However, many insurance companies have used emotional scams and manipulations in order to persuade customers to take out lots of unnecessary insurance. Certain types …

How do you cope with being in debt? Being in debt is never easy, but it is something that you have put yourself into. If you want to cope with your debt, you should be …

ID Theft Part IV CRIMINAL VIOLATIONSSo what happens if a criminal uses your name and infromation when he or she gets arrested. There are procedures to correct your record within the criminal justice databases. These …

Everyone knows they can benefit from maintaining a personal budget, but actually doing it can be a real challenge. Starting is easy, begin by simply writing down your monthly income. The next step is just …

Epidemiology is the branch of medicine dealing with the incidence and prevalence of disease in large populations and with detection of the source and cause of epidemics of infectious disease. Epidemiology within the context of …

It can just start with something small. Burning dinner gets a little bit out of hand. Driving to work after a winter storm you hit a patch of ice and cannot stop sliding. A sore …

A news reporter recently contacted us with a question about the kinds of personal information that can impact the cost of auto insurance. She wanted to ask if there is anything people can do in …

There are many ways to receive donations to help pay off your student loans. You can ask friends and family for help, it doesn’t hurt to ask, plus you can show them all the hard …

Getting your credit back after bankruptcy is very important, as it will be a long time before you are able to file bankruptcy again.  While you will want to get your credit back as quickly …

Financial instruments such as interest rate swaps, futures contracts, variable rate mortgages and syndicated loans extensively use the LIBOR as a reference rate. LIBOR is actually an acronym for London InterBank Offered Rate. The British …

If you are looking for something that will allow you to raise your credit score, you might actually want to look at a credit card. You might be thinking that a credit card is something …

With money to invest, there’s a need to make sure funds will have been invested wisely. For this reason and others, many people opt to have a registered stock broker or financial adviser handle their …

It is easy to negotiate a settlement on a Wells Fargo Bank credit card account,when you understand Wells Fargo cannot prove a debt (money loss).  Wells Fargo does not pay for your credit-card purchases with money. Ralph M. …

Tax withholding forms are documents issued by the U.S. Department of the Treasury’s Internal Revenue Service and Individual State governments for the purpose of generating Federal and State income. Similar entities and organizations exist outside …

About Medicare Disability Benefits Medicare is a program, available to eligible U.S. citizens, that does not have a separate entity for disability benefits. Medicaid and Medicare are two separate programs that work together to help …