In the State of Kansas, all participants to a court action are sworn to do their utmost to seek the truth and administer justice. This concept is so deeply ingrained into the psyche of the …

There are dozens of simple ways couples save money while still managing to enjoy themselves. Often people find every dollar counts and they need to find easy ways to cut their expenses down. But everyone …

Spare time is just that…it’s spare. It’s left over. There usually isn’t a lot of it, so you only have limited time to spend boosting your savings when you do actually have that spare time. …

The Federal Reserve Bank of New York, whose Introduction to Interest Rates is recommended by the United States Department of the Treasury, defines interest as, “the price that someone pays for the temporary use of …

Forex or FX basically means an off-exchange foreign currency futures and options. The value of currencies may vary and investors may lose all or more than their original investments. Along with currencies fluctuating, changes in …

Taking a vacation is one of the most enjoyable things to do. Travel broadens the horizons and gives a relaxing break from the day to day worries of life, the stresses of work and worry …

Here are six tips that should help you to improve your odds of being accepted for a personal loan: 1) Apply for a loan from the bank that you have your current/check account with. Banks …

Mutual funds have consistently offered great returns over the long periods of time for several decades now. They take away the risk of investing in single stocks and are a great way to have a …

When you have money to invest there are a few things to consider. Before you even start to contemplate what to invest in, you should ask yourself the following questions.~ Am I investing a lump …

Interest rates on saving deposits represent negative growth when inflation is taken into consideration, thus many are searching for a higher return on their money. Peer to peer lending is a relatively low risk solution …

After many years of fighting debt, poor credit, thoughts of bankruptcy and temptations to sell my firstborn, I have stumbled onto a successful formula for getting out of debt, and more importantly, staying there. I …

Planning for retirement is one of the hardest financial decisions for a person to make because there are so many unknown factors that could affect the outcome of the decision. Many people do not want …

Poverty is a state of mind. Wikipedia.com says that the poverty threshold, or poverty line, is the minimum level of income deemed “necessary” to achieve an “adequate standard of living”. This standard is based on …

The difference between rehabilitative alimony and reimbursement alimony is the purpose for which the alimony was ordered by the judge. Rehabilitative alimony is meant to support a spouse who gave up opportunities to develop career …

There are no easy ways to become richer.  There aren’t even any easy ways to become rich. There are, however, EASIER ways to become both rich and richer!  What do I mean by that? First, …

Costco is a fantastic place from which to buy products, providing a vast array of saving opportunities.  However, you will not always save money there.  Consider the following factors. You may buy more than you …

Is the system of credit ratings fair? Based on my prior work experience in finance, I have to say “yes”; however, there are things concerning the credit rating system that make it seem unfair. There …

Wait a minute! We are in the midst of a deflationary threat, a downward spiral like that of the 1930’s and the one which hit Japanin the 90’s. The velocity of money is shrinking toward …

A bond is simply another word for a loan. A bond is just about anything that has aa) principal amount, which is the initial loanb) coupon, which is the interest payment, to be paid usually …

Of course, Alberto Gonzales deserves a special prosecutor and his own day in court. The alternative is that he may be prosecuted for crimes, when he no longer has the benefit of the resources of …

Eye exams and prescription eyeglasses are costly! Vision health insurance can cut those costs significantly. Employees often receive vision health insurance within the workplace, but if your employer doesn’t offer it, you can still find …

First of all I think you must assume that all HYIPs (High Yield Investment Programs) are scams, they are definitely ponzie schemes. They come and they go just like that. Dozens of them pop up …

In the nigh on twenty years I worked in retail banking, I could not even begin to estimate the number of customers – chiefly elderly – whom I spoke to about maximising the income from …

Just a few years ago, outgoing Illinois Governor George Ryan commuted the sentences of 156 death row inmates in light of the fact 13 death row inmates were found innocent of the crime they had …

Taking your credit cards along overseas is a far more convenient option than travelers checks. Transactions can be processed outside of banking hours, thus saving the bother of locating somewhere to convert dollars into local …

Payday loans, those places where you are able to borrow money from shady outfits with nothing for collateral but your paycheck, should be banned by local communities, or made illegal by state or federal law, …

I had a debate earlier today with my head teacher in my A level Politics lesson on whether drugs of any kind should be legalised. It isn’t on the syllabus but he is one to …

In the spring of 2009, the New York Federal Reserve Bank, a component bank of the U.S. Federal Reserve Bank, announced it would initiate what was to be called Permanent Open Market Operations which has …

Shop for renter’s insurance? Isn’t it all pretty much the same? Although this is a commonly held belief, renter’s insurance policies and the customer service which goes along with them can actually vary quite a …

Resident physicians are unique creatures of the working world.  They leave medical school with an average of $180,000 worth of student loan debt, little to no savings, and no current income.  However, graduating medical students …