If you have no debt, you are either lucky or do live in a jungle. Debt is something that is unavoidable these days and because we are living in a world where material goods are …

The Value Added Tax (VAT) does not apply to health care services provided by qualified health care professionals, even when they normally charge for their services. It is important for both health care professionals and …

Retirement is that time of life the prepared look forward to reaching. For those who lack the financial readiness for retirement, it can be a time of dread. Worries that the same money problems during …

Imagine being in a hole… a hole that you cannot get out of. You are already swallowed by debts, car payments, and other expenses. To top it off, your next pay check will not be …

Suffer the Little Children We love our children, don’t we? In Britain we are fortunate to be able to give them so much more than previous generations of parents who lived for the most part …

Years ago when cars were never financed beyond 2 or 3 years, refinancing a car worked only for people who couldn’t afford the car or had lost a job and needed to extend the terms …

Large sums of debt have become all too common among college students. Many take out student loans amounting in the tens of thousands and then rack up credit card debt to cover basic expenses. It …

Having been an underwriter in the insurance industry for over thirty years, I’ve found more carriers rely on information from credit history as a method of determining acceptability of a client or the premium charged. …

Whether you just purchased a home, are in the process or have been a homeowner for years, there are many steps you can take to ensure that your home remains that safe haven for your …

Registering and buying domain names is a great way to invest and make money online. The domain names are your online business or website name. Basically whenever you buy a domain name and register it …

Inflation Strikes Treasure Hunters’ Dream House Long ago there was a treasure-hunting magazine with an article about a house that was being remodeled. It was an old house built at the turn of the century. …

Cash flow is the money that comes in the door every week, every month, or for whatever time frame in which you get paid.  It is important to keep track of your cash flow or …

Preparing for a recession is a must. In fact, until my wife and I have more money, we will continue to live as if we are preparing for a recession. We’re trying to save as …

People are living longer and longer. This means more of life is lived in retirement; so much so that it is now recognized that retirement potentially represents a third of your life. While most people …

Most people go into the Forex markets believing that they are invincible. This is to say that they think that they can trade without flaw. They will always be able to profit at the end …

Bad credit but need a loan? No problem at all, as the myriad of advertisements testifies. Although you may not appeal to the more reputable and established lenders, there are plenty of other lenders out …

Most home owners don’t need to think twice about investing in homeowner’s insurance. When renters come into the equation it’s not so readily granted. The majority of mortgage companies demand that homeowners be covered by …

Identity Theft, many of us find out that someone we know or ourselves are affected by it. A big question many people as is why? Well because technology can be great but it’s also filled …

Flipping Real Estate For Investment Investors that wholesale or “flip” real estate accomplish the same basic task that real estate agents accomplish. Specifically, the “flipper” investor buys real estate or places properties under real estate …

How valuable are stock market predictions? Part, if not all, fun and excitement of the stock market is the art of predicting how stocks will turn out tomorrow, next week, next year, ten years from …

Living on a fixed income is difficult. When living with a limited amount of resources, finding the biggest bang for your buck is not only wise- it’s necessary. There is good news. As an individual …

Ah, London! For all the complaints about rain, smog, traffic and warm beer, it’s still surprising how many tourists make the trip to the capitol of England every year, especially since 9/11. With the exchange …

For the beginning real estate investor, he must first determine what his financial goals are. Does he need to make money in a hurry, invest for his kids education or just supplement his retirement? Once …

As technologies and product lines first become available, there is always a frenzy of consumer interest. Unfortunately, during the launch of a new product, there is also a little thing some consumers just can not …

Do you feel like you are drowning in debt? The global financial crisis has placed greater financial pressure on so many people feel overwhelmed by their level of debt and financial commitments. It is also …

Banks are far more reluctant to loan you their money these days than they once were, so before you even apply for a personal bank loan it pays to obtain a copy of your credit …

Tax time is upon us once again causing those that aren’t prepared to panic. Organization of paperwork can help the average tax payer to experience a virtually stress free tax time. Organizing paper work for …

Are you looking for some good ways to avoid debt? Most people have some sort of debt, and it can’t always be avoided, but there are ways to limit your debt levels. If you are …

Series EE savings bonds are a reliable, low-risk savings product backed by the full faith and credit of the United States government. In a low interest rate environment Series EE savings bonds yield very little …

WHAT IS MICROFINANCING? By definition, microfinancing is referred to as, “a means of extending credit, usually in the form of small loans with no collateral, to nontraditional borrowers such as the poor in rural or …