Stocks and options are both common terms within finance. They are both securities, meaning instruments with financial value that can be exchanged and negotiated with. The difference between them is whereas one represents an actual …

How to buy and sell overseas property. Taking the stages one at a time, it is necessary to know the market of your chosen country before either selling or buying abroad. Knowing the market helps …

Until the internet, few people ever heard of Forex let alone trade it. Now just about anyone can get involved in Foreign Exchange by trading online. It is very important, though, to learn the process …

It’s easy to say “put away $1.00 a day since you spend more than that frivolously on coffee, magazines, etc.” But the truth of it is, you will most likely continue to spend that $1.00 …

MISSING? Most of us, at some time or another, lose items. It may be simply that the item has been misplaced or it could be that it has been stolen. With the introduction of Chip …

It isn’t easy to stand up and say yes to an issue that can very well be precieved in a different manner then I intend. There is often an image that goes along with teens …

Before making a move and getting a cheap car insurance rate for your car, it is no doubt a good idea to first compare various quotes from different insurance companies. It is also necessary that …

Lending institutions love to fob off responsibility for their lending decisions on various credit bureaus. A typical letter denying credit consists of one short paragraph stating the denial and then four or five paragraphs encouraging …

Saving for retirement requires discipline. Saving for retirement while short on cash requires even more discipline. In this economy many are either struggling to save for retirement or have dipped into their retirement savings. Despite …

Comparing car insurance rates in Illinois is the best way to find the insurance best suited for your needs. The state does require minimum amounts of liability auto insurance to be maintained on every registered …

If you’ve been wise enough and determined enough to follow the sage advice of financial gurus, you are probably patting yourself on the back for having established the much coveted emergency fund as part of …

You’ve maxed out your credit cards, are upside down on your mortgage and home-equity line, and many even have out a payday loan or two.    You can’t just print your own money, right?  Oh that’s …

A cup of coffee has gone up just like everything else has. According to this site, the National average for a cup of coffee is $1.38. Like everything else, there is always a way to …

The New Year always gives the impression that it’s a fresh start. There’s something about it that brings out the best in people, though it doesn’t happen on its own. It takes a little will …

The retail industry is plagued with a lot of uncertainty as result of the weak economy, high unemployment rate and a weak consumer. Buying the stock of any company in the retail space comes with …

Making the investment in local and foreign markets will benefit the investors. Normally the investors make investment in local markets as they aware of the current market situation. When the investors have enough experience in …

Private companies are restrained by share limitations that can stifle the flow of investment capital, and the U.S. Securities and Exchange Commission is taking notice. Recent developments at the SEC have led to the disclosure …

Other than for emergency purchases, the main argument supporting credit card usage is that it helps to build credit history. However, while using a credit card is a good way to build credit, when not …

Having a good credit reputation is increasingly more important as it impinges on so many areas of ones life. No longer restricted to determining ones ability to obtain credit, loans and mortgages, having bad credit …

Although many people expect to spend a fortune on heating and electricity bills in the winter, this does not have to be the case.  With careful planning and a few small investments, it can be …

No one expects to be in an auto accident. A few lucky individuals never are. And some unfortunate folks have more than their share. Chances are you will find yourself as either the crasher or …

As improvements in printing technology have advanced,  the variety of ways the United States Treasury Department has implemented these advances has increased to make it easier than ever before to identify counterfeit money. Most counterfeiters …

Teaching children about making investments is good way to secure your child’s future. Children who learn to make investments at a young age put themselves ahead of the curve. Teaching investments is a good way …

Real estate fraud happens to someone everyday. It can take several forms. No matter what form it takes, it always leaves someone a lot poorer than before. You don’t want to be a victim. There …

Art is the expression and the manifestation of one’s individual way of thinking. As each and every one of us knows you can’t reasonably place a price on one’s feelings. This is one explanation of …

Most states mandate auto insurance be carried on your vehicle at all times. Each state sets forth different policies and amounts that must be carried, and failure to maintain the minimum amounts of auto insurance …

The first thing people need to understand is that Credit Cards are both your best friend and your worst enemy. It all depends on how you approach your Credit Card experience. I’ve owned a Credit …

In the past, forex trading was the preserve of the banks and big businesses, but today anyone can become a forex trader. Forex trading has become the fastest-growing trading industry, with an average of US$2,000 …

Finding a good real estate investment during a financial crisis is not so dissimilar from finding a good real estate investment in a normal financial market.  A low price, great location, and an appropriate amount …

December 15, 2007 at 4:30 am my husband and I woke up to the sound of the alarm clock beeping in the dark. As I came to consciousness from my slumber I noticed our hall …