Building a financial safety net is imperative in this economy. It is better to pay yourself and build a safety net to support your needs as opposed to your wants. When building your safety net …

Insurance, the word alone strikes fear into the hearts of consumers. Like many fears that overwhelm us, an increase in knowledge usually will mitigate the intensity and empower the buyer. Condo Insurance is at its …

Recently, I spent a rather large sum of money taking my dog to the veterinarian on a Sunday evening, only to discover he had an allergy attack which was simply and quickly cured by a …

Many people are in receipt of state disbursed payments. Typical payments include unemployment benefits and child support payments. Currently twenty three states nationwide offer the option of receiving these payments, and other state payments, as …

From a dollar standpoint, your medical insurance is probably the most valuable employee benefit you receive. In general, if your employer has more than 20 full-time workers, you enjoy broad protection under Federal laws in …

As a group teenage drivers are the most expensive demographic in auto insurance. Rates for single males under 18 are particularly notorious, but the rates for females aren’t much better. However, there are some ways …

Identity theft ranks highest on the Federal Trade Commission’s list of Consumer Fraud Complaints. Even the most diligent among us cannot completely safeguard our personal information at all times. Identity thieves are becoming more adept …

The book, Trump University: Real Estate 101 is written by Gary W. Eldred, PhD. The book is well written and contains some great information on basic real estate investing, and how anyone with capital to …

Credit score, also known as FICO score, is a widely accepted standard to assess the financial eligibility of each individual to acquire new line of credit or to negotiate lower interest rates on a loan. …

Sam is at it again! When he came into work this morning he announced, “I’ve got a boat payment due so we’ll be making a loan today!” My heart sank. It meant another unsuspecting homeowner …

Keeping people in their homes is a paramount responsibility of the Federal government because the alternatives will cost significantly more and the most disadvantaged are suffering thanks to the mismanagement of corporate high-fliers. Indeed it …

Traditionally, one of the reasons it is advantageous to come up with a 20% or more down payment when purchasing a home is that anything less than that requires you to pay for private mortgage …

Should you invest in stocks? That’s probably the most salient greed v. risk question facing us today. The U.S. stock market is up, way up, with the Dow Jones Industrial Average almost a thousand points …

Your credit score is calculated through secret formulas used by the credit reporting bureaus. Although the exact formulas used by the credit reporting bureaus are unknown, the factors that are used to calculate your credit …

A 401(k) is a type of retirement plan sponsored by your employer. There are several key benefits to participating in a 401(k). First, money deposited into the account is taken directly out of your paycheck …

In order to choose the right Internet bank, you must first determine what it is you are looking for in a bank. An Internet bank is one that is only accessible online so for most …

Current economic downturns have made many people leery of investing in general. Once believed to be stable, the financial sector has been crumbling in front of all of us. As one bank after another fails …

Homeowners insurance coverage is important to protecting an individual’s house and possessions. A homeowners insurance policy will cover the dwelling, contents and liability protection. Many first time home owners are not aware of all the …

Local food carries with it many benefits, in particular increased nutritional value, leading to overall healthier food. In addition to the health benefits, there can also be a great financial benefit to eating local, in …

It is crucial to have a good credit score today as the original intent of credit scoring has been manipulated by the businesses which create them to such an extent that credit scores have become …

Economic times are tough and coupons are one of the easiest ways to save money. However, buyer beware. Manufacturers are smart. Coupons entice you to buy unnecessary goods if you are not careful. Here are …

It is a well known fact that life expectancy, for most people, is longer than it once was. More people now reach retirement age fully fit and healthy enough to continue working, if they wish …

The American Recovery and Reinvestment Act of 2009, signed into the Law on November 6, 2009, includes many new programs that taxpayers can choose from in order to reduce their tax liabilities or to receive a larger …

School bells are ringing once again, and that means that it is time to shop for school supplies and school clothes. School shopping can take a big bite out of your budget if you are …

Having easy access to your cash is extremely important, even in an age when electronic payments are becoming more prevalent. Money can be withdrawn from the counter of your bank branch but it’s obviously much …

Credit scores are big business these days and whether consumers choose to use credit or not, a good credit score is a vital thing to have. Without the use of credit it is difficult for …

The primary purpose for a Triple Net Lease (NNN) property, places the responsibility to pay all property expenses upon the tenant or Lessor. These expenses include taxes, insurance premiums, maintenance, repairs, any upgrades, and utility …

In the financial world there are many instruments that are being traded daily on the markets. This includes foreign exchange trading, stock exchange trading and derivative markets. Few people are interested in pursuing a career …

Utilizing financial analysis is not only be beneficial for any business or organization that is looking to make a profit and further their credibility in each year of income, but it can also be very …

Let’s be realistic; you don’t know and I don’t know…in fact nobody really knows when this falling real estate ball will bounce back up again. So what do you do? You keep going the way …