Pros and Cons of Disciplined Spending

Pros and Cons of Disciplined Spending

Many people fail to realize the importance of disciplined saving while for some who do, they simply failed to apply it to their lives. Disciplined saving is very important, and in fact is a must …
Simple Ways to get out of Debt

Simple Ways to get out of Debt

With all the articles, books, and other things that have been written about how to get out of debt, one would think that it is a difficult process.  However, the reality is that while it …
The World of Life Insurance

The World of Life Insurance

The world of life insurance Insurance is the building block or foundation of any financial plan. Insurance policies protect the insured from risks. Insurance quotes: Getting insurance quotes is rather simple these days. You can …
Poor Credit Auto Loan

Poor Credit Auto Loan

How do you go about getting a fast car loan today, even if your credit score is poor? There’s some effective ways of getting a quick auto loan, however some are faster than others. You …
Introduction to Credit Unions

Introduction to Credit Unions

In October, 2010, a credit union employee in Saskatchewan was part of an eight person team that travelled to Mongolia to support credit unions in that country as coaches and mentors.  The Canadian Co-operative Association …
Why Tax Refunds are Bad

Why Tax Refunds are Bad

Every year around this time, those familiar words start to pop-up. The words are “tax refund” and “deduction” usually heard in association with other words like “big” or “more”. It is as if some marketing …
Causes of Overspending

Causes of Overspending

We all know that we should live within our means but for many households this is an aspiration that proves impossible to meet. Overspending has become commonplace and has a serious impact upon our ability …
Coupon Organizing 101

Coupon Organizing 101

Coupon Clipping may seem like it takes a lot of time, but once you get a system going it can save you a lot of money in the long run.  There are many ways to sort …
How much Renters Insurance

How much Renters Insurance

Renter’s insurance provides tenants with peace of mind. Renter’s who travel leave their belongings behind as they fly or drive around for days or weeks at a time. With an insurance policy, the renter does …
Understanding Foreclosures

Understanding Foreclosures

There are many advantages and countless disadvantages about foreclosure. For people selling properties, there are always advantages, just as there are disadvantages for people buying foreclosed properties. But just anything about foreclosure, there may be …
The Pitfalls of House Flipping

The Pitfalls of House Flipping

It was easy up to a couple of years ago, when insanely rising home prices made any “buy and sell fast” technique a winner. Often investors made money even before they closed on the purchase …
When to Start Investing for Retirement

When to Start Investing for Retirement

It’s simply a fact: most people wait way too long to start investing for retirement. It’s not that hard to see why either… people look at it, and figure they won’t retire for at least …