Getting rid of the television can seem like an extreme thing to do and might be a major sacrifice for your family. Before you totally dismiss the idea and move on to another article, there …

Life insurance works as follows: you pay a regular sum (a premium) to an insurance company and then they pay out a lump sum, to a named person (beneficiary) in the event of your death. …

Choosing or determining the mortgage to apply for depends on your financila status, your time, and distance or location you are trying to get the house. And sometimes your taste or favouring of some heard …

Credit card debt is a major problem in the lives of many people. All too easy to accumulate, there are those who discover only too late that their level of credit card debt has reached …

Many people fail to realize the importance of disciplined saving while for some who do, they simply failed to apply it to their lives. Disciplined saving is very important, and in fact is a must …

With all the articles, books, and other things that have been written about how to get out of debt, one would think that it is a difficult process.  However, the reality is that while it …

Payday loans are indeed consistent with the free market. They fill a legitimate need in the marketplace. They should also be used a a last resort though. Rates are as high as they are because …

To borrow from your own 401 plan is essentially borrowing from yourself. So the question then becomes, should you make a loan to yourself? The answer is, of course! The fact is that the plan …

Shopping for back to school clothing can quickly turn into an unpleasant ordeal for any parent. No one wants to wind up engaging in a battle of wills with their children as they shop for …

Of all the things you would not want stolen, one of the most important is something intangible: your identity.  Identity theft is all too common nowadays, and its ramifications can play havoc with your credit, …

Credit cards offer convenience. With credit cards, you are not required to pay the full amount right away, and that can easily lead to overspending, which in turn can lead to credit card debt. Luckily, …

The world of life insurance Insurance is the building block or foundation of any financial plan. Insurance policies protect the insured from risks. Insurance quotes: Getting insurance quotes is rather simple these days. You can …

How do you go about getting a fast car loan today, even if your credit score is poor? There’s some effective ways of getting a quick auto loan, however some are faster than others. You …

In October, 2010, a credit union employee in Saskatchewan was part of an eight person team that travelled to Mongolia to support credit unions in that country as coaches and mentors.  The Canadian Co-operative Association …

Living your life hoping for the best is a great philosophy and one which more of us should strive to make a daily goal. At least to the point that we do not look for …

Getting auto insurance in Texas is as easy as getting on the computer. There are several sites on the internet that can help you along the way. I recently did this and went straight to …

Every year around this time, those familiar words start to pop-up. The words are “tax refund” and “deduction” usually heard in association with other words like “big” or “more”. It is as if some marketing …

We all know that we should live within our means but for many households this is an aspiration that proves impossible to meet. Overspending has become commonplace and has a serious impact upon our ability …

Coupon Clipping may seem like it takes a lot of time, but once you get a system going it can save you a lot of money in the long run.  There are many ways to sort …

Adverse bad credit loan mortgage Contrary to popular belief, there is no such thing as a “credit blacklist”. If you have a particularly bad credit score you might find yourself being rejected for a mortgage …

In the debate of whether or not parents should be held responsible for their children’s criminal behavior many weigh in their opinions based on their own perspective or experiences but what are the facts? Many …

Renter’s insurance provides tenants with peace of mind. Renter’s who travel leave their belongings behind as they fly or drive around for days or weeks at a time. With an insurance policy, the renter does …

We hear everyday about people who have had a tragedy, and have no insurance to help them repair damages, replace lost possessions, or replace the  home itself. The chief excuse is the high cost of …

My wife and me are currently enrolled in college. Initially we could care less about insurance, we figured were young, were healthy, we will graduate in a couple of years and get real jobs, we …

Of COURSE not! Geeze. People who say “yes” simply have never been in a position to understand the other side. Do you realize, for instance, that the more health insurance businesses are REQUIRED to purchase …

There are many advantages and countless disadvantages about foreclosure. For people selling properties, there are always advantages, just as there are disadvantages for people buying foreclosed properties. But just anything about foreclosure, there may be …

When most people are short on cash and need a few hundred to a few thousand dollars, they walk down to the local bank and try to persuade the loan officer to give them a …

The most popular – and safest – mortgage option is a repayment mortgage, where the monthly payments are made up of a proportion of the capital advanced and the interest on that capital. However, these …

It was easy up to a couple of years ago, when insanely rising home prices made any “buy and sell fast” technique a winner. Often investors made money even before they closed on the purchase …

It’s simply a fact: most people wait way too long to start investing for retirement. It’s not that hard to see why either… people look at it, and figure they won’t retire for at least …