It’s never too young to start investing. I personally started putting my paper route money into an Individual Retirement Account IRA (sure it was at the “suggestion” of my parents) when I was 12 years …

How to adapt and compete in changing real estate markets Real estate agents have to keep business moving. The job of a real estate agent is to keep the market moving, ensuring a steady flow …

Are you a victim of High Auto Insurance Premium? Do you think your Auto Insurance Premium is High? The answer to both these questions is invariably going to be a YES for the majority of …

While earning a credit card debt can be a fun and rewarding experience, most find that the struggle to repay it isn’t. So even though the basic rules of credit card management are all too …

Those who are rich started on their path to success with one thing the rest don’t have, which is the belief that it is possible to become a millionaire. The millionaire mindset embraces the power …

Did you ever have someone tell you to use your common sense? They weren’t trying to be insulting; they were just trying to get you to reach a new goal. Using your common sense to …

My wife thinks I’m cheap, but the reality is that I’m just being frugal. My clothes are all frayed.  My wife thinks I’m being cheap by not buying new clothes.  However, I work out of …

Having in no small part contributed to the reckless spending culture in Britain, banks have now clamped down and are rejecting up to half of all applications for credit. As the cost of living continues …

Since each of us are somehow different from every other person who is alive on Earth, what is good for some people might not be good for other people. That much is most certainly correct when …

 The most common form of home destruction is caused by fire. 14 The first fire insurance policy collected from many individuals by London merchant Nicholas Barbon (English economist, physician and financial speculator 7) and associates, …

The recent upheaval in the world markets has made investors reconsider risk and how it effects their investments.  One misguided idea is risk is a bad thing for investors.  But that simply isn’t true; risk …

The truth about some things in life is that the simple things are the hardest to accomplish. Despite sophisticated methodologies and complex concepts, some people just need to do the little things in order to …

Bricks and mortar have always seemed like a solid investment, and many people worldwide are reaping the benefits of investing in a vacation home. Their reasons are varied, though the one thing they have in …

Saving money for a down payment can be challenging simply because it involves putting money aside for some future use. When you have become accustomed to the pleasure of instant gratification it can be very …

Overview of Social Security Widow and Widower Benefits  Social Security pays benefits to the widow or widower of a worker who worked enough to qualify for Social Security benefits. The amount of benefits that a …

If you’ve made the decision to rent your home, apartment or condo, it’s probably time to begin at least considering a renter’s insurance policy. Not only is renter’s insurance typically inexpensive, it will cover your …

With the aim of wooing customers, many credit card companies offer rewards ranging from loyalty points to cash-back rebates. There are rewards to suit one’s lifestyle ranging from airline to movie tickets, discounts with selected …

The news around dividend-paying stocks became the focus of conversation at the start of the year with BP’s massive oil spill into the Gulf of Mexico. When the events began to unfold, BP suspended its …

How to avoid common newbie real estate investor mistakes Since the subject of this topic is investment, the area that it puts up for discussion is from the buyers point of view, rather than that …

Almost every state in the U.S.has mandatory car insurance requirements. Car insurance rates can be expensive, and the best way to ensure that you are getting the atleast the state required coverage at the best …

On Obama’s Impact on the Markets The GDP of a nation measures its consumption, investment, trade exports minus imports, and government spending. Given that the first three of these measurements are not doing particularly well …

Saving money on automobile insurance is not difficult. Most carriers allow for rate reductions under a variety of circumstances. Step One: LOOK FOR DISCOUNTS ON YOUR PRESENT PLAN. Some common ones are for driver education, …

The best predictors of investment success for any business should be visible and be able to guide the business owner on the way forward. It is important for all business owners to gauge and see …

Investopedia defines a stock split as “A corporate action in which a company’s existing shares are divided into multiple shares….” While this sounds like a rather simplistic definition, it is as simple as that. To …

Your retirement benefits are your nest egg, and ERISA is your mother hen. Without the law, shortsighted companies, who can’t seem to see beyond the next fiscal quarter, could put your hard-earned assets at risk …

Radio frequency identification, or RFID, is a common technology and one that is growing more common all the time. It is almost certain that you have come in contact with this technology in recent years. …

Starting your own emergency fund can be difficult to do with the uncertainty of the economy. If you live paycheck to paycheck you probably have every intention to save money, but it is hard. Thankfully, …

The best way to repair your credit rating is to maintain one credit card and make regular payments on all loans and other financial obligations in compliance with your monthly budget, cut back on non …

Besides saving you money, there are some budgeting habits that will also help the environment Going paperless Many companies now offer online bill payment. You can either do this through each individual company or many …

Every responsible adult should consider estate planning. Whether you are 25 or 85, if you want to make sure your loved ones and your property are taken care of when you pass away, you must …