Getting a mortgage on a small property is pretty similar to getting a mortgage on a larger property, except for one additional challenge. That challenge is finding a lender who is prepared to offer a …

A home equity line of credit is a form of revolving credit that uses your home as collateral for the loan.  With a home equity line of credit (also known as a HELOC) you typically …

There are many individuals across the nation that do not realize how easy it is to apply for a debt consolidation program. Entering a debt consolidation program is not difficult for most people and generally …

Every Person in the United States of America is a consumer. That means Americans like buying things, and a lot of things at that. Americans want more no matter what they already have, and in …

When a company, regardless of size, purchases health insurance for its employees that company is able to buy it at a substantially lower cost as there are many more participants. Individual policies are, in so …

“You can’t balance a check book from the middle of the ocean or from a fox hole in a combat zone!”  Every service member who is preparing for deployment should hear those words and make …

A multifamily home is a building composed of numerous living units.  Duplexes, triplexes, and town homes, are common examples of multifamily homes.  If you have never invested in real estate, multifamily homes may be a …

The mortality rate is a primary determinant of life insurance costs. These costs are attributed to identifiable risk groups. Those who do not pose additional risks to life insurers would obtain preferred premium rates. Anything …

For most families, reducing household expenditure is a necessity as the cost of living continues to increase at a much greater rate than salaries. One way to do this is to reduce the amount of …

* PLEASE NOTE: Nothing in this opinion constitutes financial advice. You should always seek advice from a qualified financial advisor who will take into account your individual circumstances.* THE FACTS IN THIS OPINION RELATE TO …

If you’re looking for an auto loan, the solution may be right at your fingertips. Online auto loans let you obtain the financing you need without having to visit different banks, credit unions, or dealerships. …

Understanding leases In this brief chapter we are going to discuss conventional lease contracts because it is a very important part of putting together a lease option. Most authors, teachers and mentors of lease options …

You think you have what it takes to be an investor? Well, today is your lucky day. Believe it or not most self made billionaires started small. You don’t to spend a lot of money …

Be smart when purchasing life insurance by navigating the complex issues with several important questions in mind. Be sure to ask your agent the questions below because the topics may not come up easily in …

If you own a vehicle, having auto insurance is an element of good financial planning. Apart from it being illegal to drive an automobile without insurance, it is good protection for your finances. Many dealerships …

There are trillions of dollars available in this big world, and you have just as much right to it as anyone else. If the Hiltons, Martha Stewart and Donald Trump have scads of it, why …

Estate sales, also known as estate liquidation or estate auctions, are typically held when there has been a death, divorce, or bankruptcy. Some people will also want to host an estate sale before a large-scale …

There are various reasons why people rent. One reason may be they do not want the hassles and expense that comes along with owning a home. Renting, however, does not exclude you from certain expenses …

When it comes to managing your debt and getting it paid off, there really is no magic quick-fix. Having a system and a plan will help you however, but I don’t mean “shuffling” your debt. …

When you’ve never purchased life insurance before, it seems as if the possibilities are mind-boggling. There are several approaches you can take. By asking yourself the following questions, you’ll be on the right track to …

Potential Tax implications when losing your home to foreclosure or short sale When a property is sold as a short sale or lost to foreclosure, it is treated as a sale or exchange from which …

There are valid arguments against coupon-clipping. For people above a certain income level, cutting out coupons to save five dollars in 15 minutes simply isn’t worth it. For instance, a lawyer who makes $200/hour can …

The basic idea behind refinancing a home is changing the profile of your home loan. When you refinance, you can lower your interest rate, lower the monthly payment, extend or decrease the term of the …

This is the first article in my “A Day in the Life of… ” series covering different Property Management positions. After having filled these type positions myself in numerous localities, I find the urge to …

Five Secrets to Finding Deals in Real Estate Recently I read an article about motivated sellers. When people are facing a death in the family, divorce, job transfer, and financial stress, it would make sense …

In our home, “New Years” doesn’t mean parties, staying up late, or watching the Dick Clark special. “New Years” meaning figuring out our tax refund. While this may not be the highlight of some people’s …

If you have bad credit, it is hard to get accepted for a credit card or even a bank account. This situation usually only occurs if you have been missing payments for a long time …

Insurance companies use various technologies to provide an insured with a rate or price quote. An insurance company may use various types of computer software, the internet as well as e-mail to create and send …

With the possibility of changing tax laws, you may want to prepare by switching how the dividends you now receive are being invested, or what type of account you have invested in. While no one …

There are several ways that person can quickly increase their credit score. Credit score is determined by the amount of debt that a person carries and how quickly they pay off that debt. This means …