Debt collection is a multi million dollar business. They utilize call centers that may work for many different companies and often the debt collector calling you has minimal information about you or the company, they …

When Thomas Stanley and William Danko began to research wealthy people for their book, “The Millionaire Next Door,” they found among other surprises that a high percentage of multi-millionaires did not buy brand new cars …

Reality is that many people are living from paycheck to paycheck. There is no room for error or unexpected events in many homes throughout the world. So, what happens when you bounce a check or …

“Invest to win in 2007” does not literally mean just for the year alone. It is an analogy. To win is of course to gain financially, in a positive sense, and to venture on a …

Unless or are a “Guru” or some such “Seer” into the future making purchases of the capital stocks of the corporations that are listed on the World’s stock exchanges is still a very risky thing …

You’re young and have just moved into your first apartment. You don’t have a lot of personal property: your television, a kitchen table and some chairs, your computer, a little bit of furniture in your …

As our family grew slowly over the years to include a father, mother and ten children, we began by necessity to become a frugal family. As a stay at home mother who was mostly responsible …

Sweep loans are a type of loan that allow the borrower to move funds between accounts to pay off a loan balance. Sweep loans are established to allow for more convenient personal money management, optimal …

Car insurance is one of the necessities that anyone who owns a vehicle has to have.  It is something we can’t do without, but it can be very expensive. Depending on what type of vehicle …

Everyone who drives an automobile must have at least basic liability insurance. Those who drive vehicles that have been financed are also obligated to insure the vehicle against collision damage, theft, and other events that …

Budgets are the planning tools of very wise people. When you consider how hard it is to obtain money and how easily it slips through your hands, you can see why a budget is important. …

Debt collectors calling to say you must pay a debt that you owe is a call that many people have experienced in the last few years. Most of the people that work for debt collection …

What happens when you find exactly what you have been looking for over the last six months, but at a time when you are short of cash.  For most of us, that means flashing the …

Are you miserable as a result of having a rough time financially? You can improve your lot with some effort. You will learn tips for solving your financial problems. Have you been out of work …

Affordable health care is a problem for many people in America. You would think if a person has a full time job or a professional job that they would be able to afford health care,but …

In this day and age the addition of an investment adviser is vital to the success of a retirement plan. It may not seem like it but this is going to have to at the …

It is very costly to have car insurance, but necessary, not only because it is required by law but because it protects both your assets and your finances. In these tough economic times, many drivers …

When economic times are tough and money doesn’t stretch as much as you’d like or think it should, it’s time to sit down and evaluate your personal financial health. The reason you need to do …

Debit vs. credit While they may look alike and can be used for the same purpose, the main difference between a debit and a credit card is whose money you’re using. The question of debit …

If you’re like me, you love reading books. Books on many different subjects and genres, I simply love to read, like many people. I also love the feeling of a new book, knowing that you …

Homeowner’s insurance provides vital protection against the risks that face you as a homeowner. The rate that you pay for protection by your homeowner’s insurance policy in governed by a range of factors. The type …

As I sit here contemplating the destruction that debt wreaks in so many individual’s lives, I am struck by the fact that debt is never something that is talked about with pride. You never hear …

Let me offer a qualified yes. I worked in the insurance industry for 25 years, and my company has a very comprehensive employee and retiree health insurance program. Raising kids and going through many illnesses …

Who is to blame for the mortgage crisis? America, go look in the mirror! You don’t pay your bills and if you do, you let interest and late fees accumulate until you can’t pay them. …

Confessions of a Loan Jockey: The news is full of it. Every morning as I struggle to awaken I peruse my local paper only to get more bad news followed by even worse excuses as …

Walk into any grocery store today and you’re facing any number of scams. Scams to get you to spend more, and have less in your pockets and cupboards. Many of these scams come from the …

Beginning the search for an individual health insurance policy can be an ominous and daunting task for someone with little or no experience in the health insurance industry. Since the number of insurance companies increases …

Homeowner’s insurance premiums for the average American homeowner runs over $800 annually. Since every homeowner needs to have insurance coverage, you can not duck out to save cash or you otherwise risk losing everything should …

The popularity of payday advances is now an established fact, and one of the main reasons for this is because of the ease with which they can be obtained. Payday loans are available at not …

Life and insurance, they go hand-in-hand for all us in our daily lives. But one of the most important types of insurance can be the most difficult for first-time buyers, and that is Life Insurance. …